In 2025, the USDA loan cap for Woodward, in Woodward county, OK, is set at $336,500. Meanwhile, the FHA loan limit for a single-family home is $472,030.
Take advantage of the Lendersa® USDA loan calculator to assess today's leading USDA versus FHA rates. By clearly understanding the necessary income, creditworthiness, reserves, and documentation needed to qualify, you can make informed decisions. Our advanced mortgage calculator presents a side-by-side view of USDA, FHA, Conforming, and VA loans. This feature assists you in selecting the optimal program in Alabama that aligns with your financial goals.
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Understanding the current loan limits and down payment requirements is crucial for effective financial planning. These limits can guide your decisions whether you're buying for the first time or refinancing.
| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to fast-track your access to the best USDA or FHA loan options, with minimal hassle. Select from our three foundational options, seamlessly connecting you with lenders who provide USDA loan programs tailored to meet your needs.
USDA home loans, backed by the U.S. Department of Agriculture, often referred to as USDA rural development loans or USDA mortgages, are exclusively available in designated rural areas. Unlike FHA loans, requiring a minimum down payment of 3.5%, USDA loans offer a significant advantage by not necessitating any down payment.
This zero-down payment feature makes USDA loans particularly appealing to those in rural areas aiming to purchase homes without the burden of substantial up-front costs. Streamlined through government support, this program ensures eligible applicants can access homeownership without financial hurdles. For those interested in a stable and secure financial future in rural neighborhoods, USDA loans offer a promising opportunity.
Enter your location to find out if it qualifies for USDA rural housing loan?
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