USDA Vs. FHA your options comparison in Middlefield, Geauga County, OH
For the year 2025, the USDA loan cap in Middlefield, located in Geauga county, OH, stands at $336,500. In contrast, the FHA loan ceiling for a single-family house is $472,030.
To compare the prevailing USDA and FHA rates, make use of Lendersa®’s USDA loan calculator. Determine the necessary income, credit status, reserves, and documents for qualification; our sophisticated mortgage calculator allows a side-by-side view of USDA, FHA, Conforming, and VA loans, aiding you in selecting the optimal plan for your financial scenario in .
2025 Loan Ceilings and Down Payment Needs in Middlefield, Geauga, OH
Type of Loan
Maximum Limit
Required Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Lending Opportunities in Middlefield, OH
Lendersa® aims to swiftly provide you with the most suitable USDA or FHA loan, making the process uncomplicated. Choose one of three pathways to find matching lenders and USDA loan options.
The USDA mortgage is a government-backed loan offered by the U.S. Department of Agriculture, commonly known as the USDA rural development loan or simply USDA mortgage. It's exclusively available in rural regions. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, USDA loans eliminate the need for a down payment entirely.
"Mill Mortgage services Arizona, California, Florida, and Washington. We have access to a wide variety of programs giving us the ability to place you in the best product that suites your needs.
Competitive rates, low fees, quick turnaround times, accessibility, and great service are all standard, but what sets us apart is being able to provide."
Ideal Lending aka Half-Price Title Loans was founded by the Martineau Family in 2012. Our goal is to make access to short-term financing more affordable for Idahoans. We aim to lend the most with the lowest payments, all while providing the best service! We also have some of the lowest rates of anyone in town.
In Boise, Idaho, Diversified Mortgage Group has been providing quality real estate financing for over 14 years. With a proven track record, we strive to serve the lending needs of every homebuyer, and are dedicated to finding a home loan with a rate, terms and cost to meet your unique needs.
TruGrocer Federal Credit Union has been open since 1965. It's the 9th largest credit union in Idaho with assets totaling $347.01 Million and providing banking services to more than 24,000 members.
The credit union is a single common bond credit union, serving a specific company or organization
At Signet Mortgage we’ve chosen to become experts in reverse mortgages and renovation lending in addition to conventional and jumbo mortgages. Our objective is to offer a wide range of home and investment property financing for our clients. We can provide expert advice for the first-time homebuyer as well as our senior clients purchasing
Rainmaker Lending Capital will help you determine which financial product is the proper solution for your company's long term financial success. Once you have come to a decision to factor, your (RLC) Consultant will package the transaction in accordance with the lender's requirements.
We offer bridge and commercial loans in Southern Idaho, Boise, Twin Falls, Nampa, and the surrounding areas. We work with private money sources to bring borrowers and lenders together and help our clients secure funding for a wide range of real estate loan needs. Our in-house underwriting department streamlines loans.
This credit union was organized on October 31, 1959, to promote thrift among its members & to accumulate a fund from these savings to make needed loans to members.
We started with a humble 33 members with a total of $173.00 in assets at that time. To date this credit union has over 2,000 members with assets size from $7,100,000 to over $8,000,
Idaho Finance is a local company that offers installment loans for people with good, fair, and bad credit. We started our company as a legitimate installment loan company that would operate with fairness and honesty. We want to help people with bad credit get the help they need while building their credit.
At Big River Mortgage we take great pride in being “the one above”. We follow a boutique approach to residential lending that starkly stands out in an industry that is dominated by large, impersonal banks. Big River Mortgage takes great pride in the fact that we offer the very best industry personnel and technology available.
17705 Road 2 Building, Suite 2, Aguadilla, PR, 00603
Since 1964, Oriental has thrived as one of Puerto Rico’s leading banks focused on serving the needs of consumers, businesses, and institutions. With multiple branches throughout the island, it has the second-largest network, and is the third-largest financial institution in core retail and commercial deposits.
