USDA and FHA Pro and Con in University-Heights, Cuyahoga County, OH

In 2025, the USDA loan limit in University-Heights, situated within Cuyahoga, OH, is $0. For a single-family home, the FHA limit is $356,362.

Utilize the Lendersa® USDA loan calculator to compare the prevailing USDA vs. FHA rates to determine the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA programs, assisting you in selecting the ideal option for your financial circumstances in Alabama.

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2025 Loan Limits and Down Payment Requirements in University-Heights, Cuyahoga, OH

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in University-Heights, OH

Lendersa® is dedicated to quickly securing the best USDA or FHA loan for you without hassle. Choose one of three pathways to connect with matching lenders and applicable USDA loan programs.

Lendersa USDA loan inquiry and matching outcomes

Understanding USDA Loans in OH

The USDA home loan is a mortgage guaranteed by the Department of Agriculture, also known as the USDA rural development loan. It is exclusively available in rural neighborhoods. Unlike FHA loans that require at least a 3.5% down payment, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • The Bank of Marion is the third oldest bank in Virginia. That says a lot about the stability and success of our bank! Grounded in the principals of customer service and hometown banking, we have never wavered from our original mission We have always embraced the latest proven technologies to ensure the very best in customer convenience.
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  • Byline Bank is a full-service commercial bank with nearly $6.5 billion in assets, serving small businesses, mid-market companies, and consumers. Operating over 40 branch locations throughout the Chicago and Milwaukee metro areas, Byline’s been a community partner in its neighborhoods for over 100 years
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  • 7788 N Milwaukee Ave, Niles, IL, 60714
  • The Irish money man, LLC can arrange loans on Commercial Properties up to 50 units and up to 4 units for Non Resident buyers. All conventional, FHA and VA loans originated and closed through C and R Mortgage 7788 North Milwaukee Avenue Niles Illinois 60714. NMLS no 227317 with John Gurhy as loan officer NMLS No 1104206.