USDA Vs. FHA Pro and Con comparison in University-Heights, Cuyahoga County, OH

In 2025, the USDA loan limit in University-Heights, situated within Cuyahoga, OH, is $0. For a single-family home, the FHA limit is $356,362.

Utilize the Lendersa® USDA loan calculator to compare the prevailing USDA vs. FHA rates to determine the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA programs, assisting you in selecting the ideal option for your financial circumstances in Alabama.

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2025 Loan Limits and Down Payment Requirements in University-Heights, Cuyahoga, OH

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in University-Heights, OH

Lendersa® is dedicated to quickly securing the best USDA or FHA loan for you without hassle. Choose one of three pathways to connect with matching lenders and applicable USDA loan programs.

Lendersa USDA loan inquiry and matching outcomes

Understanding USDA Loans in OH

The USDA home loan is a mortgage guaranteed by the Department of Agriculture, also known as the USDA rural development loan. It is exclusively available in rural neighborhoods. Unlike FHA loans that require at least a 3.5% down payment, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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