USDA Vs. FHA Pro and Con comparison in Castle-Shannon, Allegheny County, PA
In 2025, the USDA loan limit in Castle-Shannon, within the county of Allegheny, PA, stands at $285,000, whereas the FHA limit for a typical single-family home is set at $356,362.
Leverage the Lendersa® USDA loan calculator to examine the present USDA versus FHA rate offerings, identifying necessary income, credit, reserves, and documents to qualify. Our sophisticated mortgage calculator offers USDA, FHA, Conforming, and VA loan comparisons side by side, facilitating the choice of the best fitting program in for your specific financial situation.
Loan Limits and Down Payment Requirements for 2025 in Castle-Shannon, County of Allegheny, PA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Castle-Shannon, PA
At Lendersa®, we strive to swiftly and seamlessly connect you with the best USDA or FHA loan options available. Start your journey with one of three pathways that align you with lenders and the USDA loan programs.
The USDA home loan is a government-secured mortgage provided by the Department of Agriculture, known as the USDA rural development loan or USDA mortgage. It's exclusively available in rural areas. Notably, unlike FHA loans that require a minimum down payment of 3.5%, the USDA loan does not mandate any down payment.
Richmond City Employees Federal Credit Union has been open for over 50 years. Membership is open to the City Employees, employees of Morrisson-Reeves Library and Frontier/Verizon employees, and RP&L employees. Membership is also available to immediate family members of an existing member.
Natco Credit Union is a member-owned financial institution. Natco operates as a not-for-profit organization, with the interests of our members in mind. That makes us significantly different from banks, which are driven to operate at a profit to their stakeholders. We were established in 1944 and have provided a variety of accounts.
HCPFCU is NCUA Insured and an Equal Housing Lender. Our credit union opened its doors in 1975, specifically to serve Reid Health Employees. Since then, we have expanded to offer our services to any health care employee in the community, as well as their entire family! We do business in accordance with the Fair Housing Opportunity Act.
At Spectrum Mortgage Company, Inc. we realize that every customer has a different combination of assets, limitations and dreams. Our job is to understand your unique needs so we can formulate the perfect mortgage solution for you.Whatever your financial situation, whatever your credit score, we will help you make the right decisions
"County Mortgage Services, L.L.C. is a locally owned company located in Jamison, PA in Bucks County. We have been providing quality mortgage services with low mortgage rates since 2002. Our goal is to help you realize your dream.
We realize that buying a home can be a very intense ordeal filled with potential pitfalls and difficulties."
CrossRoads Financial Federal Credit Union is committed to providing the services that our members need now and in the future. Our mission will always be to help our members meet their financial needs, one CrossRoads at a time. While much has changed since 1950, the credit union continues to follow the journey set by our founding members.
At Movement Bank, we’re leading a Movement of Change to make banking enjoyable and empowering by introducing healthy, faithful, and innovative tools to help you maintain financial health. Our bank was founded by African-Americans in 1919 to serve people who had been turned away by other institutions.
American National Bank & Trust Company, we believe being local is more than just having an office in the community. It's about looking out for our customers with better banking options and quick, local decisions. It's about supporting local community organizations and working with local businesses that are so vital to our communities.
626 Jacksonville Road, Suite 250, Warminster, PA, 18974
Community-based Freedom Credit Union located in the Greater Philadelphia area, chartered in 1934, is a full-service financial institution that offers a banking alternative to consumers. Anyone who lives, works, worships, performs volunteer service, or attends school in Bucks, Chester, Delaware, Montgomery.
626 Jacksonville Road, Suite 230, Warminster, PA, 18974
At Global Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism, and consideration
