FHA Vs. USDA loan program for Seminole, Seminole County, Oklahoma

In 2025, USDA loan limit in Seminole, county of Seminole, OK is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Seminole, OK

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Oklahoma?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(360) 901-3210 Lender's profile and map Reviews Lloyd White, Jr 13115 NE 4th Street, Suite 160, Vancouver, WA, 98684 Summit Mortgage Corporation - NMLS 3236, NMLS Access https://nmlsconsumeraccess.org/, is a Portland-based direct lender licensed in Oregon, Washington, California, and Idaho. We've been embedded in the Pacific Northwest since 1997. We like to consider ourselves locals and pride ourselves in doing so.
(360) 910-3290 Lender's profile and map Reviews NW Funding Group- Bill Black 12411 SE 2nd circle, Vancouver, WA, 98684 We are a full-service mortgage company based in Vancouver, WA. We specialize in Jumbo- 12 month Bank Statement in Vancouver. We also serve the surrounding cities in Clark County. We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, a better rate and term, we can assist you.
(844) 539-6631 Lender's profile and map Reviews Key One Financial Inc. 15524 SE Mill Plain Blvd, Suite 200A, Vancouver, WA, 98684 Working with Erin and Key One Financial Inc., you can expect to be kept completely up to date on your loan process, giving you the peace of mind needed to focus on the other aspects of buying a home. Erin addresses the far reaching impact the mortgage will have today and well into the future through his expertise with different situations.
(360) 836-5279 Lender's profile and map Reviews DIRECTORS MORTGAGE 315 NE 192nd Ave, Suite, Suite 305, Vancouver, WA, 98684 Directors Mortgage specializes in residential mortgage loans, purchases, refinances, construction loans, reverse mortgages & debt consolidation. Each Sr. Mortgage Specialist on our team has an average of 10 years experience in the mortgage industry. We are no stranger to getting our clients into the homes of their dreams..
(360) 567-0752 Lender's profile and map Reviews NorthWest Funding Group 12411 SE 2nd Cir, Vancouver, WA, 98684 The NorthWest Funding Group Team is committed to providing clients with a wide selection of home loans combined with incredible service. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage brokers can help make your dreams come true
(503) 256-5858 Lender's profile and map Reviews Pacific NW Federal Credit Union 12005 NE Erin Way, Portland, OR, 97220 PNWFCU is a friendly credit union on a mission to be Your Financial Partner for Life. Since 1942, we’ve been putting people before profits, looking for ways to give back to our members & serve our community. Persons who live, work, worship or attend school in & businesses & other legal entities located in these counties are eligible to join PNWFCU.
(971) 266-4900 Lender's profile and map Reviews Kaiperm Northwest Federal Credit Union 7505 NE Ambassador Place, Suite A, Portland, OR, 97220 KaiPerm NW Credit Union serves the entire Kaiser Permanente Northwest Region family. The credit union is a not-for-profit financial cooperative. Our mission is to help members get ahead financially by improving their financial health and personal well-being. The credit union’s membership closely mirrors Kaiser Permanente.
(503) 774-3848 Lender's profile and map Reviews Ironworkers USA Credit Union 11620 NE Ainsworth Circle, Suite 400, Portland, OR, 97220 Ironworkers USA Federal Credit Union is dedicated to promoting community development in all of the areas it conducts business and to provide affordable financial services to low-income people. In doing so, we will help them build assets and achieve financial stability. As a Financial Cooperative, We are Owned and Operated by Our Members.
(503) 232-2876 Lender's profile and map Reviews CU Business Group 9600 NE Cascades Pkwy, Suite 250, Portland, OR, 97220 CU Business Group provides business lending, deposit and consulting services to credit unions nationwide. As the largest business services CUSO in the industry, CU Business Group serves more than 627 credit unions in 48 states, providing products and technical expertise to help credit unions plan
(503) 253-3299 Lender's profile and map Reviews Agape Mortgages Inc 2931 NE Rocky Butte Rd, Portland, OR, 97220 Agape Mortgages Inc George and his team will treat you with the respect as an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you.
(207) 353-4144 Lender's profile and map Reviews Lisbon Community Federal Credit Union 325 Lisbon Street, Lisbon, ME, 04250 The LISBON COMMUNITY FEDERAL CREDIT UNION is a not for profit, full service financial institution owned by and operated for our Members. The LCFCU was founded in 1959 to serve those who reside or work in the Lisbon, Lisbon Falls and Durham areas. Since that time, this federally chartered, federally insured Credit Union has grown steadily.