USDA Vs. FHA your options comparison in Holdenville, Hughes County, OK

In 2025, the USDA loan limit for a single-family home in Holdenville, county of Hughes, OK is set at $336,500, while the FHA maximum is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today’s leading USDA and FHA rates, and to determine the income, credit, reserves, and documentation necessary for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting in selecting the ideal program for your financial requirements in .

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2025 Loan Limits and Down Payment Requirements in Holdenville, Hughes, OK

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Holdenville, OK

Lendersa® is committed to helping you quickly find the best USDA or FHA loan, hassle-free. Choose one of three starting points to connect with lenders offering USDA loan programs.

Illustration of Lendersa USDA loan requests and outcome results

What Constitutes a USDA Loan in OK?

The USDA home loan, guaranteed by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is exclusively available in rural neighborhoods. Unlike FHA loans which require a minimum down payment of 3.5%, USDA loans do not demand any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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