USDA and FHA Pro and Con in Watonga, Blaine County, OK

For 2025, within Watonga, county of Blaine, OK, the USDA loan limit is $336,500, whereas the FHA limit for a single-family home is $472,030.

Leverage the Lendersa® USDA loan calculator to compare today's best USDA versus FHA rates, determining the income, credit, reserves, and documentation needed for eligibility. Our sophisticated mortgage calculator allows you to assess USDA, FHA, Conforming, and VA loans side by side, helping you decide the most suitable program for your financial needs in .

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2025 Loan Caps and Downpayment Requirements in Watonga, county of Blaine, OK

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Watonga, OK

Lendersa® aims to deliver the optimal USDA or FHA loan to you with speed and ease. Pick one of three initial paths, each leading to matched lenders and suitable USDA programs.

Results of Lendersa USDA loan request and matching

What Defines a USDA Loan in OK?

A USDA home loan, guaranteed by the federal Department of Agriculture, also called a USDA rural development loan, is available only in rural areas. Unlike FHA loans, which require a minimum of 3.5% down, USDA mortgages require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Blue Brick Financial LLC
  • 4710 East Falcon Drive, Suite 202, Mesa, AZ, 85215
  • We provide a professional environment for you to feel comfortable and welcome to discuss your needs. We are committed to evaluate every individual situation. With the experience and education of our mortgage consultants, we will help you make the best home financing decision possible.
  • Taylor Credit Union
  • 825 East Allman Street, Medford, WI, 54451
  • Our story begins in 1951 as Taylor County Co-op Credit Union. A financial cooperative set out to serve the members and employees of the Medford-Stetsonville Farmer’s Union. The newly chartered credit union was located on the second level of the old Farmer’s Union Co-op building on Whelen Ave (current location of the Medford Cooperative Tire & Auto
  • Auburn University Credit Union
  • 1290 S. Donahue Drive, Auburn, AL, 36832
  • Auburn University Credit Union is here to help you navigate life's milestones. From education expenses, auto loans, vacations, home purchases, AU Credit Unions is built around where you live, work, study & play. We're locally owned for our local neighbors. We’re always on your team because we understand the importance of being stronger together.
  • Bowater Credit Union
  • 5123 Highway 11 S, Calhoun, TN, 37309
  • Our mission is to provide convenient, cost effective financial services by offering products that are efficient and responsive to our members’ changing needs. Our commitment is to operate in a financially sound manner with a staff dedicated to excellence. we seek to educate members to make better financial decisions.
  • OKALOOSA COUNTY TEACHERS FEDERAL CREDIT UNION
  • 1126 North Ferdon Blvd, Crestview, FL, 32536
  • Okaloosa County School Board, Okaloosa Walton Junior College and St. Mary’s. It was formed with the help of a few local residents in north Okaloosa County. The first credit union building was a very small house behind the bus stop at Richbourg Middle School on Anderson Street in Crestview.
  • Blue Sand Mortgage, Inc
  • 301 S Ferdon Boulevard, Suite E, Crestview, FL, 32536
  • We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
  • 1st Midwest Mortgage Corp.
  • 316 North Ironwood Dr, South Bend, IN, 46615
  • At 1st Midwest Mortgage Corp., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • Harwood State Bank
  • 501 Dakota Avenue, Harwood, ND, 58042
  • Harwood State Bank was one of the banks to survive that era with a strong capital ratio. The bank sold $7,000 more in stock in 1951 to raise the capital stock to $25,000. There have been two stock splits since that time. The first in 1959 and the second in 1980, and our capital stock is now $100,000.
  • Indianhead Credit Union
  • 104 East Maple Street, Spooner, WI, 54801
  • Indianhead Credit Union was founded in March of 1961. The original charter was to serve the residents of Washburn County. The credit union is state chartered and operates under the laws of the State of Wisconsin. Our savings are insured by the NCUA, a U.S. government agency. Over the years, other credit unions have merged with ICU,
  • Union Savings and Loan Association
  • 730 Central Avenue, Connersville, IN, 47331
  • Founded in 1892, USLA is a conservative, “old school” bank, committed to the customer service and hometown style that has made us successful in the 19th, 20th, and now 21st Centuries. If you are looking for a bank that still maintains traditional values, still believes in community service, and still makes loan decisions locally, then Union Savings
  • Whitewater Regional FCU
  • 3030 Western Avenue, Connersville, IN, 47331
  • Whitewater Regional FCU is a full-service credit union 1939. We have grown from our humble beginnings in a small office located above the factory floor of Roots Connersville Blowers to a small community credit union where everyone feels at home. We provide fast, friendly, convenient service for all of our members
  • Capital RB Solutions LLC
  • 17816 S Whispering Glen Path, SAHUARITA, AZ, 85629
  • In a competitive real estate market, cash is king. What many investors have learned is that while cash may be king, it is not always completely necessary. Alternative lending options help provide investors who do not have (or want to deploy) all the cash required to fund a purchase and the rehabilitation the ability to compete with cash buyers, whi