USDA VS FHA in Portage-Lakes, Summit County, OH

For the year 2025, the USDA loan limit in Portage-Lakes, county of Summit, OH, is $285,000, whereas the FHA limit for a single-family dwelling is $356,362.

Leverage the Lendersa® USDA loan calculator to evaluate the best available USDA and FHA rates today. This tool assists you in determining the required income, credit score, reserves, and documentation for qualification. By using our sophisticated mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side and decide which funding program in fits your financial profile.

Explore and contrast loan offers from an array of 100 lenders

2025 Loan Limits and Down Payment Requirements in Portage-Lakes, County of Summit, OH

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Options for USDA and FHA Loans in Portage-Lakes, OH

The mission of Lendersa® is to promptly provide you with the best possible USDA or FHA loan without any hassle. Select from one of three starting points to connect with matching lenders and USDA loan offerings.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in OH

A USDA home loan, backed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans do not necessitate any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Everyone's Loan Company Inc
  • 29970 Technology, Suite 114, Murrieta, CA, 92563
  • Everyone's Loan Company Inc We offer the most competitive rates we can, while also trying to offer new technology that allows our clients to feel connected and updated throughout their refinance process. and also Our wholesale platform and the large amount of volume we do, allows us access to the most competitive rate sheets in the country.
  • A Plus Home Loans
  • 29970 Technology Dr, Suite 202, Murrieta, CA, 92563
  • A Plus Home Loans was founded to provide its clients with the best service and mortgage products available in what is a vast, ever-changing residential marketplace. The company was founded in 1999 on a firm base of integrity, honesty and ethical treatment of all parties in each transaction.
  • CONDE MORTGAGE CORP
  • 33952 Fennel Pl., Murrieta, CA, 92563
  • Conde Mortgage Corp, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family
  • G&R FINANCIAL SERVICES/NO FICO HOME LOANS
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  • 27186 Newport Road, Suite 2, Menifee, CA, 92584
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  • Streamline Mortgage
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  • Arama Real Estate Services
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  • Arama Real Estate Services (ARES) is a Licensed Real Estate Company that provides Residential & Commercial real estate services for all your sale, purchase, lease, investment and Property Management needs within the Southern California market and beyond. In addition, we offer supplemental services of business opportunities for investors.
  • Allen Dell Porter
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  • VirtuaLending
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  • Virtua Lending We're not just a lender. We're a homeowner resource. Our mission is to break the standard of modern mortgage lending. We understand our clients well and are focused on providing the best service possible. We hold our name to our reputation. We will make sure you know that we are the most competitive and diligent people.
  • Printing Industries Credit Union
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  • Mortgage Leads Network
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  • Mortgage Leads Network, your trusted source since 1998, is a full service digital marketing agency specializing in mortgage, credit repair and foreclosure prevention lead generation and customer retention. Consider us your in-house marketing gurus that will save you time and money with the goal of increasing sales