USDA and FHA Pro and Con in Parkesburg, Chester County, PA
As of 2025, the USDA loan limit in Parkesburg, which is part of Chester county in PA, is $381,800, whereas the FHA limit for a single-family home is $529,000.
Utilizing the Lendersa® USDA loan calculator will help you compare today's USDA versus FHA rates, identifying necessary income, credit, reserves, and documentation to qualify. This advanced mortgage calculator lets you evaluate USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the ideal program in for your specific financial situation.
2025 loan limits and down payment requirements in Parkesburg, Chester, PA
Loan Type
Loan Limit
Down Payment
USDA
$381,800
0%
FHA
$529,000
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Parkesburg, PA
At Lendersa®, our primary aim is to secure you the best possible USDA or FHA loan efficiently and with minimal hassle. Begin with one of the three options, which direct you to fitting lenders and USDA loan programs.
A USDA home loan is backed by the Department of Agriculture, also known as a USDA rural development loan or mortgage. It's available solely in rural areas. Unlike FHA loans, which require a 3.5% down payment, USDA mortgages have no down payment requirement.
The Northern Illinois Federal Credit Union is a financial cooperative owned, operated & controlled by its members. We exist to encourage & provide financially sound and responsible savings, loans and needed services to our members.
Through the years, our board of directors have continually taken steps to improve the credit union for our member
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At Forte Bank, our goal is to enhance your opportunities for financial success and safeguard your assets. That was our goal when we opened our doors in 1907, and it still rings true today. As an independent community bank, we believe we are responsible for supporting our local businesses, associations and community projects.
Premier Financial Credit Union is a full-service community credit union, with offices located in New Holstein, Kiel and Chilton. PFCU serves anyone who lives or works in Calumet, Sheboygan, Manitowoc, Fond du lac and Outagamie counties and their families. and also To serve our members in a safe, secure, and convenient environment
Waterman Bank, originally founded as “Waterman State Bank” by Humphrey Roberts in 1891, has been a pillar of the local Waterman and surrounding Southern DeKalb County community for over 110 years. Roberts, with the help of his sons, crafted Waterman State Bank’s time-tested foundation.
The Gerber State Bank, Argenta, Illinois, was founded by James W. Brown and Samuel Gerber as a partnership under the names of “Brown and Gerber Bankers”, in 1887.
The bankers opened for business in a wooden frame building just north of the railroad tracks along North Street. Eventually, that wooden structure burned to the ground.
"Family Savings Credit Union…. Where your money grows with you and your family, and ownership allows all members to prosper.
The concept of a credit union is one where people can get better financial services by pooling their resources and working together. In 1951, these principles were brought to Gadsden, AL"
Scott State Bank, originally named The Exchange Bank, was established in 1887. A. R. Scott, the founder, had an iron safe in his mill office and a number of his customers would leave money in it for safekeeping. He also cashed grain checks, and in this manner he “drifted” into the banking business.
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The First National Bank of Ottawa has marked over 150 years of innovation, bold initiative, and community leadership as an independent community bank. The following provides an overview of some historic highlights and insight into the traditions that have served us well, both as an integral partner in the development of our communities.
