USDA Loan Vs. FHA loan pro & con Jefferson-Hills, Allegheny County, PA

In 2026, the USDA loan threshold for Jefferson-Hills, situated in Allegheny county, PA, is $285,000. Conversely, the FHA limit for a single-family home is $356,362.

Use the Lendersa® USDA loan calculator to compare the prime USDA and FHA rates available today. Determine your necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, aiding you in deciding the most suitable program in based on your specific financial situation.

USDA and FHA Loan Options in Jefferson-Hills, PA

Lendersa® is focused on quickly providing you with the ideal USDA or FHA loan with minimal hassle. Choose from three starting paths that lead to matching lenders and USDA loan programs.

Results of Lendersa USDA loan requests and matches

What is a USDA Loan in PA?

A USDA home loan, guaranteed by the Department of Agriculture—also referred to as the USDA rural development loan or USDA mortgage—is available only in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, the USDA mortgage loan does not require any down payment, offering a notable advantage for eligible applicants.

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Jefferson-Hills Lenders
(724) 816-0571 Lender's profile and map Lyonsgate Funding LLC 3004 Hamilton Street, Jefferson Hills, PA, 15025 Lends in Pennsylvania Lyonsgate Funding LLC started in May, 2020 and is a woman-owned family business. Jessica Lyons is the owner with 19 years experience in the Industry. We are your Pennsylvania Mortgage Experts focusing on Residential purchases and refinances. Experts focusing on Residential purchases and refinances. We offer Conventional, FHA, VA, USDA, etc
(412) 672-5060 Lender's profile and map Professional Mortgage Connection LLC 600 Walnut Street, Mckeesport, PA, 15132 Lends in Pennsylvania Professional Mortgage Connection, LLC (PMC) is an active member of the Mortgage Bankers Association of Southwestern PA and operates in full compliance of the Federal Fair Housing and Equal Housing Opportunity requirements. All staff members are held to the strictest Code of Ethics and Confidentiality and Security Standards.
(412) 469-0410 Lender's profile and map Irvin Works Federal Credit Union 1301 Camp Hollow Raod, West Mifflin, PA, 15122 Lends in Pennsylvania The Irvin Works Federal Credit Union has been serving employees of the Irvin Works Mill & their families for the past 80 years. We promise to continue to be “Your Full-Service Financial Institution: Growing and Changing for the Future of Our Members. Over the years our Credit Union happily has been serving the Steel Workers of the Mon Valley Works
(412) 650-2600 Lender's profile and map Heritage Federal Credit Union 700 Regis Avenue, Pittsburgh, PA, 15236 Lends in Pennsylvania Heritage Federal Credit Union America was still recovering from the effects of the Great Depression. Credit union organizers all over the country had been working for more than a dozen years to spread the word to average workers that they could take more control of their financial lives by forming a credit union.
(412) 409-9000 Lender's profile and map Brentwood Bank 411 Mcmurray Road, Suite 200, Bethel Park, PA, 15102 Lends in Pennsylvania Brentwood Bank is a full service Community Bank in the South Hills communities of Pittsburgh, as well as Beaver County. For more than 95 years, we've operated on the principal that banking is a people business. We take pride in maintaining longstanding traditions of strength, service and trust.
(412) 854-4448 Lender's profile and map Pennsylvania-American Water Federal Credit Union 6050 Library Road, Bethel Park, PA, 15102 Lends in Pennsylvania At Pennsylvania-American Water Federal Credit Union. We offer numerous services for all your financial needs. A warm welcome is extended to all our prospective new members. Hopefully we can provide a pleasant & profitable place for you & your family to save & borrow money. We are a Federally insured credit union originally chartered in 1974.
(412) 343-2430 Lender's profile and map Solar Financial Group LLC 704 Arkwood Drive, Bethel Park, PA, 15102 Lends in Pennsylvania We take pride in offering the best rates, low fees and personal service. We are dedicated to serving the needs of our customers each and every day. Solar Financial has been in business since 2004 and currently holds an A+ rating with the Better Business Bureau. We have over 100 years of loan and banking experience among our senior loan officer
(855) 900-1118 Lender's profile and map Everest Lending Group LLC 4127 Brownsville Rd, Suite 203, Pittsburgh, PA, 15227 Lends in Pennsylvania We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.
(412) 726-1654 Lender's profile and map KEYSTONE HOME FINANCE LLC 222 Fox Run Drive, Venetia, PA, 15367 Lends in Pennsylvania Keystone home finance company Headquartered in the Pittsburgh area with a reach that spreads across all of Pennsylvania, Keystone Home Finance has been consistently recognized as a leading source for low cost mortgages. The founder and owner, Keith Landis is a well known author within the mortgage community and has been sharing his expertise