USDA Vs. FHA Pro and Con comparison in Clairton, Allegheny County, PA

In 2025, the USDA loan limit in Clairton, located in the county of Allegheny, PA, is $336,500. Simultaneously, the FHA limit for a single-family home is $472,030.

Leverage the Lendersa® USDA loan calculator to compare today's top USDA against FHA rates. Determine the income, credit, reserves, and documentation needed to qualify. With our advanced mortgage calculator, examine USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best program for your financial situation in .

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2025 Loan Limits and Downpayment Requirements in Clairton, Allegheny, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Clairton, PA

Lendersa®'s mission is to secure the best possible USDA or FHA loan for you quickly and without unnecessary hassle. Choose one of three starting paths to connect with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Defining What a USDA Loan is in PA

A USDA home loan, guaranteed by the U.S. Department of Agriculture, also called a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans which require a minimum of 3.5% down, the USDA mortgage requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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