USDA Vs. FHA your options comparison in Union-City, Erie County, PA
In 2026, the USDA loan limit for Union-City, in Erie County, PA, is $285,000, while the FHA limit for a single-family home reaches $356,362.
With Lendersa® USDA loan calculator, you can compare today's leading USDA vs. FHA rates to uncover the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, helping you identify the best program in for your particular financial needs.
2026 Loan Limits and Down Payment Requirements in Union-City, Erie County, PA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Programs in Union-City, PA
The aim of Lendersa® is to connect you with the best USDA or FHA loan quickly and without hassle. Select from three paths that match you with lenders and appropriate USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, also called a USDA rural development loan or mortgage, is available only in rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans do not require any down payment, providing a distinct advantage to qualifying buyers.
637 North Center Street, Suite A, Corry, PA, 16407
Lends in Pennsylvania
Corry Jamestown Credit Union was State Chartered on February 14th, 1954. Our original sponsor was Corry Jamestown Manufacturing Corporation located in Corry, PA, but as of 2005, we became a Community Chartered credit union within the territory of the Corry Area School District Since we are State Chartered, we are regulated by the Pennsylvania.
The Corry FCU is a member-owned financial institution dedicated to serving the financial needs of our members and their families in a friendly and professional manner. Our commitment is to remain fiscally responsible: offering attractive rates for deposit accounts and loans while continually expanding our services for our member’s convenience.
Erie Federal Credit Union is not a bank, savings and loan, or brokerage house. We are a full-service, federally insured Credit Union serving members who live, work, worship or attend school in Erie or Crawford County, Pennsylvania. Since 1936, we have honored our mission to responsibly deliver a wide range of financial services to meet the needs
At North East Welch Federal Credit Union, you are a member-owner of a not-for-profit organization. Money earned is returned to our members in the form of higher savings rates, lower loan rates, and low- or no-cost services. Our goal is to deliver trusted solutions that build and secure financial strength.
Saint Vincent Erie Federal Credit Union is a not-for-profit financial cooperative existing to serve its members. Credit Unions are less likely to charge service fees than banks. We do not issue stock or pay earnings dividends to outside stockholders like other financial institutions.
Tri State Rail Federal Credit Union is a not-for-profit and member-owned financial institution that has been serving our members since 1949. We offer friendly and personal service, lower interest rates on loans, higher yields on savings and a wide variety of financial products and services.
Tendto Credit Union is really the story of our members. Our “About Us” should be called “About You.” Because, as a cooperative, Tendto operates at the service of the people who bank with us. That’s why we call ourselves Tendto. Because we tend to see things differently. We tend to believe in the community we live in. And most importantly
Marquette Savings Bank is the only remaining locally headquartered bank in Erie & Crawford counties in northwest Pennsylvania. The stake we have in the communities we serve is over 100 years deep. Every dollar stays in our local communities to Mpower business to retain and create jobs, individuals ad families to prosper
Widget Financial are a We're a local not-for-profit credit union that is shared by more than 44, 000 members. Instead of stockholders found in traditional banks, our members both own and democratically control our financial cooperative. Our member-owners are the heart of our business
