USDA Vs. FHA your options comparison in Moon, Allegheny County, PA

For 2025, the USDA loan limit in Moon, within Allegheny county, PA, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to assess and compare current USDA vs FHA rates, determining necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, aiding your decision on the best program in for your financial scenario.

View loan offers from 100 lenders

2025 Loan Limits and Down Payment in Moon, Allegheny, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Moon, PA

The objective of Lendersa® is to quickly secure the best USDA or FHA loans without hassle. Choose one of three starting points to connect with lenders and access USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

The USDA home loan, backed by the federal Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage, and it is available exclusively in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Penpoint Mortgage LLC
  • 131 North 6th Street, Haines City, FL, 33844
  • Penpoint Mortgage believes in doing what is in the best interest of the client at all times. That means listening carefully to the client to ascertain what they want and need. It also means educating the client throughout the entire process so that an informed decision can be made.
  • First National Bank in Fredonia
  • 730 Madison, Fredonia, KS, 66736
  • Our mission as a community bank is to provide our local community with the highest quality of financial services. We strive to Maintain the public trust through safe and sound banking practices and enhance the financial strength of our bank. Promote healthy growth through diversified and quality services to our customers.
  • Innovative Mortgage Services Inc.
  • 17717 Hunting Bow Circle, Lutz, FL, 33558
  • Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a new home, refinancing a mortgage, or cashing out your home equity. We will help you qualify, apply and be approved for the right mortgage loan for you.
  • All Florida Home Loans
  • 17717 Hunting Bow Circle, Suite 101, Lutz, FL, 33558
  • "All Florida Home Loans offers a wide range of mortgage options to meet your financial needs. Whether you’re a first-time home buyer, a seasoned investor, interested in cashing out equity, or venturing into a commercial property, we're here to guide you all the way - drama free."
  • Innovative Mortgage Services
  • 17717 Hunting Bow Cir #101, Lutz, FL, 33558
  • Innovative Mortgage our goal is to offer you unparalleled service and extremely competitive Florida mortgage rates in minutes. Our wide selection of loan products help us provide the perfect mortgage to fit for your specific Florida home buying or refinance needs. Our mission is to serve our customers with honesty, integrity and competence.
  • American Fidelity
  • American Fidelity, Lutz, FL, 33558
  • At American Fidelity, we offer exceptional home loans options, large and small business loans, HARP programs and private lending.We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from.
  • CharterWest Bank
  • 201 south main street, West Point, NE, 68788
  • In 1985, CharterWest opened it's doors for the first time in West Point, Nebraska. Since this inception, our growth has been fueled by a strong commitment to the customer. Our positive attitude in lending, competitive pricing of products, and continuity in management and staff have resulted in CharterWest
  • R & J CAPITAL GROUP, LLC
  • 18952 N Dale Mabry Hwy, Suite 101, Lutz, FL, 33548
  • Our mission is to serve our customers with honesty, integrity and competence.Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • SunPoint Home Loans
  • 17734 Hunting Bow Circle Suite 102, Lutz, FL, 33548
  • SunPoint Home Loans, we treat each customer as an individual, not a number. We don’t place you into a loan profile formula created by the banking industry. and help you obtain the best loan possible. We represent a wide range of “A” rated lenders with first quality rates to private portfolio lenders with expanded underwriting guidelines to help.