In 2025, the USDA loan threshold for Jefferson-Hills, situated in Allegheny county, PA, is $285,000. Conversely, the FHA limit for a single-family home is $356,362.
Use the Lendersa® USDA loan calculator to compare the prime USDA and FHA rates available today. Determine your necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, aiding you in deciding the most suitable program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® is focused on quickly providing you with the ideal USDA or FHA loan with minimal hassle. Choose from three starting paths that lead to matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture—also referred to as the USDA rural development loan or USDA mortgage—is available only in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, the USDA mortgage loan does not require any down payment, offering a notable advantage for eligible applicants.
Enter your location to find out if it qualifies for USDA rural housing loan?
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