USDA Vs. FHA your options comparison in Oakland, Butler County, PA

In 2025, the USDA loan limit in Oakland, situated in Butler county, PA, is $336,500. Meanwhile, the FHA limit for a single-family home stands at $472,030.

Utilize Lendersa® USDA loan calculator to compare today's prime USDA against FHA rates and discern the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, aiding you in choosing the best program in for your financial needs.

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2025 Loan Limits and Down Payment Requirements in Oakland, Butler, PA

Type of Loan Loan Ceiling Down Payment Required
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Opportunities in Oakland, PA

The goal of Lendersa® is to provide you with the best available USDA or FHA loan quickly and with ease. Select one of the three starting points to link with lenders and USDA loan programs.

  1. Submit a comprehensive USDA/FHA loan request
  2. Discover USDA and FHA rates & terms initially
  3. Access the largest USDA lender database
USDA loan request and match results from Lendersa

Understanding USDA Loans in PA

A USDA home loan, backed by the government Department of Agriculture, also called a USDA rural development loan, is meant for rural areas. Unlike FHA loans, which require a 3.5% down payment, the USDA mortgage demands none.

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  • First Federal Credit Union
  • 1035 N Center Point Rd, Hiawatha, IA, 52233
  • First Federal Credit Union was chartered in 1926. Since then, we have been serving our members in Linn County by providing them with community financial services to help families and businesses while holding ourselves to the highest standards. We have recently expanded to serve Benton county.

  • Universal Lending Corporation
  • 1450 Boyson Road, Suite B3, Hiawatha, IA, 52233
  • Universal Lending was founded over 35 years ago on the principle that our customers deserve individual and specialized attention throughout the mortgage process. This is why we have one of the highest rates of repeat borrowers in the business. Our mortgage professionals embrace our passion for customer care

  • Metco Credit Union
  • 115 8th Avenue SW, Cedar Rapids, IA, 52404
  • Metco Credit Union is a non-profit financial cooperative, owned, and operated by its members. Our purpose is to create pathways to financial success for our members by providing a full range of competitive services that respond to their changing needs. Metco Credit Union Established in 1957.

  • HomeBank
  • 400 S Main St, Palmyra, MO, 63461
  • HOMEBANK Headquartered in Palmyra, MO since 1934, we have 9 branches throughout Mid and Northeast Missouri and Quincy, IL. All our lobbies are open again during normal business hours. Our friendly Customer Service Representatives and Loan Officers would love to meet with you in person

  • Community Financial Bank
  • 450 Center Street, Prentice, WI, 54556
  • COMMUNITY Financial Bank was established in 1987 in Prentice, WI. The Bank has locations in Prentice and Stratford, Wisconsin. COMMUNITY Financial Bank is here to meet both your Business Banking and Personal Banking needs. Community Financial Bank services all our fixed rate loans.

  • Waukon State Bank
  • 22 West Main Street, Waukon, IA, 52172
  • The Waukon Bank was officially incorporated as “Waukon State Bank” on April 22, 1892. The bank was in good financial condition and survived the depression years without one penny lost by depositors.The bank had various locations in downtown Waukon before moving to the current location in 1937.

  • La Crosse Burlington Credit Union
  • 1735 Credit Union Court, La Crosse, WI, 54603
  • La Crosse Burlington Credit Union has been open since 1955. The credit union has assets totaling $8.53 Million and provides banking services to more than 900 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.

  • Marine Credit Union
  • 811 Monitor Street, La Crosse, WI, 54603
  • Marine Credit Union believes everyone should have the opportunity to feel stable, secure and reach the fulfillment of hard work. We were created in 1931 for hardworking people, by hardworking people. Our team of 400+ employees now serves over 75, 000 members in WI, MN, IA and IL. Here, you’re more than a credit score. Visit our website to learn mor

  • Federation Bank
  • 102 East Main Street, Washington, IA, 52353
  • Federation” is commonly defined a union of organizations. We believe that we are more than just a union of organizations but also a union of communities by serving Washington, Brighton, Richland and Wellman, Iowa. We belong together because “Together We’re Strong and In 1906, Rubio Savings Bank was chartered as a state bank in the railroad town of

  • Washington State Bank
  • 121 S Marion Ave, Washington, IA, 52353
  • Washington State Bank was originally chartered in 1932 in Washington, Iowa and has since opened up two additional branches in Columbus Junction and Fairfield. The bank offers many fine products and services including online banking, mobile banking, account options, loans, fraud protection and more.

  • The Missouri Bank
  • 104 North Hwy 47, Warrenton, MO, 63383
  • The Missouri Bank is an independently-owned and operated community bank primarily serving Warren, St. Charles, Pettis, Boone and Gasconade counties. Established in 1939, it is the oldest bank in Warrenton. We’ve been an industry leader in community banking since our inception, providing the latest in financial technologies to meet the needs.

  • Mercy Federal Credit Union
  • 11705 Mercy Blvd, Savannah, GA, 31419
  • Mercy Federal Credit Union was chartered on April 12, 1976 with fourteen employees of St. Joseph Hospital being the charter members. They elected a board of directors, a supervisory committee and a credit committee and began accepting members. To provide personal, professional service while offering a variety of products
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