USDA Vs. FHA your options comparison in South-Park-Township, Allegheny County, PA

In the year 2025, the USDA loan limit in South-Park-Township, part of Allegheny county in PA, is $285,000, while the FHA limit for a single-family home is set at $356,362.

Make use of the Lendersa® USDA loan calculator to compare the most advantageous rates today between USDA and FHA, determining the income, credit, reserves, and documents you need to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the most suitable program for your specific financial situation in Alabama.

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Understanding the loan limits and downpayment requirements for 2025 in South-Park-Township, part of Allegheny county, PA

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Discover USDA and FHA loan choices in South-Park-Township, PA

At Lendersa®, our goal is to ensure you receive the most favorable USDA or FHA loan swiftly and without hassle. Choose from three beginning options, each designed to match you with compatible lenders and USDA loan programs.

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What does a USDA Loan mean in PA?

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is a government-backed loan provided by the Department of Agriculture, accessible exclusively in rural areas. In contrast to FHA loans that require a minimum down payment of 3.5%, USDA loans do not necessitate any down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Homestead Mortgage
  • 8155 Gladys Ave, Suite 100, Beaumont, TX, 77706
  • Homestead Mortgage was founded in 1997 by Dave Faul. Faul was interested in a more personal, hands-on approach for clients to help achieve the best home loan experience. Homestead Mortgage has been serving the Golden Triangle and Texas, for the past 20 years. Our years of experience has lead us to provide a better experience for our clients
  • The First National Bank of Fletcher
  • 401 W. Cole, Fletcher, OK, 73541
  • The First National Bank of Fletcher is and has always been locally owned and operated. We offer the services of a modern financial institution while maintaining the integrity of a community bank where decisions are made locally. We take pride in having served our community since 1901.
  • The First National Bank of Livingston
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  • College Savings Bank, a Division of NexBank SSB
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  • 2515 Mckinney Ave, Suite 1100, Dallas, TX, 75201
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  • Comerica Incorporated (NYSE: CMA) is a financial services company headquartered in Dallas, Texas, strategically aligned by the Business Bank, the Retail Bank, and Wealth Management. The Business Bank provides companies of all sizes with an array of credit and non-credit financial products and services
  • Revere Capital
  • 2301 Cedar Springs Road, Suite 200, Dallas, TX, 75201
  • Revere Capital brings institutional execution to the middle market real estate space. The principals have over $3 billion of real estate transaction experience across private equity, real estate investment banking & workouts. This experience, coupled with discretionary balance sheet capital, allows us to lend on and acquire completed transactions.
  • GenWealth Capital Commercial
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  • AsertaLoans Inc
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  • AsertaLoans is a mortgage brokerage company, founded to make the homebuying process easier for homeowners with super low rates. With AsertaLoans, you fill out just one application with one Mortgage Loan Officer, then we check with several wholesale lenders to bring you the lowest rate. This means lower monthly payments for homeowners.