USDA Vs. FHA your options comparison in Akron, Summit County, OH
In 2025, the USDA loan limit in Akron, within the county of Summit, OH, is $285,000. Meanwhile, for a single-family home, the FHA loan limit is $472,030.
The Lendersa® USDA loan calculator is a useful tool for comparing the best current USDA and FHA rates. It helps determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side, aiding in selecting the most suitable program for your financial needs in .
2025 Loan Limits and Downpayment Requirements in Akron, County of Summit, OH
Loan Type
Limit
Down Payment
USDA
$285,000
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Akron, OH
Lendersa® aims to deliver the best possible USDA or FHA loan quickly and effortlessly. Start with one of three paths that align lenders and USDA loan offerings.
A USDA home loan is supported by the US Department of Agriculture, known also as a USDA rural development loan or USDA mortgage. Available solely in rural areas, it differs from FHA loans, which require a minimum 3.5% down payment, because USDA mortgages need no down payment.
Penn East was chartered on May 3, 1938 as “Scranton, Pennsylvania Teachers FCU” and was awarded charter number 2742. On June 28, 1974 the name was changed to “Scranton and NE Educational Federal Credit Union”. The final name change occurred on December 21, 1994 when the credit union changed its name to “Penn East Federal Credit Union”.
NET Credit Union We can service all of your personal finance needs - from everyday checking (with no fees) to saving for long-term. Check out our low-interest rates on all types of loans.and also NET Credit Union is non-profit bank located in Northeastern, Pennsylvania. All employees are trained credit score specialist.
We are an Independent Mortgage Broker Where We Work For You! Our goal is to find the best mortgage for your lifestyle. Unlike the big banks we specialize in just Mortgages. We partner with several lenders & have access to lower wholesale rates.We act as your personal loan shopper & can get you to the closing table in as little as 21 days or less.
At Alliance Home Mortgage Corporation, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We are partnered with a very large lender in Polaris Home Funding
Wexford Community Credit Union is a full-service, not-for-profit financial institution. We offer our members attractive rates and terms on all types of services. The employees of Wexford Community Credit Union pride themselves on the personal service they provide to you, our member.
Genisys Mortgage Professionals was formed to provide maximum financing choices to our community. Specifically, we designed Genisys to provide specialized service to the primary residence market and especially to first-time home buyers. In 2010, Genisys became part of J. Virgil, Inc., a full service mortgage lender.
Springfield State Bank is the only bank in Washington County that is owned and operated by local shareholders who live and work. Chartered in 1910 & still going strong, Springfield State Bank is proud to be an independent, community bank. We strive to remain independent so we may deliver a superior quality of banking services.
Bedford Federal Savings Bank has provided Bedford and Greater Lawrence County with leading-edge deposit and lending opportunities. Additionally, the Bank has been a force for good in the community and its youth through philanthropy and service. Now in its tenth decade, the Bank maintains its commitment to serving the communities of Lawrence County.
