USDA Vs. FHA your options comparison in Moon, Allegheny County, PA

For 2026, the USDA loan limit in Moon, within Allegheny county, PA, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to assess and compare current USDA vs FHA rates, determining necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, aiding your decision on the best program in for your financial scenario.

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2026 Loan Limits and Down Payment in Moon, Allegheny, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Moon, PA

The objective of Lendersa® is to quickly secure the best USDA or FHA loans without hassle. Choose one of three starting points to connect with lenders and access USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

The USDA home loan, backed by the federal Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage, and it is available exclusively in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Moon Lenders

  • Clearview Federal Credit Union
  • 8805 University Boulevard, Moon Township, PA, 15108
  • Lends in Pennsylvania
  • We make a meaningful difference in our community by delivering financial services with a fun-loving spirit and servant’s heart. We treat our Members and Staff like our business depends on them - because it does! We go beyond only offering products and services or simply being "just another financial institution.

  • Briar Cliff Financial Services
  • 404 Thorn Street, Sewickley, PA, 15143
  • Lends in Pennsylvania
  • Briar Cliff Financial Services has made over $29 million in commercial mortgage loans on all types of collateral, including single-family, multi-family, retail, office, mixed-use, light industrial, and undeveloped land. Briar Cliff is a direct, privately owned mortgage lender specializing in small to medium size commercial mortgage loans on propert

  • New Alliance FCU
  • 835 Merchant Street, Ambridge, PA, 15003
  • Lends in Pennsylvania
  • Our mission is to support and strengthen our community through financial stewardship and education, ethical and compassionate business practices and a member-first service attitude. Our hearts, homes, families and friends are here and we have a vested interest in seeing the Pittsburgh region, its businesses and organizations

  • RED TREE MORTGAGE LLC
  • 4 Penn Center West, Pittsburgh, PA, 15276
  • Lends in Pennsylvania
  • Red Tree Mortgage is rooted upon the principles of expertise, faith, family and strong values. We strive for excellence and believe that every customer should be treated with superior service and respect to ensure that they have the best experience in the industry. A wonderful night at Topgolf with our Red Tree Mortgage family.

  • HOLLAND MORTGAGE ADVISORS
  • 4640 Campbells Run Rd, Pittsburgh, PA, 15205
  • Lends in Pennsylvania
  • Holland Mortgage Advisors is a professional mortgage lending company, with over 150 years combined experience in the mortgage lending industry. We focus on conventional, government, new construction, investment/commercial, and portfolio lending, and partner with reputable local and national lending institutions to be able to offer our clients

  • Stonebridge Home Mortgage, llc
  • 100 Cobblestone Court, Oakdale, PA, 15071
  • Lends in Pennsylvania
  • At Stonebridge Home Mortgage, llc, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage

  • West View Savings Bank
  • 9001 Perry Highway, Pittsburgh, PA, 15237
  • Lends in Pennsylvania
  • West View Savings Bank is a Pennsylvania-chartered, FDIC-insured stock savings bank conducting business from five offices in the suburban North Hills of Pittsburgh. Originally organized in 1908 as West View Building & Loan Association, we changed our name to West View Savings and Loan Association in 1954.

  • Federated Mortgage
  • 1301 Grandview Ave, Suite 100, Pittsburgh, PA, 15237
  • Lends in Pennsylvania
  • At FEDERATED MORTGAGE CORP. you will find low current mortgage interest rates and friendly experienced professionals to guide you through the entire transaction our team of experts can guide you though these complicated waters. After checking your eligibility by clicking here, we will be your advocates throughout the entire process from start to fi

  • American Mortgage Finance
  • 3336 Maple Road, Pittsburgh, PA, 15237
  • Lends in Pennsylvania
  • American Mortgage Finance, located in Pittsburgh, PA was founded by Jack Catanzarite and Barry Kemper in February 2006. Leveraging the extensive experience of its senior management and loans officers, American Mortgage Finance offers a broad range of mortgage products using the newest and most innovative technology in the industry.