In 2026, the USDA loan limit for a single-family home in Holdenville, county of Hughes, OK is set at $336,500, while the FHA maximum is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today’s leading USDA and FHA rates, and to determine the income, credit, reserves, and documentation necessary for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting in selecting the ideal program for your financial requirements in .
2026 Loan Limits and Down Payment Requirements in Holdenville, Hughes, OK
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Holdenville, OK
Lendersa® is committed to helping you quickly find the best USDA or FHA loan, hassle-free. Choose one of three starting points to connect with lenders offering USDA loan programs.
The USDA home loan, guaranteed by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is exclusively available in rural neighborhoods. Unlike FHA loans which require a minimum down payment of 3.5%, USDA loans do not demand any down payment.
First National Bank & Trust Co., of McAlester, OK, was established in 1896 and has consistently met the financial needs of the citizens of McAlester, Pittsburg County. At FNB, we offer a wide variety of loans, deposit and financial services in order to meet the needs of consumers, small businesses, agricultural, retail and commercial customers.
In 1966, Ada Federal Employees Credit Union (AFECU) was established for Federal employees and their relatives in Pontotoc and Coal Counties. Savings and loans were all that were available through the credit union for many years.
AFECU purchased the building it currently operates from in January 2011.
For over 120 years, we have been a vital part of every community we serve. We opened in Ada, OK in 1900. In 2004, we changed our name from the First National Bank and Trust Company of Ada to Vision Bank. We now serve communities throughout south central Oklahoma and beyond.
We exist to help you meet all of your financial needs.
Red River Credit Corporation, we want to make getting a loan and paying it off as easy as possible. We'll listen to you needs and consider your budget to pair you with the loan option that best suits your situation. Once you're approved, you'll quickly have access to the cash you need, up to $1620.00 And paying for your loan is easy.
At The Bank N.A., we offer a full range of credit options. Whether you are making a major purchase - like a house, car, boat, or even a herd of cattle - we have a loan that fits your needs. Or, maybe you’re starting the business of your dreams or simply want to spruce up the one you have, well, we have loans for that too
First Family Federal Credit Union has been open since 1956. It's the 21st largest credit union in Oklahoma with assets totaling $122.45 Million and providing banking services to more than 16, 000 members.
The credit union is a community-based financial institution. People living, working
On February 15, 1951, a special group of people, inspired by Ralph Burnett, met in a room at Oklahoma Baptist University to establish a credit union. Those original incorporators were Charles V. Manes, Edward Hurt, Jr, Leroy Bond, C.V. Milliken, Clifford J. Smith and Ralph Burnett. On April 9, 1951, Bison Federal Credit Union opened its doors.
Why is First National Bank & Trust Co. your bank for life? You never know where life is going to take you. That's why we know it's important to have a bank that will help you navigate the paths you choose for you and your family. With sound banking practices and a focus on getting to know you and your banking needs,