USDA Vs. FHA Pro and Con comparison in Silverton, Hamilton County, OH

As of 2025, the USDA loan limit in Silverton, within Hamilton county, OH, is $336,500. Meanwhile, the limit of an FHA loan for a single-family residence is $472,030.

Lendersa® offers a USDA loan calculator allowing you to compare today's USDA against FHA best rates, determining the income, credit, reserves, and documents necessary for qualifying. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side to identify which program might be the most beneficial for your specific financial requirements in .

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2025 Loan Limits and Down Payment Requirements in Silverton, County Hamilton, OH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Opportunities in Silverton, OH

At Lendersa®, the aim is to quickly and effortlessly connect you with the best USDA or FHA loans. Start with one of the three ways leading to matching lenders and USDA loan options.

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Understanding the USDA Loan in OH

The USDA home loan is a mortgage backed by the U.S. Department of Agriculture, also known as the USDA rural development loan. It is exclusively available for rural areas. Unlike FHA loans, which require a minimum of 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • North Alabama Mortgage
  • 7501 Memorial Pkwy SW, Suite 100, Huntsville, AL, 35802
  • Since our beginning in 2006, North Alabama Mortgage has been helping people fulfill their dreams of becoming homeowners. We pride ourselves on finding the best loan at the lowest cost possible. All with a focus on personal, friendly service and making the loan process as quick and easy as possible to our clients.
  • Select Employees Credit Union
  • 2412 Freeport Road, Sterling, IL, 61081
  • The Select Employees Credit Union recently revised our Mission and Vision statements and added a Values statement as part of our Strategic Plan. What is the purpose of these and why are they important A vision is a shared image of what we want our organization to be or become, particularly in the eyes of our members.
  • Sterling Federal Bank
  • 110 E 4th St, Sterling, IL, 61081
  • We’ve been serving families in Northwest Illinois (and, more recently, Northeast Iowa) since 1885. There were just 38 states when Sterling Federal Bank was born; Grover Cleveland was President of the United States; and our hometown of Sterling, IL was only about 50 years old. Sterling Federal is even older than the Federal Reserve Bank
  • Westbury Bank
  • N16W23250 Stone Ridge Dr, Suite 5, Waukesha, WI, 53188
  • Large banks offer a lot of products & services, but customers are usually lost in the shuffle. Smaller banks offer better customer service but fewer locations and limited products. We believe there should be a happy medium. That’s us. Our approach is pretty simple: we treat you like our neighbor and serve you better because we ARE your neighbo
  • Accunet Mortgage LLC
  • N16W23217 Stone Ridge Dr, Suite 110, Waukesha, WI, 53188
  • Accunet Mortgage was started in 1999, and through the tireless work of our expert loan officers has gained recognition as a top-ranked direct-to-consumer lender. We provide professional guidance to ensure the best mortgage available is obtained to clients in the service areas of Wisconsin, Minnesota, Illinois, and Florida.
  • First Fidelity Home Mortgage of Wisconsin, LLC
  • 2426 N Grandview Blvd, Suite A, Waukesha, WI, 53188
  • We are here to serve you by answering your questions and assisting you in a friendly, courteous manner as you navigate through the mortgage loan process. We are confident that you will quickly see how commited we are to making sure you select the right loan option for your specific situation.
  • Inner Lakes Federal Credit Union
  • 19-21 East Main Street, Westfield, NY, 14787
  • At Inner Lakes Federal Credit Union, each dollar of income is passed along to our members in the form of higher dividends on savings, lower interest on loans, or new and improved services. We are member owned and not-for-profit, we exist solely to serve our members and provide a smart alternative to profit-driven banks and other institutions.
  • Shorecrest Mortgage LLC
  • 11520 North Port Washington Road, Suite 101A, Mequon, WI, 53092
  • At Shorecrest Mortgage LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.