USDA Vs. FHA Pro and Con comparison in Carnot-Moon, Allegheny County, PA
In 2025, the USDA loan limit in Carnot-Moon, located in Allegheny county, PA, is $336,500, whereas the FHA limit for a single-family home is $472,030.
Use Lendersa®'s USDA loan calculator to contrast today's USDA and FHA top rates, and determine the required income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator positions USDA, FHA, Conforming, and VA loans side by side, assisting in selecting the best option for your financial situation in Alabama.
2025 Loan Limits and Down Payment Requirements in Carnot-Moon, Allegheny County, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Carnot-Moon, PA
Lendersa® aims to quickly find the best USDA or FHA loan for you, ensuring no hassle. Select one of three starting routes to connect with suitable lenders and USDA loan programs aligned with your needs.
A USDA home loan, secured by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is available exclusively in rural settings. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment.
Lake Shore Savings is a community oriented financial institution originally chartered as a savings and loan association in New York in 1891. We are dedicated to serving the financial needs of consumers and businesses within its market area. We are primarily engaged in the business of attracting deposits from the general public
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Pathways Financial Credit Union is a not-for-profit financial cooperative owned by our members. While our many financial products and services are similar to what you find at banks and other for-profit institutions, there are fundamental differences at our branches of Pathways Financial Credit Union.
Orrstown Bank one of the largest independent community banks in the region. Headquartered in Shippensburg, Pennsylvania, Orrstown continues to provide a full range of consumer, business, and wealth management services to its neighbors. We get to know our clients and our clients know they can count on us.
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