USDA Vs. FHA Pro and Con comparison in Kennedy, Allegheny County, PA

For 2025, the USDA loan cap in Kennedy, located in the county of Allegheny, PA, is $336,500, while the FHA cap for a single-family house is $472,030.

Utilize the Lendersa® USDA loan calculator to assess today's optimal USDA vs. FHA rates, determining the needed income, credit scoring, reserves, and relevant documentation to qualify. With our cutting-edge mortgage calculator, you can view USDA, FHA, Conforming, and VA options side-by-side to select the most appropriate financial program for your needs in .

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Loan Limits and Down Payment Requirements for 2025 in Kennedy, County of Allegheny, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Discovering USDA and FHA Loan Variants in Kennedy, PA

The aim of Lendersa® is to swiftly and effortlessly secure you the best USDA or FHA loan. Begin with one of three approaches to connect with matching lenders and discover USDA loan programs.

Lendersa USDA loan request and matching results

Insight into USDA Loans in PA

The USDA home loan, assured by the Department of Agriculture, often referred to as the USDA rural development loan, is offered exclusively in rural areas. Unlike FHA loans that require a 3.5% minimum down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Bank of Weston
  • 18255 Highway 45 North, Weston, MO, 64098
  • The Bank of Weston has served the financial needs of the Northland area of Kansas City for more than 125 years. The bank opened in a small storefront in downtown Weston, Missouri, in 1893. A total of $159.25 in deposits was accepted the bank's first day of operation. From that start, deposits have grown to more than $175, 000, 000.
  • Florida Mortgage
  • 317 NE 36th Avenue, Suite 4, Ocala, FL, 34470
  • "We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending..."
  • FIDELITY ONE MORTGAGE GROUP, INC.
  • 1010 E. Silver Springs Blvd, Suite D, Ocala, FL, 34470
  • Fidelity One Mortgage Group was established in 2006 with the mission of creating extraordinary mortgage solutions for the citizens of Florida. That mission continues to be a driving force through today. Fidelity One Mortgage Group has always sought out the nation's most creative and responsible lenders.
  • Allstate Mortgage Loans
  • 809 NE 25th Ave, Ocala, FL, 34470
  • Allstate Mortgage of Florida strives to ensure that its services are accessible to people with disabilities. Allstate Mortgage of Florida has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities,
  • ECM Federal Credit Union
  • 665 Highland Colony Parkway, Ridgeland, MS, 39157
  • At ECM Federal Credit Union! We are a member-owned credit union. When you join the family, you can take advantage of banking services, competitive rates, and personalized service. ECM Federal Credit Union has been open since 1967. It is the 25th largest credit union in Mississippi with assets totaling $25.84 Million
  • Members Exchange Credit Union
  • 107 Marketridge Drive, Ridgeland, MS, 39157
  • MECU was originally chartered solely for the employees of Presto Manufacturing Company in Jackson. Our humble credit union has grown to include more than 600 member companies across central and northern Mississippi. At Members Exchange, you’ll know right away that you’re more than a customer – you’re a member.
  • First South Farm Credit
  • 574 Highland Colony Parkway, Ridgeland, MS, 39157
  • First South is a financial cooperative, which means we are owned by customers just like you. When borrowing from First South, you become a stockholder and a member. Our mission is to support agriculture and rural communities by providing a steady flow of credit to eligible borrowers in Alabama, Louisiana, and Mississippi.
  • Residential Mortgage Corporation
  • 309 Newpointe Drive, Suite C, Ridgeland, MS, 39157
  • Residential Mortgage Corp is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.