In 2026, the USDA loan limit for Garrettsville, in Portage county, OH, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
With Lendersa® USDA loan calculator, compare today's top rates for USDA versus FHA loans to determine the necessary income, credit, reserves, and documentation for qualifying. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, aiding in selecting the best program for your financial needs in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The mission of Lendersa® is to secure the best USDA or FHA loans for you quickly and without hassle. Choose one of three starting points to connect with matching lenders and discover USDA loan programs.
A USDA home loan, endorsed by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans have no down payment requirement.
Enter your location to find out if it qualifies for USDA rural housing loan?
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