USDA Vs. FHA Pro and Con comparison in Center, Beaver County, PA
In 2025, the USDA loan ceiling in the city of Center, located in Beaver County, PA, stands at $336,500. Conversely, the FHA limit for a single-family home is $472,030.
Employ Lendersa® USDA loan calculator to compare today's premier rates of USDA versus FHA and establish the necessary income, credit, reserves, and documents for qualification. Our advanced calculator contrasts USDA, FHA, Conforming, and VA loans side by side, helping you determine the most suitable plan for your financial context in .
2025 Loan Limits and Down Payment Requirements in Center, Beaver County, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Center, PA
Lendersa® seeks to swiftly secure the ideal USDA or FHA loan for you without hassle. Choose one of three pathways to align with lenders and find the appropriate USDA loan programs.
A USDA home loan, insured by the Department of Agriculture—commonly called a USDA rural development loan or mortgage—is provided exclusively in rural areas. This type of loan requires no down payment, unlike FHA loans which necessitate a minimum of 3.5%.
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Monterey County Bank, a wholly-owned subsidiary of Northern California Bancorp, Inc, provides retail and commercial banking products and services to individuals and small and medium-sized businesses in California. The company’s deposit products include personal and business checking accounts, savings accounts, money market investment accounts
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