USDA and FHA Pro and Con in Akron, Summit County, OH

In 2025, the USDA loan limit in Akron, within the county of Summit, OH, is $285,000. Meanwhile, for a single-family home, the FHA loan limit is $472,030.

The Lendersa® USDA loan calculator is a useful tool for comparing the best current USDA and FHA rates. It helps determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side, aiding in selecting the most suitable program for your financial needs in .

Explore loan offers from 100 lenders

2025 Loan Limits and Downpayment Requirements in Akron, County of Summit, OH

Loan Type Limit Down Payment
USDA $285,000 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Akron, OH

Lendersa® aims to deliver the best possible USDA or FHA loan quickly and effortlessly. Start with one of three paths that align lenders and USDA loan offerings.

Lendersa USDA loan request and matching results

What is a USDA Loan in OH?

A USDA home loan is supported by the US Department of Agriculture, known also as a USDA rural development loan or USDA mortgage. Available solely in rural areas, it differs from FHA loans, which require a minimum 3.5% down payment, because USDA mortgages need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Morton Credit Union
  • 121 Morton Drive, South Hutchinson, KS, 67505
  • Morton Credit Union was established in February of 1941, the field of membership originally included employees of Morton Salt and their immediate families. We are an Open Credit Union, our membership includes any person living in Reno county and the surrounding counties. Depositors are insured by the National Credit Union Administration (NCUA)
  • Fastbreak Mortgage Brokers
  • 2126 E Edgewood Dr, Suite 3-4, Lakeland, FL, 33803
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • CityState Financial
  • 2000 E Edgewood Dr, Suite 101, Lakeland, FL, 33803
  • At City State Financial as a licensed Mortgage Broker use direct lenders, banks, credit unions, private lenders, and financial institutions; offering our clients more choice, and access to dozens of lenders and hundreds of mortgage products! As a result, clients benefit from the trust, confidence,
  • USA Mortgage
  • 1102 S. Florida Ave. Office 116 and 100B, Lakeland, FL, 33803
  • At USA Mortgage, a subsidiary of DAS Acquisition Company, LLC., our mission remains the unrelenting pursuit of perfection. We pride ourselves on our local lending excellence and the superior level of service that our status as a mortgage bank enables us to provide.We are the Home of Possibility!
  • Compass Mortgage LLC
  • 2015 S. Florida Avenue, Lakeland, FL, 33803
  • "Compass Mortgage LLC is your Lakeland and Polk County, Florida home for residential mortgages and refinancing. We offer a variety of mortgage loan products including FHA, VA, USDA and Conventional. As a locally owned and operated Broker, we are committed to help you find the right product for your needs. In fact, every borrower is different"
  • Florida Mortgage Pros LLC
  • 2031 E Edgewood Drive, Suite 3, Lakeland, FL, 33803
  • Florida Mortgage business providing Residential and Commercial mortgages. Flexible programs for flexible borrowers providing Residential and Commercial mortgages. Whether your purchasing a home or purchasing a business, we have a loan for you. FHA, VA, USDA, and conventional loan programs available. We are a true financial services company
  • Xplore Federal Credit Union
  • 5500 Veterans Memorial Boulevard, Suite 100, Metairie, LA, 70003
  • Xplore Federal Credit Union is a full-service financial institution serving the communities of Orleans and Jefferson parishes. With over 70 years of banking experience and services to fulfill all needs, Xplore is the ideal partner for financial success. Federally chartered in 1947.
  • Jefferson Financial Credit Union
  • 7701 Airline Drive, Metairie, LA, 70003
  • Jefferson Financial Federal Credit Union is a member-owned, not-for-profit financial institution serving more than 50, 000 members with fourteen locations across south Louisiana. Originally chartered in 1966, the first JFFCU branch was located on the second floor of a floral shop and existed primarily to serve employees