USDA and FHA Pro and Con in Center, Beaver County, PA

In 2025, the USDA loan ceiling in the city of Center, located in Beaver County, PA, stands at $336,500. Conversely, the FHA limit for a single-family home is $472,030.

Employ Lendersa® USDA loan calculator to compare today's premier rates of USDA versus FHA and establish the necessary income, credit, reserves, and documents for qualification. Our advanced calculator contrasts USDA, FHA, Conforming, and VA loans side by side, helping you determine the most suitable plan for your financial context in .

View loan offers from a total of 100 lenders

2025 Loan Limits and Down Payment Requirements in Center, Beaver County, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Center, PA

Lendersa® seeks to swiftly secure the ideal USDA or FHA loan for you without hassle. Choose one of three pathways to align with lenders and find the appropriate USDA loan programs.

Outcome of Lendersa USDA loan request and matching

Understanding USDA Loans in PA

A USDA home loan, insured by the Department of Agriculture—commonly called a USDA rural development loan or mortgage—is provided exclusively in rural areas. This type of loan requires no down payment, unlike FHA loans which necessitate a minimum of 3.5%.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Bank of Charles Town
  • 111 E Washington St, Charles Town, WV, 25414
  • BCT strives to provide high quality, profitable community banking and related financial services to customers by focusing on exceeding customer service expectations; providing competitive and fair employment opportunities; participating actively in the communities that are served; maintaining the highest business standards.
  • Scott Associates Credit Union Inc
  • 14111 Scottslawn Road, Marysville, OH, 43041
  • The Scott Associates Credit Union was charted on October 17, 1967 under the laws of the State of Ohio to serve the associates of the O.M. Scott and Sons Company. It was created through the efforts of members of the Scott Associate Board that strongly believed in the Scott Associate Concept.
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  • 14710 W Portage River Road, Elmore, OH, 43416
  • Our mission as a member owned financial institution is to provide high quality personalized financial products and services that are competitive, convenient, and responsive. While holding to our core values, we operate in a manner that assures financial strength and promotes the goals of our membership.
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  • 16 offices in southern Ohio and western West Virginia. The bank is headquartered in Gallipolis, Ohio and is a subsidiary of Ohio Valley Banc Corp. Ohio Valley Bank is credited for many banking ""firsts""​ in its region. The bank was the first in Gallia County to offer ATMs, in-store branches, banking on Sunday and most holidays, internet bank
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  • Local 41 IBEW FCU
  • 3564 California Road, Orchard Park, NY, 14127
  • Local 41 IBEW FCU was federally chartered by the National Credit Union Administration in 1976 as a benefit for the members of Local #41 IBEW Union and their immediate family members. If you are a member or employee of Local 41 IBEW - you, your spouse, children and immediate family members are eligible to join the Credit Union
  • Great Erie Federal Credit Union
  • 4000 N Buffalo Road, Orchard Park, NY, 14127
  • Great Erie FCU is a not-for-profit, cooperative financial institution; our goal is to help our members succeed and increase their financial strength The year was 1952. The place was at the Orchard Park High School. Several employees were gathered, earnestly discussing ways to help school employees
  • HB&O Funding Company
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  • HB&O Funding Company is committed to educate, assist and deliver all available real estate financing options to meet our client's short & long term goals and/or personal dreams. We will operate our company with an atmosphere of respect, professionalism, personal growth and diversity. Employees and clients will be considered life long-relationships.
  • Front Royal Federal Credit Union
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