USDA Vs. FHA Pro and Con comparison in Kennedy, Allegheny County, PA

For 2025, the USDA loan cap in Kennedy, located in the county of Allegheny, PA, is $336,500, while the FHA cap for a single-family house is $472,030.

Utilize the Lendersa® USDA loan calculator to assess today's optimal USDA vs. FHA rates, determining the needed income, credit scoring, reserves, and relevant documentation to qualify. With our cutting-edge mortgage calculator, you can view USDA, FHA, Conforming, and VA options side-by-side to select the most appropriate financial program for your needs in .

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Loan Limits and Down Payment Requirements for 2025 in Kennedy, County of Allegheny, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Discovering USDA and FHA Loan Variants in Kennedy, PA

The aim of Lendersa® is to swiftly and effortlessly secure you the best USDA or FHA loan. Begin with one of three approaches to connect with matching lenders and discover USDA loan programs.

Lendersa USDA loan request and matching results

Insight into USDA Loans in PA

The USDA home loan, assured by the Department of Agriculture, often referred to as the USDA rural development loan, is offered exclusively in rural areas. Unlike FHA loans that require a 3.5% minimum down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • ACF Home Loans LLC
  • 1081 North University Boulevard, Suite C, Middletown, OH, 45042
  • ACF Home Loans, a professional mortgage company specializing in residential mortgages.ACF Home Loans, we will find a loan that fits each borrower.Unlike big banks that have order takers helping you with your loan, we have highly skilled & trained loan consultants.Our consultants know what it takes to get through underwriting quickly & efficiently.
  • Peoples Bank of Kentucky, Inc.
  • 106 South Main, Flemingsburg, KY, 41041
  • Peoples Bank has been the bank of choice for generations of area residents. We are proud to be locally owned and operated. We remain committed to the community and will continue to serve our customers with the respect and appreciation they deserve and also Peoples Bank has been the bank of choice for generations of area residents.
  • The St. Henry Bank
  • 231 East Main Street, Saint Henry, OH, 45883
  • The St. Henry Bank is a banking company headquartered in St. Henry, Ohio, and has been serving the Mercer County, Ohio, area since its establishment in 1905. The bank provides a variety of banking services, including 24-hour automatic teller machines; Internet banking; personal banking, including checking accounts
  • Mortgage Capital Solutions
  • 2388 Genoa Business Park Drive, Brighton, MI, 48114
  • Mortgage Capital Solutions is a medium size mortgage originator intent on providing exceptional, individualized service and maintaining supportive, lasting relationships with borrowers, Realtors and builders. We are dedicated to our clients and work hard to develop programs and lending options that are suitable to the people we serve.
  • Michigan United Mortgage LLC
  • 6870 Grand River, Brighton, MI, 48114
  • Michigan United Mortgage, L.L.C. opened its doors in September of 2005. We are built with a team of experienced Loan Originators and Processors. We have ALL been dedicated to this industry and communities for many, many years, and pooled together to establish a company that takes pride in doing unto others.
  • Honest Mortgage Company, LLC
  • 1127 S Old US Highway 23, Brighton, MI, 48114
  • Honest Mortgage Co. operates as a mortgage brokerage, and we’re very proud of that. Because of that, and our access to programs and interest rates from the largest wholesale mortgage lenders in the country, we can save you money by lowering your interest rate and keeping your closing costs as low as possible.
  • Riverside Funding LLC
  • 9601-101 Gayton Rd, Richmond, VA, 23238
  • Riverside Funding we are proud to service all your mortgage requirements with a wide variety of loan programs. We realize that in today’s financial setting there is a need for many diverse loan programs able to be customized to your own criteria, including conventional fixed rate and adjustable rate mortgages, VA and FHA loans, Investor loans.
  • Mahoney Mortgage Group, LLC.
  • 9601 Gayton Rd, Suite 200, Henrico, VA, 23238
  • Mahoney Mortgage Group is a mortgage brokerage based in Richmond, Virginia. Our experience and client centered approach ensures that we get to know each client and their specific needs. With our personal attention and our vast network of lending partners, we will find the best product at the best rates for our clients.