USDA VS FHA in Silverton, Hamilton County, OH

As of 2025, the USDA loan limit in Silverton, within Hamilton county, OH, is $336,500. Meanwhile, the limit of an FHA loan for a single-family residence is $472,030.

Lendersa® offers a USDA loan calculator allowing you to compare today's USDA against FHA best rates, determining the income, credit, reserves, and documents necessary for qualifying. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side to identify which program might be the most beneficial for your specific financial requirements in .

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2025 Loan Limits and Down Payment Requirements in Silverton, County Hamilton, OH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Opportunities in Silverton, OH

At Lendersa®, the aim is to quickly and effortlessly connect you with the best USDA or FHA loans. Start with one of the three ways leading to matching lenders and USDA loan options.

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Understanding the USDA Loan in OH

The USDA home loan is a mortgage backed by the U.S. Department of Agriculture, also known as the USDA rural development loan. It is exclusively available for rural areas. Unlike FHA loans, which require a minimum of 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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