USDA Vs. FHA Pro and Con comparison in Union-City, Erie County, PA
In 2025, the USDA loan limit for Union-City, in Erie County, PA, is $285,000, while the FHA limit for a single-family home reaches $356,362.
With Lendersa® USDA loan calculator, you can compare today's leading USDA vs. FHA rates to uncover the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, helping you identify the best program in for your particular financial needs.
2025 Loan Limits and Down Payment Requirements in Union-City, Erie County, PA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Programs in Union-City, PA
The aim of Lendersa® is to connect you with the best USDA or FHA loan quickly and without hassle. Select from three paths that match you with lenders and appropriate USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, also called a USDA rural development loan or mortgage, is available only in rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans do not require any down payment, providing a distinct advantage to qualifying buyers.
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1111 W. Long Lake Road, Suite 102, Troy, MI, 48098
Our experienced team has focused on financing the needs of the relocating employee and their employer. Our business is built around the relocation industry. We understand this unique situation and will provide a high-touch, high-tech approach. Our mortgage consultants average 20 years relocation mortgage experience and will work closely.
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Credit Union Advantage has been providing financial services to members and their families since 1969. Initially the credit union was named Providence Hospital Employees Credit Union and in 2002 we began to also serve the employees of the St. John Health System, which includes Providence Hospital. Our name was changed at that time to Credit Union A
Southeast Michigan State Employees Federal Credit Union
17135 W Ten Mile Road, Southfield, MI, 48075
Southeast Michigan State Employees (SMSE) Federal Credit Union is a democratically controlled, co-operative financial institution.SMSE Federal Credit Union was formed to serve employees of the State of Michigan and employees of local governments, working in Lenawee, Livingston, Macomb, Monroe, Oakland, St. Clair, Washtenaw, and Wayne Counties.
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18877 West 10 Mile Road, Suite 250, Southfield, MI, 48075
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Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
