For the year 2026, the USDA loan cap in Middlefield, located in Geauga county, OH, stands at $336,500. In contrast, the FHA loan ceiling for a single-family house is $472,030.
To compare the prevailing USDA and FHA rates, make use of Lendersa®’s USDA loan calculator. Determine the necessary income, credit status, reserves, and documents for qualification; our sophisticated mortgage calculator allows a side-by-side view of USDA, FHA, Conforming, and VA loans, aiding you in selecting the optimal plan for your financial scenario in .
2026 Loan Ceilings and Down Payment Needs in Middlefield, Geauga, OH
Type of Loan
Maximum Limit
Required Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Lending Opportunities in Middlefield, OH
Lendersa® aims to swiftly provide you with the most suitable USDA or FHA loan, making the process uncomplicated. Choose one of three pathways to find matching lenders and USDA loan options.
The USDA mortgage is a government-backed loan offered by the U.S. Department of Agriculture, commonly known as the USDA rural development loan or simply USDA mortgage. It's exclusively available in rural regions. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, USDA loans eliminate the need for a down payment entirely.
Since its founding in 1956, Geauga Credit Union has been a service provider for people just like you. We started as Geauga School Employees’ Credit Union and have increased our field of membership to anyone who lives, works, goes to school or worships in Geauga, Ashtabula, Trumbull or Portage Counties.
7 17 Credit Union makes it easier for members to reach their financial goals by offering low interest home and auto loans, higher interest and free checking accounts, saving accounts and more. With 13 conveniently located branches, 7 17 provides banking services to members in Trumbull, Mahoning, Columbiana, Summit, Portage and Stark counties.
323 East Garfield Road, Suite 10, Aurora, OH, 44202
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