USDA Loan Vs. FHA loan for Portage-Lakes, OH [Summit County ]

For the year 2026, the USDA loan limit in Portage-Lakes, county of Summit, OH, is $285,000, whereas the FHA limit for a single-family dwelling is $356,362.

Leverage the Lendersa® USDA loan calculator to evaluate the best available USDA and FHA rates today. This tool assists you in determining the required income, credit score, reserves, and documentation for qualification. By using our sophisticated mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side and decide which funding program in fits your financial profile.

Options for USDA and FHA Loans in Portage-Lakes, OH

The mission of Lendersa® is to promptly provide you with the best possible USDA or FHA loan without any hassle. Select from one of three starting points to connect with matching lenders and USDA loan offerings.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in OH

A USDA home loan, backed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans do not necessitate any down payment.

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(618) 783-2321 Lender's profile and map Reviews The Peoples State Bank of Newton, Illinois 104 West Washington Street, Newton, IL, 62448 The Peoples State Bank of Newton, the oldest financial institution in Jasper County, was organized under the Illinois state banking laws on May 01, 1875, as People’s Bank. The first directors were Bernard Faller, Simpson Johnson, Aloysius Boos, John Mason, Joseph Boos, John A. Brown, St. Clair Andrews and Anthony Litzelman.
(732) 594-3317 Lender's profile and map Reviews Merck Employees Federal Credit Union 126 East Lincoln Avenue, Rahway, NJ, 07065 Established in 1936, Merck Employees Federal Credit Union is federally chartered & federally insured by the National Credit Union Administration to serve Merck employees and their family members. The credit union was created just 2 years after President Franklin Delano Roosevelt signed the Federal Credit Union Act into law as part of the New Deal.
(919) 260-6020 Lender's profile and map Reviews Carolina Ventures Mortgage LLC 3 Bypass Lane, Chapel Hill, NC, 27517 Carolina Home Mortgage is a family-owned mortgage broker you can take advantage of comparing the products of 10 or more lenders without leaving the comfort of your home. Our company does not lend the money, so we are not motivated to push you into a set product or cross sell financial accounts.
(919) 929-6116 Lender's profile and map Reviews CIMG Residential Mortgage 1414 Raleigh Rd, Suite 400, Chapel Hill, NC, 27517 "At CIMG, giving back to our local community is an integral part of the company culture. You could say it’s part of our DNA. Since 1997, we have put over $1.2 million back into the communities we operate in through sponsorships and other charitable contributions. We see ourselves as a small business with a big responsibility
(800) 663-4220 Lender's profile and map Reviews Omega Financial Services, Inc. 1185 Morris Avenue, Union, NJ, 07083 Omega Financial Services, Inc. is a full service, Non-Supervised, Multi-State Direct Residential and Commercial Lender and Wholesaler. With over 25 years of experience, Omega’s goal has been to assist clients in owning a home, acquiring a business, or an investment property by offering a wide array of loan programs and giving attention to detail.
(973) 337-5950 Lender's profile and map Reviews PLATINUM MORTGAGE, LLC 1915 Morris Avenue, #2, Union, NJ, 7083 At Platinum Mortgage LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
(973) 595-7800 Lender's profile and map Reviews Dynamic Financial Consultants Inc 502 Hamburg Turnpike, Suite 208, Wayne, NJ, 07470 Dynamic Financial Consultants Inc is a leading Mortgage Broker, agency, connecting borrowers to lenders. Our professional mortgage loan officers team takes on all the duties of maintaining your smooth mortgage process, allowing you to enjoy the process without having to deal with any of the hassles.
(815) 264-3201 Lender's profile and map Reviews Waterman Bank 248 W. Lincoln Hwy., Waterman, IL, 60556 Waterman Bank, originally founded as “Waterman State Bank” by Humphrey Roberts in 1891, has been a pillar of the local Waterman and surrounding Southern DeKalb County community for over 110 years. Roberts, with the help of his sons, crafted Waterman State Bank’s time-tested foundation.
(865) 977-5900 Lender's profile and map Reviews CBBC Bank 330 E. Broadway, Maryville, TN, 37804 CBBC Bank is to make our LOCAL community a better place to live and work. This is accomplished by employing highly skilled and motivated team members with personal integrity and strong core values. Our commitment is to anticipate and exceed expectations in providing the best possible banking solutions.
(800) 970-7250 Lender's profile and map Reviews Vanderbilt Mortgage and Finance, Inc. 500 Alcoa Trail, Maryville, TN, 37804 Vanderbilt Mortgage and Finance, Inc., a national housing lender, specializes in the financing of new modular and manufactured homes. VMF was established in 1974 and currently services over 200,000 loans. Our strength as an organization is rooted in the quality of our people and products.
(908) 245-0173 Lender's profile and map Reviews County Educators Federal Credit Union 16 East Lincoln Avenue, Roselle Park, NJ, 07204 For over 85 years, County Educators FCU has been helping people like you achieve their financial goals. We are proud of the wide range of valuable financial services we offer, from affordable Checking & Savings programs to convenient low-cost lending services. We can offer your employees a great employee benefit at absolutely no cost to you.
(828) 274-0946 Lender's profile and map Reviews Mountain Lifestyles Mortgage 1200 Bleachery Blvd, Asheville, NC, 28803 We specialize in USDA Loans in Buncombe, Henderson, Madison, Transylvania, Haywood McDowell, Polk and Rutherfordton County. We also serve the cities surrounding Asheville such as Hendersonville, Weaverville, Marshall, Brevard, Candler, Waynesville, Etowah, Mills River, Burnsville, Spruce Pine, Black Mountain, Swannanoa, and Old Fort.