USDA VS FHA in Clairton, Allegheny County, PA

In 2026, the USDA loan limit in Clairton, located in the county of Allegheny, PA, is $336,500. Simultaneously, the FHA limit for a single-family home is $472,030.

Leverage the Lendersa® USDA loan calculator to compare today's top USDA against FHA rates. Determine the income, credit, reserves, and documentation needed to qualify. With our advanced mortgage calculator, examine USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best program for your financial situation in .

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2026 Loan Limits and Downpayment Requirements in Clairton, Allegheny, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Clairton, PA

Lendersa®'s mission is to secure the best possible USDA or FHA loan for you quickly and without unnecessary hassle. Choose one of three starting paths to connect with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Defining What a USDA Loan is in PA

A USDA home loan, guaranteed by the U.S. Department of Agriculture, also called a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans which require a minimum of 3.5% down, the USDA mortgage requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • American Royal Mortgage Corp
  • 100 Wood Avenue South, Suite 123, Iselin, NJ, 08830
  • American Royal full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending, from purchase to refinance to construction lending. We have access to a wide range of wholesale lenders and all of our lending specialists are dedicated to finding the right loan.

  • CASABELLA FINANCIAL SERVICES, LLC
  • 33 Wood Ave South, Iselin, NJ, 08830
  • At Casabella Financial Services, LLC. We are a full-service mortgage company based in Central New Jersey. We specialize in Home Purchase Loans and Refinance in New Jersey. Whether you are buying a home or refinancing in New Jersey, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.

  • AMERICAN DOLLAR FUNDING
  • 894 Green Street, Iselin, NJ, 8830
  • We are a homegrown family business, with over 40 years of combined mortgage financing experience. Over the years, the majority of our business has come from referrals from our clients as well as professional Realtors in the area. As a result of our conservative loans, we are ranked in the Top Tier 1 Lending Status with lenders.

  • Orange Bank &Trust Company
  • 212 Dolson Ave, Middletown, NY, 10940
  • Orange Bank & Trust Company is an independent bank that began with the vision of 14 founders over 125 years ago. It has grown through conservative banking practices, ongoing innovation and an unwavering commitment to its community and business clientele to more than $2.0 billion in total assets.

  • L'Oréal USA Federal Credit Union
  • 30 L'Oreal Way, Clark, NJ, 07066
  • At L'Oréal USA Federal Credit Union, we make loans for almost any worthwhile purpose. In fact, we have all the lending services most our members will ever need including: Secured Loans Unsecured Loans And Much More! Of course, you can expect all of our lending services to come with the prompt and friendly service you deserve as a member.

  • Regional Home Mortgage LLC
  • 1150 Raritan Road, Suite 104, Clark, NJ, 07066
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • ATLANTIC HOME LOANS, INC
  • 50 US 46, Pine Brook, NJ, 07058
  • Atlantic Home Loans was founded by experienced and respected mortgage banking professionals with over 100 years of combined experience, and has been offering clients superior mortgage advice with personalized service since 1999. Today, AHL is licensed in over 20 states and employs over 250 people who are dedicated to delivering the best loan

  • Stratton Equities
  • 28 Bloomfield Ave, Suite 302, Pine Brook, NJ, 07058
  • Stratton Equities is the Leading Nationwide Direct Hard Money & NON-QM Lender that specializes in fast and flexible lending processes. Our team is owned and operated by experienced Real Estate Investors providing a reliable and knowledgeable team to help all Real Estate investors succeed. No Upfront Fee's, No Junk Fee's No Tax Returns.

  • Stratton Equities
  • 28 Bloomfield Avenue, Ste 302, Pine Brook, NJ, 07058
  • Stratton Equities is the leading Nationwide Direct Hard Money & NON-QM Lender that specializes in fast and flexible lending processes. Our team is owned and operated by experienced Real Estate Investors providing a reliable and knowledgeable team to help all Real Estate investors succeed. Learn how you can purchase an Investment Property with Strat

  • Regal Bank
  • 570 West Mount Pleasant Avenue, Livingston, NJ, 07039
  • Regal Bank is a full service community bank headquartered in Livingston, New Jersey. Regal Bank serves, as our primary trade area, Essex, Hudson, Somerset, Union and eastern Morris Counties. Regal Bank offers the very best in products and services, designed to help you meet your personal financial goals.

  • Astera Credit Union
  • 111 S Waverly Road, Lansing, MI, 48917
  • Astera Credit Union is based in Lansing, Michigan. It serves over 15, 000 members with four branches in Lansing, DeWitt, & Ionia. It supports nearly 150 employer groups by providing direct deposit & other financial tools for their employees.

    Astera was founded in 1949 by employees at Lansing's Fisher Body Plant to provide honest & affordable l