USDA Vs. FHA your options comparison in Silverton, Hamilton County, OH

As of 2026, the USDA loan limit in Silverton, within Hamilton county, OH, is $336,500. Meanwhile, the limit of an FHA loan for a single-family residence is $472,030.

Lendersa® offers a USDA loan calculator allowing you to compare today's USDA against FHA best rates, determining the income, credit, reserves, and documents necessary for qualifying. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side to identify which program might be the most beneficial for your specific financial requirements in .

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2026 Loan Limits and Down Payment Requirements in Silverton, County Hamilton, OH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Opportunities in Silverton, OH

At Lendersa®, the aim is to quickly and effortlessly connect you with the best USDA or FHA loans. Start with one of the three ways leading to matching lenders and USDA loan options.

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Understanding the USDA Loan in OH

The USDA home loan is a mortgage backed by the U.S. Department of Agriculture, also known as the USDA rural development loan. It is exclusively available for rural areas. Unlike FHA loans, which require a minimum of 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • West Shore Bank
  • 201 W Loomis St, Ludington, MI, 49431
  • For over a century, we have remained committed to helping the people and businesses of the West Shore community improve their financial well-being. As a local business, we employ over 100 people at nine full-service banking offices in Mason, Oceana, Manistee, Benzie and Grand Traverse counties. All of our employees live.

  • Safe Harbor Credit Union
  • 1200 E Tinkham Ave, Ludington, MI, 49431
  • Safe Harbor Credit Union was chartered in 1952 by employees of the Ludington Plant of Dow Chemical Company. The founders established our credit union to provide a safe, friendly environment where Dow’s Ludington employees and their families could place their savings and receive a good rate of return, as well as borrow for productive purposes.

  • First Mortgage Group
  • 118 E Moulton St, Decatur, AL, 35601
  • The First Mortgage Group team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • DREAM HOME MORTGAGE LLC
  • 1690 Beltline Road SW, Suite A, Decatur, AL, 35601
  • "Dream Home Mortgage is a locally owned mortgage company offering its services to customers in the entire state of Alabama. Our company helps clients secure mortgages with low rates and minimal out-of-pocket cost.

    We understand the value of one-on-one support for all clients. We've dedicated ourselves to providing unmatched service at every tu

  • Alltru Credit Union
  • 1232 Wentzville Parkway, Wentzville, MO, 63385
  • Alltru Credit Union is a member-owned, not-for-profit financial cooperative dedicated to helping our members achieve their financial dreams. For over 50 years, Alltru has provided members with a full line of dependable financial products and services such as loans, investment, savings, credit and debit cards, online banking,

  • First Century Bank Georgia
  • 1731 N. Elm St, Commerce, GA, 30529
  • At First Century Bank, N.A., customers will deal directly with decision makers, not order takers. No long waits for loan approval. We will focus on the needs of individuals and small to medium sized businesses. We have local ownership and management with a staff composed of some of the finest talent in the banking industry.

  • Arthur State Bank
  • 100 East Main Street, Union, SC, 29379
  • Working and Thriving, Together! Arthur State Bank has served the good people of South Carolina since 1933. Today Arthur State Bank operates 18 locations in Union Spartanburg, Greenville, Lexington, Clinton, Woodruff, Roebuck, Rock Hill, Columbia, & Chesnee. We continue to operate as one of the state’s oldest family-owned & operated community banks!

  • County-City Credit Union
  • 106 E John Street, Jefferson, WI, 53549
  • John and David talked with city and county employees about saving and borrowing to help one another. Everyone felt it was a great idea, so the credit union began serving county and city employees. It was named the County City Employees Credit Union. The credit union began when David made the first deposit of $5.00 on July 3, 1963.