In 2025, the USDA loan limit in Pepper-Pike, found in Cuyahoga county, OH, is $0, whereas the FHA limit for a single-family residence is $356,362.
Use the Lendersa® USDA loan calculator to compare the prime rates for USDA and FHA loans available today. This can help you assess the income, credit, reserves, and documentation necessary for qualification. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, guiding you towards the best program for your financial situation in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $0 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® aims to deliver the most advantageous USDA or FHA loans quickly and without hassle. Opt for one of three initial paths to match with appropriate lenders and USDA loan opportunities.
A USDA home loan is endorsed by the Department of Agriculture and known as a USDA rural development loan or USDA mortgage, solely offered in rural neighborhoods. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans have no down payment requirement.
Enter your location to find out if it qualifies for USDA rural housing loan?
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