USDA Vs. FHA Pro and Con comparison in Garrettsville, Portage County, OH
In 2026, the USDA loan limit for Garrettsville, in Portage county, OH, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
With Lendersa® USDA loan calculator, compare today's top rates for USDA versus FHA loans to determine the necessary income, credit, reserves, and documentation for qualifying. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, aiding in selecting the best program for your financial needs in .
2026 Loan Limits and Down Payment Details in Garrettsville, County of Portage, OH
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Discover USDA and FHA Loan Options in Garrettsville, OH
The mission of Lendersa® is to secure the best USDA or FHA loans for you quickly and without hassle. Choose one of three starting points to connect with matching lenders and discover USDA loan programs.
A USDA home loan, endorsed by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans have no down payment requirement.
Since its founding in 1956, Geauga Credit Union has been a service provider for people just like you. We started as Geauga School Employees’ Credit Union and have increased our field of membership to anyone who lives, works, goes to school or worships in Geauga, Ashtabula, Trumbull or Portage Counties.
7 17 Credit Union makes it easier for members to reach their financial goals by offering low interest home and auto loans, higher interest and free checking accounts, saving accounts and more. With 13 conveniently located branches, 7 17 provides banking services to members in Trumbull, Mahoning, Columbiana, Summit, Portage and Stark counties.
323 East Garfield Road, Suite 10, Aurora, OH, 44202
Lends in Ohio
Blue Loans is committed to providing you outstanding customer service. We know getting a mortgage is very important to you, and we are here to help you every step of the way Whether you are buying a home or refinancing, we are here for you. We are dedicated to serving the Northeast Ohio area. This is our home, and we are eager to help.
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We opened in Kent in 1898 as a state-chartered building & loan association called Home Building & Loan Company. Early services were limited to financing area homes. After many years as a successful building & loan, we changed our name in 1953 to Home Savings and Loan Association, having taken on more in the way of services to savers and borrowers.
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"We are an independent mortgage broker serving all of Ohio's home buyers and homeowners with their mortgage needs. MISSION Help consumers get access to the best mortgage, with transparency and professionalism VISION Educate and serve all mortgage consumers in our service area while preserving the true wholesale to broker model"
