USDA VS FHA in Mayfield-Heights, Cuyahoga County, OH

In 2026, the USDA loan limit for Mayfield-Heights, situated in Cuyahoga county, OH, stands at $0. In comparison, the FHA limit for a single-family home is $356,362.

With the Lendersa® USDA loan calculator, you can evaluate the best rates available today for USDA versus FHA options, determining the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, guiding you to choose the most suitable program for your financial situation in .

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2026 Loan Limits and Downpayment Requirements in Mayfield-Heights, County of Cuyahoga, OH

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Explore USDA and FHA Loan Options in Mayfield-Heights, OH

Lendersa®'s mission is to quickly and conveniently secure the most suitable USDA or FHA loan for you. Start with one of three approaches to match with lenders and explore USDA loan opportunities.

Lendersa USDA loan request and matching results

What is a USDA Loan in OH?

A USDA home loan, secured by the U.S. Department of Agriculture—commonly known as a USDA rural development loan or mortgage—is only available in rural areas. FHA loans require at least a 3.5% down payment, but USDA loans do not require any down payment, making them attractive to qualified buyers in rural communities.

Enter your location to find out if it qualifies for USDA rural housing loan?



Mayfield-Heights Lenders

  • Encore-Funding
  • 30100 Chagrin Boulevard, Suite 380, Cleveland, OH, 44124
  • Lends in Ohio
  • Encore Funding is a private lending firm that offers alternative sources of capital to small and mid-size businesses. We invest in growth-oriented entrepreneurs who may not meet the strict requirements of conventional lending. Our team is backed with extensive experience in investment management, business development, risk assessment.

  • MGM Mortgage Company
  • 3601 Green Road, Suite 310, Beachwood, OH, 44122
  • Lends in Ohio
  • MGM Mortgage has focused on providing attentive customer service to borrowers throughout their loan process- it’s what we stand for. Nothing is more important when financing a home, than how you do it. The best financial solutions complement your current budget and can be easily adjusted when your situation changes.

  • CREFCO Financial Group
  • 23215 Commerce Park, Suite 108, Beachwood, OH, 44122
  • Lends in Ohio
  • CREFCO Financial Group is an Ohio based Mortgage Company that specializes in providing competitive loan programs for home purchases and refinances; including USDA ‘Zero Money Down’ loans, FHA, VA, and Conventional loan programs. Our experts are licensed, educated, and experienced leaders in the industry, and devoted to analyzing

  • Linkedup Home Lending LLC
  • 1785 Coventy Road, Cleveland, OH, 44118
  • Lends in Ohio
  • We've been helping customers afford the home of their dreams for many years and we love what we do. We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.

  • Great Lakes Financing
  • 24050 Commerce Park, Suite 204, Beachwood, OH, 44120
  • Lends in Ohio
  • We understand the business growth process & the pressures you may face in managing a growing enterprise. We will help you identify your growth goals & assess the financial needs of your growing business.We take time to understand your business & how it works.You get the financial resources you need, delivered in a way that best suits your business.

  • BlueWorld Private Capital LLC
  • 2680 NORTH MORELAND BOULEVARD APT 308, Cleveland, OH, 44120
  • Lends in Ohio
  • BlueWorld Commercial is one of the fastest growing real estate corporations in America. Our company strives to provide the best commercial and residential services when it comes to buying, lending, and selling. Commercial is one of the fastest growing real estate corporations in America.

  • Verity Loans LLC
  • 31320 Solon Road, Suite 17, Solon, OH, 44139
  • Lends in Ohio
  • "Introducing one of the best new mortgage firms with decades of experience. Our people are dedicated to providing you a better loan with better service. We make the difference.

    Each one of us brings something special to work every day. We cover all the bases in your search for excellent service and competitive rates."

  • M & M Funding LLC
  • 30505 Bainbridge Rd, Suite 205, Solon, OH, 44139
  • Lends in Ohio
  • At M&M Funding, we're committed to providing our clients with an experienced staff offering expertise in every area of mortgage lending... from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan.

  • Eaton Family Credit Union
  • 333 Babbitt Road, Suite 100, Euclid, OH, 44123
  • Lends in Ohio
  • We provide members lower fees, higher interest earned on deposits and lower rates on loans. Our members live, work, worship or go to school in Cuyahoga or Lake county, Ohio. Some members don't meet this requirement, but because they are related to a member or work for select companies such as Eaton Corporation, PCC Airfoils and others.