USDA Vs. FHA your options comparison in Silverton, Hamilton County, OH

In 2025, USDA loan limit in Silverton, county of Hamilton, OH is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Silverton, county of Hamilton, OH

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Silverton, OH

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Ohio?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Newmeyer Mortgage Services Inc
  • 1390 South Dixie Highway, Suite 1203, Coral Gables, FL, 33146
  • We are a family business founded in 2004 on integrity, honesty, and exceptional service helping families and individuals achieve the dream of homeownership. As a direct mortgage lender we can offer the best rates and service in the S. Florida market. business founded in 2004 on integrity, honesty, and exceptional service helping families
  • Universal Mortgage
  • 1430 South Dixie Highway #309, Coral Gables, FL, 33146
  • Universal Mortgage is a correspondent lender located in Coral Gables, Florida. We have over 20 years of experience in the mortgage industry. We are looking for qualified licensed loan originators wanting to expand their career with a mortgage lender that offers tremendous support in the industry.
  • Lakeview Loan Servicing
  • 4425 Ponce de Leon Blvd, MS 5-251, Miami, FL, 33146
  • Lakeview Loan Servicing, LLC is the fourth largest mortgage loan servicer in the country. What does that mean? We help more than 1.4 million customers per year manage the investment they’ve made in their homes. That means that we’ll be with you throughout the life of your mortgage.
  • Silver Hill Funding, LLC
  • 4425 Ponce De Leon Blvd., 250 Ste, Coral Gables, FL, 33146
  • Silver Hill Funding is a small-balance commercial mortgage lender offering financing from $250,000 to $2,000,000 on commercial real estate including multifamily, mixed-use, office, retail, daycare center, light industrial, self-storage, restaurant, bar, and warehouse property types.
  • Grove Bank & Trust
  • 2701 South Bayshore Drive, Miami, FL, 33133
  • Grove Bank & Trust, founded on July 12, 1926, is a Miami-based financial services firm and is one of the longest continuously operating banks in Florida. Grove Bank & Trust offers boutique banking, comprehensive trust, and wealth management services* tailored to meet the needs of individuals, families and their businesses.
  • Comprehensive Loan Solutions
  • 2665 S Bayshore Dr, Miami, FL, 33133
  • Comprehensive Loan Solutions Is an industry leading mortgage modification and short-sale negotiations firm. We have assisted hundreds of property owners, real estate professionals, and lenders in the complex business of approving and closing both short sales and modifications. Our expertise help’s property owners.
  • 3650 Reit
  • 2977 McFarlane Road, Suite 300, Miami, FL, 33133
  • 3650 REIT is a CRE lending, investment management and services firm, led by a unique team of recognized industry leaders. We originate and service both short- and long-term commercial real estate loans.Capital is just the beginning of what we offer. Our true value is in our ability to hold a loan on our balance sheet through maturity.
  • International Lenders Inc
  • 2665 Southwest 37th Avenue, Suite 804, Miami, FL, 33133
  • We are a Mortgage Broker company specialized in assisting U.S Citizen and Foreign national clients gain access to asset based loans in the U.S. We’re about simplifying the process that gets clients from pre qualification to funding. Whether it’s your first attempt at getting pre-qualified or banks have previously turned you down