USDA Vs. FHA your options comparison in Shanor-Northvue, Butler County, PA

For the year 2025, the USDA loan limit in Shanor-Northvue, located in Butler county of PA, is set at $336,500. On the other hand, the FHA limit for a single-family home in the same area is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today’s most competitive USDA and FHA rates. This tool will help you assess income requirements, credit score, reserves, and necessary documentation for qualification. By using our advanced mortgage calculator, you can view and evaluate USDA, FHA, Conforming, and VA loans side by side. This comparison helps you identify the most suitable program in according to your specific financial needs.

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Details of 2025 Loan Limits and Down Payment Requirements in Shanor-Northvue, within Butler County, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Shanor-Northvue, PA

The primary goal of Lendersa® is to provide you with the most favorable USDA or FHA loans quickly and with minimal hassle. Select from three pathways that connect you with the right lenders and relevant USDA loan programs.

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What Defines a USDA Loan in PA?

A USDA home loan is backed by the government through the Department of Agriculture, also called a USDA rural development loan or a USDA mortgage. These loans are accessible only in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans do not require any down payment. This makes them a particularly appealing option for eligible buyers seeking housing in rural communities.

Enter your location to find out if it qualifies for USDA rural housing loan?



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