USDA Loan Vs. FHA loan for Mayfield-Heights, OH [Cuyahoga County ]

In 2025, the USDA loan limit for Mayfield-Heights, situated in Cuyahoga county, OH, stands at $0. In comparison, the FHA limit for a single-family home is $356,362.

With the Lendersa® USDA loan calculator, you can evaluate the best rates available today for USDA versus FHA options, determining the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, guiding you to choose the most suitable program for your financial situation in .

Explore USDA and FHA Loan Options in Mayfield-Heights, OH

Lendersa®'s mission is to quickly and conveniently secure the most suitable USDA or FHA loan for you. Start with one of three approaches to match with lenders and explore USDA loan opportunities.

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What is a USDA Loan in OH?

A USDA home loan, secured by the U.S. Department of Agriculture—commonly known as a USDA rural development loan or mortgage—is only available in rural areas. FHA loans require at least a 3.5% down payment, but USDA loans do not require any down payment, making them attractive to qualified buyers in rural communities.

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(617) 547-3144 Lender's profile and map Reviews Naveo Credit Union 493 Somerville Ave, Somerville, MA, 02143 Naveo is a local not-for-profit community financial institution focused on serving its members/owners. Our mission is to assist our members with their financial needs by providing them with products and services they need in a friendly, inviting environment. As stated in our motto of “Saving Together to Lend to Each Other, ” we take member deposits
(573) 221-0201 Lender's profile and map Reviews Northeast Regional Credit Union 514 Broaday, Hannibal, MO, 63401 Northeast Regional Credit Union is a non-profit organization owned and operated by its members for the benefit of all who belong. Any employee who works at one of our select employee groups is able to belong. Family members of those employees are also eligible. Our eligible employee groups are listed below.
(573) 248-2569 Lender's profile and map Reviews Community First Credit Union 6460 Interstate Court, Hannibal, MO, 63401 Community First Credit Union was chartered in July of 1952 in the state of Missouri originally as Division #3 Highway Credit Union, and serves anyone who lives or works in Marion and Ralls Counties. Immediate family members of existing members are also eligible to gain membership in the credit union.
(573) 221-0050 Lender's profile and map Reviews Hannibal National Bank 100 N Main St, Hannibal, MO, 63401 HNB Bank, n.a. was originally organized in May1888 as the Bank of Hannibal. The building on the corner of Main & Broadway in Hannibal, Missouri was constructed in 1889 and today, remains the bank’s corporate headquarters. In 1903 the bank applied for and was granted a national charter and became Hannibal National Bank.
(573) 221-6424 Lender's profile and map Reviews F&M Bank and Trust 505 Broadway, Hannibal, MO, 63401 F&M Bank is truly a neighborhood, hometown, community bank with locations in Hannibal and Monroe City. Founded in 1870 by the friends and family of Mark Twain, we are the area’s oldest locally-owned community bank. We are proud to be celebrating our 150th year of providing our customers a wide range of banking services.
(678) 494-8250 Lender's profile and map Reviews AAA MORTGAGE SOLUTIONS, LLC 6478 Putnam Ford Dr, Suite 206, Woodstock, GA, 30189 We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
(770) 578-1500 Lender's profile and map Reviews The First Mortgage Group LLC 2230 Towne Lake Parkway, Woodstock, GA, 30189 First Mortgage Group, LLC (FMG) was established in 1996 to assist people in achieving their housing dreams; as such, FMG specializes in FHA, VA, Conventional and Jumbo loans. Bob Hester, President, formed FMG with the following objectives as his guide: Quality, Experience, Integrity and Service.
(910) 232-0253 Lender's profile and map Reviews Alan Efting 6752 Rock Spring Rd, Wilmington, NC, 28405 At Alan Efting, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
(910) 933-0100 Lender's profile and map Reviews SeaTrust Mortgage 1001 Military Cutoff Rd, Suite 350, Wilmington, NC, 28405 SeaTrust Mortgage Company is built on the foundation of our #1 core value, customer obsession. As a subsidiary of one of the fastest-growing banks in the southeast, Community First Bank, SeaTrust has the ability to tailor products for your needs and wants. Our "New Wave" technology will provide speed, quality.
(617) 666-8600 Lender's profile and map Reviews Winter Hill Bank, FSB 342 Broadway, Somerville, MA, 02145 Winter Hill Bank is an independent, mutual, community bank that provides exceptional customer service and quality financial products. We are committed to providing value and the highest quality financial services to our depositors and borrowers and maintaining our role as a financial resource to our communities and surrounding market area
(888) 402-2265 Lender's profile and map Reviews Stonehambank 80 Montvale Avenue, Stoneham, MA, 02180 StonehamBank is a full-service community bank offering state of the art products & services to residents and businesses throughout eastern Massachusetts and southern New Hampshire. In addition to providing progressive products and convenience services, StonehamBank believes in giving back to the community through its Community Involvement Program.
(800) 316-9790 Lender's profile and map Reviews Members Mortgage Company 90 Maple Street, Stoneham, MA, 02180 Members Mortgage Company was founded in 1994, to meet the mortgage lending needs of New England credit unions. At the time, most of the mortgage lending options available to credit unions were organizations only interested in acquiring servicing rights for their loans, or mortgage brokers with reduced accountability for their own mistakes.