USDA VS FHA in Mogadore, Summit County, OH

For 2026, the USDA loan limit in Mogadore, county of Summit, OH, is $285,000. In contrast, the FHA limit for a single-family house is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates and determine the necessary income, credit, reserves, and documents required for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the best program for your financial needs in .

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Understanding 2026 Loan Limits and Down Payment Needs in Mogadore, County of Summit, OH

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loan Programs in Mogadore, OH

Lendersa®'s primary goal is to seamlessly connect you with the ideal USDA or FHA loan. Start with one of three pathways that guide you to compatible lenders and USDA loan programs.

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Explaining USDA Loans in OH

A USDA home loan is a mortgage backed by the government Department of Agriculture, often referred to as the USDA rural development loan. Available only in rural areas, this loan does not require a down payment, unlike FHA loans, which require a minimum of 3.5% down.

Enter your location to find out if it qualifies for USDA rural housing loan?



Mogadore Lenders

  • GenFed Financial Credit Union
  • 2492 Wedgewood Drive, Suite B, Akron, OH, 44312
  • Lends in Ohio
  • GenFed Financial Credit Union is a not-for-profit financial institution that serves areas of Ohio, Illinois, and Indiana. We are owned by our account holders (also called members) and we exist for their benefit. Credit unions don’t have stockholders like banks and are able to return any profits to the members in the form of better rates, lower fees

  • Schmidt Mortgage Company - Randy Milani
  • 1953 Englewood Ave, Akron, OH, 44312
  • Lends in Ohio
  • Schmidt Mortgage Company was originally established in 1940 as “Frank A. Schmidt & Son’s” in Cleveland, Ohio, originating and servicing residential and commercial real estate loans. It was incorporated in January, 1959. It is one of the first 100 lenders in the country to become approved as a seller / servicer of Fannie Mae.

  • Hometown Bank OH
  • 142 North Water Street, Kent, OH, 44240
  • Lends in Ohio
  • We opened in Kent in 1898 as a state-chartered building & loan association called Home Building & Loan Company. Early services were limited to financing area homes. After many years as a successful building & loan, we changed our name in 1953 to Home Savings and Loan Association, having taken on more in the way of services to savers and borrowers.

  • Goodyear Employees Credit Union
  • 501 Kelly Avenue, Akron, OH, 44306
  • Lends in Ohio
  • Goodyear Employees Credit Union has been open since 1961. The credit union has assets totaling $5.63 Million and provides banking services to more than 900 members.

    The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.

  • Akron Fire Department Credit Union
  • 1810 Buchholzer Boulevard, Akron, OH, 44310
  • Lends in Ohio
  • Akron Fire Department Credit Union more than 80 years ago. Our name later became Akron Firefighters Credit Union & membership expanded to firefighters & their families throughout Northeast Ohio. In 2016, we merged the Akron Police Department Credit Union into our membership. Membership is now open to include all First Responders in the state

  • Summit Federal Credit Union
  • 100 Wheeler Street, Akron, OH, 44311
  • Lends in Ohio
  • In 1951, Summit Federal Credit Union ( then known as Summit School Employees Federal Credit Union), like all credit unions, was organized because a handful of people believed in an idea and were willing to work, to serve, to create and to bring to reality a cooperative financial institution. We organized for mutual protection

  • Buckeye State Credit Union
  • 197 E Thornton Street, Akron, OH, 44311
  • Lends in Ohio
  • Our credit union was founded in Akron, Ohio in 1933 to give financial support to postal workers. The credit union operated out of the Akron Post Office until 1968. By 1975, our membership grew to include many more members of the community, so we changed our name to Buckeye State Credit Union.

  • BFG Federal Credit Union
  • 445 South Main Street, Akron, OH, 44311
  • Lends in Ohio
  • BFG Federal Credit Union has been open since 1935. The credit union has assets totaling $171.85 Million and provides banking services to more than 23, 000 members

    The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member

  • Firestone Federal Credit Union
  • 31 Hanna Parkway, Akron, OH, 44319
  • Lends in Ohio
  • Firestone Federal Credit Union is an income sharing financial cooperative, dedicated to best serving the financial needs of its members. This primarily includes offering competitive rates on savings and low cost loans for provident purposes. The safety and stability of its members' assets shall be the prime consideration