In the year 2025, the USDA loan ceiling in Norwood, located in Hamilton county, OH, is set at $336,500. In contrast, the FHA limit for a one-family residence is $472,030.
Employ the Lendersa® USDA loan calculator to evaluate today's optimal USDA against FHA rates and discern the necessary income, credit score, reserves, and documentation required for eligibility. Our sophisticated mortgage calculator allows you to review USDA, FHA, Conforming, and VA options in parallel, aiding your decision on the finest program for your specific financial requirements in
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| Loan Type | Loan Limit | Down payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to swiftly deliver the most suitable USDA or FHA loan without complication. Begin with one of three initial pathways that connect you to lenders and suitable USDA loan programs.
The USDA home loan, backed by the Department of Agriculture—often referred to as a USDA rural development loan or mortgage—is available exclusively in rural areas. Unlike FHA loans, which demand a minimum down payment of 3.5%, USDA mortgage loans require no down payment, making them appealing for buyers in rural settings.
Enter your location to find out if it qualifies for USDA rural housing loan?
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