USDA and FHA Pro and Con in Clairton, Allegheny County, PA

In 2025, USDA loan limit in Clairton, county of Allegheny, PA is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Clairton, county of Allegheny, PA

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Clairton, PA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Pennsylvania?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • American Exchange Mortgage LLC
  • 16805 Newark Bay Rd, Delray Beach, FL, 33446
  • Since 1994, I have been involved in various leadership roles throughout the real estate and financing arenas. This includes serving as Director of American Exchange Mortgage Bankers starting in 1999. During this time, I was concentrated on the company’s business development, acquisition of multifamily projects,
  • HP Mortgage LLC
  • 7495 W Atlantic Ave Suite 200-293, Delray Beach, FL, 33446
  • HP Mortgage LLC offer NO-INCOME VERIFIED LOANS! If you are self employed or an investor, we are here to serve you--no tax returns necessary. We also offer Conventional 1% down, FHA down to 560 FICO, Jumbo loans down to 500 FICO, and various USDA and VA programs. We will always be honest
  • Gelt Financial
  • 5300 W Atlantic Ave, Suite 205, Delray Beach, FL, 33484
  • Gelt Financial, LLC ("Gelt"​) is a non bank direct commercial lender satisfying its clients financial needs and goals since 1989. Gelt's robust commercial product offerings are available across the country to US Citizens and Foreign Nationals. We focus on loans between $100,000 and up.
  • Skyward Credit Union
  • 4 Cessna Boulevard, Wichita, KS, 67215
  • Skyward Credit Union was chartered on July 16, 1941, as a not-for-profit corporation under Kansas State law, to accept savings and make loans for those who qualify for membership. Credit unions are regulated by the Kansas State Department of Credit Unions and the National Credit Union Association (NCUA).
  • Palace City Federal Credit Union
  • 720 West Havens Avenue, Mitchell, SD, 57301
  • Palace City Federal Credit Union is located in Mitchell, SD, home of the world's only Corn Palace. Palace City Federal Credit Union was chartered in June of 1959 by members of the SD National Guard. Today, we serve all those who work at Avera Queen of Peace, all Mitchell clinics, and federal government employees and their immediate family members.
  • CorTrust Bank
  • 100 E Havens Ave, Mitchell, SD, 57301
  • CorTrust provides the financial solutions you need to get the most out of every day and every dollar. From the convenience of our 37 regional locations and online banking to mortgages, wealth management and insurance, you can rest assured you’ll always receive a higher level of personal service and expert advice.
  • VISIONBank
  • 3000 25th Street, Fargo, ND, 58103
  • VISIONBank is a locally-owned community bank that was started in 2003 by a team of experienced bankers who were committed to providing exceptional service and building an organization that would never lose that small town bank connection to its clients. Walk into the lobby of one of the VISIONBank locations
  • Postal Family Federal Credit Union
  • 2730 12th Avenue S, Fargo, ND, 58103
  • "We serve the financial needs of postal employees & their families in North Dakota, South Dakota, & Minnesota. We proudly serve postal employees & their families! We have three offices in Fargo & Grand Forks to help our members with all of their financial needs. Our loan rates are great!
  • Fargo Public Schools Federal Credit Union
  • 1609 32nd Avenue S, Fargo, ND, 58103
  • Fargo Public Schools Federal Credit Union is a not-for-profit, member-owned financial cooperative providing services to the employees of Fargo Public Schools and their families. On November 10, 1934 with $10, 000 in deposits, 10 educators signed a charter to form FPSFCU. It was the first credit union in North Dakota and 47th in the nation.
  • F-M Mortgage Corporation
  • 801 10th Street South, Suite 100, Fargo, ND, 58103
  • F-M Mortgage was founded in May of 1992 by Marles Hass and Larry Reiser. F-M Mortgage's home office is located at 801 10th Street South, in downtown Fargo, ND. Our Bismarck office is located downtown, in the Logan's on Third building, at 120 3rd Street North. We are the EXPERIENCED EXPERTS in the Mortgage Market in North Dakota and Minnesota.
  • IMAGINE HOME LENDING, LLC
  • 3330 Fiechtner Drive, Suite 108, Fargo, ND, 58103
  • Imagine home lending community by supporting you through the loan process. We know that you have many options for lenders, but just like finding the perfect home, you need the perfect lender. Preferably, a lender that is trustworthy, who is attentive, and who can dedicate attention to ensure a smooth closing process for you