USDA VS FHA in Akron, Summit County, OH

In 2025, USDA loan limit in Akron, county of Summit, OH is $285,000 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Akron, county of Summit, OH

Loan Type Loan Limit Down payment
USDA $285,000 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Akron, OH

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Ohio?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • FEMBi Mortgage
  • 9300 S Dadeland Blvd STE 500, Miami, FL, 33156
  • FEMBi Mortgage is a leader in mortgage lending in the southeastern United States. Our leadership position was gained by understanding the individual needs of our clients and by building a team of more than 125 mortgage professionals and Each and every member of our staff is driven to helping you realize your homeownership goals,
  • FRAZER BANK
  • 110 East Broadway, Altus, OK, 73521
  • Delivering total convenience is the goal at Frazer Bank. We are a full service community bank offering personal and customized financial solutions to individuals and businesses in Oklahoma and Texas. Founded in 1902, we are in our second century of serving the people of our region.
  • Red River Federal Credit Union
  • 2721 N Main Street, Altus, OK, 73521
  • Red River Federal Credit Union has been open since 1957. It's the 23rd largest credit union in Oklahoma with assets totaling $114.95 Million and providing banking services to more than 9, 000 members. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area
  • Walker County Federal Credit Union
  • 1802 Normal Park Drive, Huntsville, TX, 77340
  • WCFCU’s mission is to enrich its members' quality of life by providing high quality, fairly-priced financial services and to remain driven by member needs We are eager to serve you and your family members. When you join the Credit Union, you enjoy the many advantages of doing business with a people oriented
  • First National Bank of Huntsville
  • 1300 11th Street, Huntsville, TX, 77340
  • On January 14, 1890, Gibbs National Bank, now First National Bank of Huntsville (FNBH), opened its doors for business on the downtown square in Huntsville, Texas. Prior to 1890, the Gibbs Family provided banking services to the citizens of Huntsville through the family mercantile business that was opened in 1841.
  • Beacon Financial Resource Group Inc
  • 14510 South West 77 Court, Palmetto Bay, FL, 33158
  • Beacon Financial Resource Group, Inc. is a licensed Florida mortgage broker located in Miami-Dade County. We are family-owned and offer a hands-on approach to serving your residential and commercial mortgage financing needs. With over 28 years of lending experience, we have built a business
  • First National Bank and Trust Bottineau
  • 424 Main St, Bottineau, ND, 58318
  • First National Bank of Kramer in 1906, the move was made to the County seat of Bottineau in 1931 and changed to First National Bank in Bottineau. In 1975 our name was changed to First National Bank and Trust Company of Bottineau. The building that we currently occupy was completed in 1956,
  • Security State Bank
  • 117 North 4th Street, Leoti, KS, 67861
  • Security State Bank is a full-service community bank located in Scott County, Kansas. On April 24, 1961, Security State Bank of Scott City opened its doors to the public with capital and surplus of $150 thousand dollars. Today the bank’s total assets are over $300 million dollars with total capital in excess of $44 million dollars.