USDA VS FHA in Norwood, Hamilton County, OH

In 2025, USDA loan limit in Norwood, county of Hamilton, OH is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Norwood, county of Hamilton, OH

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Norwood, OH

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Ohio?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • The Fort Jennings State Bank
  • 120 North Water St., Fort Jennings, OH, 45844
  • Leo J Wildenhaus was a teacher at Fort Jennings High School in Fort Jennings, Ohio, when he decided to pursue a career as a banker. He began working at a Coldwater Bank to learn the trade. In 1915 he started a bank in Darke County, Ohio, which was named Osgood State Bank, which remains in existence today.
  • Citizens National Bank.
  • 102 S. Main Street, Bluffton, OH, 45817
  • Citizens National Bank (CNB) is a commercial bank with physical locations in Bluffton, Celina, Defiance, Elida, Findlay, Lima, Springfield, Toledo and Van Wert, Ohio. Focused on small business, we work closely with our customers to develop individualized financing plans and a variety of treasury management services.
  • Abound Credit Union
  • PO Box 900, Radcliff, KY, 40159
  • Abound Credit Union Headquartered in Radcliff, Kentucky, we are 17 branches strong and offer smart banking solutions to over 100, 000 members throughout Central Kentucky. We are the largest Kentucky based credit union and believe that together we can make more possible. If you are looking for more in life, and a bank, we’re here for you. Together w
  • The Union Bank Co.
  • 105 Progressive Drive, Columbus Grove, OH, 45830
  • The Union Bank Company has been committed to providing the very best banking products and services to the communities and businesses it serves throughout Northwest and Central Ohio. Headquartered in Columbus Grove, the bank has grown to include offices in Bowling Green, Columbus Grove, Delphos, Findlay, Gahanna, Gibsonburg, Kalida, Leipsic, Lewis C
  • Huntingtonized Federal Credit Union
  • 481 8th Avenue West, Huntington, WV, 25701
  • Huntingtonized Federal Credit Union has been open since 1939. It's the 24th largest credit union in West Virginia with assets totaling $43.09 Million and providing banking services to more than 5, 000 members as of March 2022. The credit union is a community-based financial institution.
  • Huntington C & O Railway Employees Federal Credit Union
  • 901 Sixth Avenue, Huntington, WV, 25701
  • Huntington C&O Railway Employees Federal Credit Union has been open since 1986. It's the 25th largest credit union in West Virginia with assets totaling $38.66 Million and providing banking services to more than 5, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing financial banking services
  • Cabway Telco FCU
  • 1135 Sixth Avenue, Huntington, WV, 25701
  • Cabway Telco Federal Credit Union has been open since 1955. The credit union has assets totaling $5.33 Million and provides banking services to more than 400 members as of March 2022. The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to communications
  • "Appalachian Power Employees FCU"
  • 1122 7th Avenue, Huntington, WV, 25701
  • Appalachian Power Employees Federal Credit Union has as its mission the responsibility for providing an efficient, effective, and well-managed financial institution that meets the needs of its membership. In order to accomplish this mission, the Appalachian Power EFCU will continue a sound yet progressive asset management strategy and provide new
  • West Point Bank
  • 600 W. Lincoln Trail Blvd., Radcliff, KY, 40160
  • West Point Bank is proud to be a locally-owned hometown bank. We are dedicated to not only meeting but exceeding your customer service expectations of quality customer service.This bank and every director, officer and employee is a part of this community. We live, shop and belong to the same organizations as you.
  • Northpark Community Credit Union
  • 450 South Lebanon Street, Lebanon, IN, 46052
  • Our purpose is simple, to make your life better. From our people, to our products and our Members, that's what we strive for every day. We serve Central Indiana and while we may be virtual (the one and only virtual credit union in the United States!) we put a lot of resources into serving our community, especially the underserved.
  • Meade County Bank
  • 2175 Bypass Road, Brandenburg, KY, 40108
  • Meade County Bank is proud to be a locally-owned hometown bank. We are dedicated to not only meeting but exceeding your customer service expectations of quality customer service. This bank and every director, officer and employee is a part of this community. We live, shop and belong to the same organizations as you.
  • Doe Run Federal Credit Union
  • 740 High Street, Brandenburg, KY, 40108
  • In May 1979, a credit union was established at Doe Run Chemical Plant to serve the employees and their immediate family members. In the beginning, the credit union only offered savings accounts and loans but was able to serve their members well. In 2009, the credit union became a full-service financial institution with expanded services.