USDA VS FHA in Pittsburgh, Allegheny County, PA

For 2026 in Pittsburgh, part of Allegheny county, PA, the USDA loan cap is $336,500, whereas the FHA loan cap for a single-family dwelling is $472,030.

Employ Lendersa® USDA loan calculator to compare prevailing USDA and FHA rates, and assess income, credit, reserves, and documentation required to qualify. Our state-of-the-art mortgage calculator provides side-by-side comparisons of USDA, FHA, Conforming, and VA loans, assisting you in choosing the best option for your financial profile in . Make informed decisions with ease.

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Coverage of loan limits and downpayment requirements for 2026 in Pittsburgh, Allegheny county, PA

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA loan selections in Pittsburgh, PA

Lendersa® aims to secure you the best USDA or FHA loans quickly and easily. Initiate with one of three options that connect you with lenders offering USDA programs.

Lendersa offers USDA loans request and matching solutions

Understanding the USDA Loan in PA

A USDA home loan, insured by the U.S. Department of Agriculture, often called a USDA rural development loan or mortgage, is limited to rural areas. Unlike the FHA loans requiring a 3.5% down payment, USDA mortgages require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Members 1st Credit Union
  • 4702 Mattis Road, Saint Louis, MO, 63128
  • Members 1st Credit Union was chartered in 1951 as a member-owned, not-for-profit financial cooperative with staff and management committed to serving members' financial needs. All members share in the net profits of the credit union by receiving dividends on their savings. These savings, in turn, are pooled to make low-cost loans to fellow members.

  • Commercial Bank
  • 2330 West Port Plaza Drive, Saint Louis, MO, 63146
  • Commercial Bank is an independent bank specializing in relationship banking. We focus on personal relationships with you, our customer. While providing this "good old fashioned"​ brand of service we still provide the latest banking technology. Come visit us and let Commercial Bank show you what we can offer you.

  • Mortgage Partners Group
  • 11862 Lackland Rd, Saint Louis, MO, 63146
  • Mortgage Partners Group our seasoned Loan Officers are Partners of the Firm. Our Loan Officer-Partners understand that there is nothing more important in the home loan process than a client understanding his or her mortgage loan options. That is why we offer a wide variety of home loans so you can find the right option to fit your goals.

  • Mason Mortgage Advisors
  • 11862 Lackland Rd, Saint Louis, MO, 63146
  • Mason Mortgage Advisors, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • US Wide Financial
  • 2200 W Port Plaza Dr, Suite 312, Saint Louis, MO, 63146
  • US Wide Financial was founded in March of 2009, on the heels of the Great Recession. Trust and integrity in the lending industry had been lost. We started our company because we wanted to do things differently and bring back the basics. Today our values are still the same: Relationships, Trust, Integrity, Teamwork.

  • First Integrity Mortgage Services
  • 1807 Park 270 Drive, Suite 265, St. Louis, MO, 63146
  • Our reputation makes us far from a secret. However, some people may be unfamiliar with our private Mortgage Banking firm. Unlike big-tent lenders, we refuse to flood our clients with unwanted cross-selling offers of credit cards, money markets, auto loans. Clients come to us from sources more powerful than television, radio or any print media.

  • Golden Oak Lending
  • 11737 Administration Drive, Saint Louis, MO, 63146
  • Golden Oak Lending, we speak mortgage and love translating it for you.The mortgage industry is full of technical, industry-based terminology and our local, experienced loan officers will help you make sense of it all in an easy-to-understand way. Our team uses this knowledge to align the right loan program that fits your needs & puts more savings.

  • Raritan State Bank
  • 110 East Main Street, Raritan, IL, 61471
  • The RSB employs 30 full-time employees & 9 part-time employees. Of this staff, 5 full-time employees have been with the bank for 25 years or more. A total of 6 have enjoyed employment with RSB for 15 years or more. With the remainder of the staff ranging in tenure from 1 to 15 years, RSB can offer both highly tenured experienced employees.

  • Lauderdale County Teachers Credit Union
  • 103 Magnum Street, Florence, AL, 35630
  • Lauderdale County Teachers Credit Union is committed to meeting the ever-changing needs of your financial well-being. Established by school employees’ – for teachers, administrators, and support staff – Lauderdale County Teachers Credit Union, for more than 60 years has been providing quality, committed service.