USDA Vs. FHA Pro and Con comparison in Crafton, Allegheny County, PA

For 2025, the USDA loan limit in Crafton, located within Allegheny county, PA, is set at $336,500. Meanwhile, the FHA loan limit for a single-family property is $472,030.

Utilize the Lendersa® USDA loan calculator to assess today's most competitive USDA vs. FHA rates, determining the needed income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA side by side, aiding your decision on the best program suitable for your financial needs in .

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2025 Loan Limits and Downpayment Requirements in Crafton, Allegheny, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Crafton, PA

Lendersa®'s ambition is to swiftly connect you to the best USDA or FHA loans. Begin at one of three starting points to find matching lenders and access the USDA loan programs.

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Understanding USDA Loans in PA

A USDA home loan, backed by the U.S. Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is specifically designed for rural neighborhoods. Unlike FHA loans, which mandate a minimum down payment of 3.5%, USDA loans require no down payment whatsoever, offering excellent financial flexibility for eligible borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Pacific Capital Mortgage, Inc.
  • 4900 West Expressway 83, Suite 208, McAllen, TX, 78501
  • Pacific Capital Mortgage, Inc., offers a comprehensive suite of Fix&Flip, Rental, and Multifamily products. Our leverage, competitive rates, transparency, and top-notch customer service sets us apart from the pack. We are here to help you fund and succeed in your Real Estate Investment Business.
  • Harrison Lending Group, Inc.
  • 801 West Nolana, Suite 335, McAllen, TX, 78501
  • Harrison Lending Group, we provide custom-tailored lending programs to fit the needs of each borrower and property type. Our many years of experience helps us match your financial profile and property type to the lender's requirements and willingness to fund a particular commercial mortgage loan.
  • Structure Finance LLC
  • 3313 N. McColl Road, McAllen, TX, 78501
  • Structure Finance is a direct mortgage Broker committed on helping our customers envision what home should feel like. Here we are to serve you with any mortgage loan need you have.Our team is committed to help you better understand the maze of mortgage finance. We take the time to listen to your mortgage needs and find the right loan that suits you
  • Gunnison Savings and Loan Association
  • 303 North Main St, Gunnison, CO, 81230
  • The idea for the local Savings and Loan Cooperative was first conceived by H.W. Endner, who served on its first finance committee in 1911 at the age of 29. Early records indicate that the books and accounts for the firm were originally kept at Endner's business office. The first Board of Directors was composed of C.W. Winslow, E.M. Collins.
  • Gunnison Bank and Trust Company
  • 232 W Tomichi Ave, Gunnison, CO, 81230
  • The Gunnison Bank and Trust Company was issued its Charter from the State of Colorado in 1910. Over the last 100 years, the bank has continually evolved to serve the ever changing financial needs of the Gunnison Valley. The bank now serves the valley with two branches, The Gunnison Bank and The Crested Butte Bank.
  • NAFT Federal Credit Union
  • 901 N Veterans Boulevard, Pharr, TX, 78577
  • In 1956 P-SJ-A Federal Credit Union was formed to provide a savings and loan program to employees of the Pharr-San Juan-Alamo Independent School District. In 1994 we changed our name to NAFT (Neighbors and Families Together) Federal Credit Union and opened our field of membership to better serve low-income designated areas.
  • Highway District 21 Federal Credit Union
  • 600 W Ferguson Street, Pharr, TX, 78577
  • At Highway District 21 Federal Credit Union, we are committed to providing you with the highest-quality financial services possible. It is our goal to encourage thriftiness, impose the value of savings, and spread the wise use of credit among our qualifying members. Whether you apply for a vehicle loan, our credit union is here to serve you.
  • Holiday Finance Corporation
  • 1101 N. Cage, Suite C-2, Pharr, TX, 78577
  • Holiday Finance Corporation (HFC) offers personal loans of up to $1340 Receive immediate attention when you apply online for an installment loan from Holiday Finance Corporation in South Texas. We offer unsecured personal loans—a lending alternative that’s easy and convenient for borrowers.
  • La Cross Mortgage, LLC
  • 213 W Expy 83, Suite D, Pharr, TX, 78577
  • La Cross Mortgage, LLC is a fast-growing mortgage company serving the Rio Grande Valley. Located in McAllen, we strive to provide fast and excellent service to home buyers throughout the South Texas region. Our team is dedicated to helping prospective buyers start better lives in better homes with the help of a better mortgage.
  • Santa Fe Mortgage
  • 459 Cerrillos Rd, Santa Fe, NM, 87501
  • Santa Fe Mortgage focuses on giving our customers personalized service while also providing rates that are comparable to or better than those offered by the big banks. Owner Lance Armer has dedicated himself to the mortgage industry – and could not imagine doing anything else. His story reflects the story of Santa Fe Mortgage.
  • Mortgage Partners
  • 417 E. Palace Ave, Suite C, Santa Fe, NM, 87501
  • Our mission is to find you the best mortgage product to fit your needs, secure it at the best rate possible, and guide you through the loan process with personalized service. Our expertise-with more than 45 collective years of professional experience-allows us to provide you with personalized
  • Direct Payday Loans
  • 70 E San Francisco St, Santa Fe, NM, 87501
  • directpaydayloans.com is not a lender and is not involved into making credit decisions associated with lending or making loan offers. Instead, the website is designed only for a matching service, which enables the users contact with the lenders and third parties. The website does not charge any fees for its service.