USDA VS FHA in Millcreek, Erie County, PA

In 2025, the USDA loan limit for Millcreek, located in the county of Erie, PA, is $336,500, while the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to evaluate today's leading USDA and FHA rates. Determine the necessary income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA options side by side, aiding in choosing the best program for your finances in .

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Loan Limits and Down Payment Requirements in 2025 for Millcreek, Erie, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loans in Millcreek, PA

Lendersa® aims to swiftly secure the best possible USDA or FHA loan for you, hassle-free. Choose from three starting points that connect you with matching lenders and USDA loan options.

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Understanding USDA Loans in PA

The USDA home loan, guaranteed by the Department of Agriculture and referred to as a USDA mortgage or rural development loan, is available solely in rural areas. Unlike FHA loans, which need at least a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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