USDA Vs. FHA your options comparison in Mayfield-Heights, Cuyahoga County, OH

In 2025, the USDA loan limit for Mayfield-Heights, situated in Cuyahoga county, OH, stands at $0. In comparison, the FHA limit for a single-family home is $356,362.

With the Lendersa® USDA loan calculator, you can evaluate the best rates available today for USDA versus FHA options, determining the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, guiding you to choose the most suitable program for your financial situation in .

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2025 Loan Limits and Downpayment Requirements in Mayfield-Heights, County of Cuyahoga, OH

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Explore USDA and FHA Loan Options in Mayfield-Heights, OH

Lendersa®'s mission is to quickly and conveniently secure the most suitable USDA or FHA loan for you. Start with one of three approaches to match with lenders and explore USDA loan opportunities.

Lendersa USDA loan request and matching results

What is a USDA Loan in OH?

A USDA home loan, secured by the U.S. Department of Agriculture—commonly known as a USDA rural development loan or mortgage—is only available in rural areas. FHA loans require at least a 3.5% down payment, but USDA loans do not require any down payment, making them attractive to qualified buyers in rural communities.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Legacy Financial Services
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  • Menconi & Associates / California Mortgage Group began within the mid 1980’s with associates from our current company. Then, in 2002, through the efforts of Mr. Menconi it became a family-owned company. To date, several members of the Menconi family have performed various functions within Menconi & Associates / California Mortgage Group.
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  • We have been conducting business in the local area for many years. We have and continue to work hard to gain the respect of these many distinguished communities. This recognition is built upon a respect for our clients and neighbors. We hope your experience with us will further this reputation of personalized service and client satisfaction.
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