USDA VS FHA in Seminole, Seminole County, OK

In the year 2026, for a single-family home in Seminole, situated in Seminole county, OK, the USDA loan limit is set at $336,500, while the FHA limit stands at $472,030.

The Lendersa® USDA loan calculator is an excellent tool to compare today's USDA versus FHA rates. Determine the necessary income, credit, reserves, and documentation needed to qualify. Our sophisticated mortgage calculator shows USDA, FHA, Conforming, and VA programs side by side, aiding you in selecting the right option for your financial scenario in .

Explore loan offers from a pool of 100 lenders

Loan limits and down payment information for 2026 in Seminole, county of Seminole, OK

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Opportunities with USDA and FHA loans in Seminole, OK

At Lendersa®, we aim to provide you with the most suitable USDA or FHA loan quickly and effortlessly. Choose from the three entry points that lead to matching lenders with USDA loan offerings.

Lendersa USDA loan request and comparison results

Understanding USDA Loans in OK

The USDA home loan is supported by the Department of Agriculture. Known as the USDA rural development loan or USDA mortgage, it is available exclusively in rural areas. Unlike FHA loans, which demand a 3.5% minimum down payment, the USDA loan allows for zero down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Seminole Lenders

  • Bison Federal Credit Union
  • 2 West Macarthur, Shawnee, OK, 74804
  • Lends in Oklahoma
  • On February 15, 1951, a special group of people, inspired by Ralph Burnett, met in a room at Oklahoma Baptist University to establish a credit union. Those original incorporators were Charles V. Manes, Edward Hurt, Jr, Leroy Bond, C.V. Milliken, Clifford J. Smith and Ralph Burnett. On April 9, 1951, Bison Federal Credit Union opened its doors.

  • First National Bank and Trust Company
  • 130 E MacArthur, Shawnee, OK, 74804
  • Lends in Oklahoma
  • Why is First National Bank & Trust Co. your bank for life? You never know where life is going to take you. That's why we know it's important to have a bank that will help you navigate the paths you choose for you and your family. With sound banking practices and a focus on getting to know you and your banking needs,

  • Arbuckle Federal Credit Union
  • 317 S Broadway Avenue, Ada, OK, 74820
  • Lends in Oklahoma
  • In 1966, Ada Federal Employees Credit Union (AFECU) was established for Federal employees and their relatives in Pontotoc and Coal Counties. Savings and loans were all that were available through the credit union for many years.

    AFECU purchased the building it currently operates from in January 2011.

  • Vision Bank
  • 101 East Main Street, Ada, OK, 74820
  • Lends in Oklahoma
  • For over 120 years, we have been a vital part of every community we serve. We opened in Ada, OK in 1900. In 2004, we changed our name from the First National Bank and Trust Company of Ada to Vision Bank. We now serve communities throughout south central Oklahoma and beyond.

    We exist to help you meet all of your financial needs.

  • Red River Credit Corporation
  • 200 West Main St, Suite A, Ada, OK, 74820
  • Lends in Oklahoma
  • Red River Credit Corporation, we want to make getting a loan and paying it off as easy as possible. We'll listen to you needs and consider your budget to pair you with the loan option that best suits your situation. Once you're approved, you'll quickly have access to the cash you need, up to $1620.00 And paying for your loan is easy.

  • Conde Capital LLC
  • 1900 156th Ave SE, Norman, OK, 73026
  • Lends in Oklahoma
  • Conde Capital provides nationwide investment property financing for real estate investors and brokers: Fix & Flip/Bridge loans (rates from low 8%, up to 90% LTC + 100% rehab, 7-14 day close), DSCR rental loans (5.75%-8.5%, no income docs, LLC-friendly), transactional funding (24-72 hour close), and commercial/multifamily financing. Backed by institutional and private capital, we deliver fast, flexible, investor-focused solutions.

  • Community Bank
  • 104 S Main St, Bristow, OK, 74010
  • Lends in Oklahoma
  • Community Bank of Bristow has proudly served Creek County and the town of Bristow since 1924.

    At Community Bank of Bristow, we work hard to exceed your expectations every day. Member FDIC. Equal Housing Lender.

    Bristow was designated as the county seat for Creek County at statehood when its population was 1,134. However,

  • SpiritBank
  • 601 North Main St, Bristow, OK, 74010
  • Lends in Oklahoma
  • SpiritBank offers a spirited approach to banking with a full-line of banking products and services. We have the resources you need to help you with your business and personal banking needs. The person posting is an employee of the bank, anything posted may contain a personal opinion, and not necessarily the opinion of SpiritBank.

  • First Family Federal Credit Union
  • 402 E Main Street, Henryetta, OK, 74437
  • Lends in Oklahoma
  • First Family Federal Credit Union has been open since 1956. It's the 21st largest credit union in Oklahoma with assets totaling $122.45 Million and providing banking services to more than 16, 000 members.

    The credit union is a community-based financial institution. People living, working