USDA and FHA Pro and Con in Cleveland-Heights, Cuyahoga County, OH

In 2025, the USDA loan limit for Cleveland-Heights, located in Cuyahoga county, OH, amounts to $0. Meanwhile, the FHA limit for a single-family home is $356,362.

Use Lendersa® USDA loan calculator to compare the most competitive USDA versus FHA rates available today. Determine the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator presents a side-by-side comparison of USDA, FHA, Conforming, and VA options, helping you select the best program in for your financial situation.

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2025 Loan Limits and Downpayment Requirements in Cleveland-Heights, County of Cuyahoga, OH

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Options for USDA and FHA Loans in Cleveland-Heights, OH

The mission of Lendersa® is to ensure you get the optimal USDA or FHA loan quickly and conveniently. Start with one of three paths leading to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in OH

A USDA home loan is backed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, and is solely available in rural territories. Contrary to FHA loans requiring a 3.5% down payment, USDA mortgages require no down payment, providing a more accessible option for qualified rural borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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