USDA Vs. FHA your options comparison in Cleveland-Heights, Cuyahoga County, OH

In 2025, the USDA loan limit for Cleveland-Heights, located in Cuyahoga county, OH, amounts to $0. Meanwhile, the FHA limit for a single-family home is $356,362.

Use Lendersa® USDA loan calculator to compare the most competitive USDA versus FHA rates available today. Determine the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator presents a side-by-side comparison of USDA, FHA, Conforming, and VA options, helping you select the best program in for your financial situation.

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2025 Loan Limits and Downpayment Requirements in Cleveland-Heights, County of Cuyahoga, OH

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Options for USDA and FHA Loans in Cleveland-Heights, OH

The mission of Lendersa® is to ensure you get the optimal USDA or FHA loan quickly and conveniently. Start with one of three paths leading to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in OH

A USDA home loan is backed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, and is solely available in rural territories. Contrary to FHA loans requiring a 3.5% down payment, USDA mortgages require no down payment, providing a more accessible option for qualified rural borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • AAAFinancial.com has been helping homeowners with their mortgages since 1989. We find you the right mortgage for the lowest cost! How? We have wholesale agreements with many of the largest lenders ( like those you see everyday on TV!). By keeping our overhead low we can pass the savings on to you!
  • Jet Direct Mortgage
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  • At Jet Direct Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service – putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
  • American Mortgage Corporation Inc
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  • American Mortgage Specialties in FHA Mortgage, Veteran Home Loan, Reverse Mortgage, Conventional Mortgage, Jumbo Mortgage, Fannie Mae, One Time Close Construction Loans, Non -Warrantable Condos, Foreign National & ITIN, Commercial Loan, Hard Money Loan, 203K & Homestyle Loan, 2nd & Vacation Homes, Investor Loans, USDA Home Loan, and Freddie Mac.
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  • Stock Financial is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
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  • Royal Mortgage USA Corp.
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  • Hero Mortgage Group
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  • Elite Funding Network LLC
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