USDA and FHA Pro and Con in Castle-Shannon, Allegheny County, PA

In 2025, the USDA loan limit in Castle-Shannon, within the county of Allegheny, PA, stands at $285,000, whereas the FHA limit for a typical single-family home is set at $356,362.

Leverage the Lendersa® USDA loan calculator to examine the present USDA versus FHA rate offerings, identifying necessary income, credit, reserves, and documents to qualify. Our sophisticated mortgage calculator offers USDA, FHA, Conforming, and VA loan comparisons side by side, facilitating the choice of the best fitting program in for your specific financial situation.

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Loan Limits and Down Payment Requirements for 2025 in Castle-Shannon, County of Allegheny, PA

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Castle-Shannon, PA

At Lendersa®, we strive to swiftly and seamlessly connect you with the best USDA or FHA loan options available. Start your journey with one of three pathways that align you with lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in PA

The USDA home loan is a government-secured mortgage provided by the Department of Agriculture, known as the USDA rural development loan or USDA mortgage. It's exclusively available in rural areas. Notably, unlike FHA loans that require a minimum down payment of 3.5%, the USDA loan does not mandate any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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