In 2025, the USDA loan limit for West-Goshen, situated in Chester county, PA, is designated at $345,000, while the FHA limit for a single-family home stands at $431,250.
Using the Lendersa® USDA loan calculator, you can effectively compare the best rates available today for USDA and FHA loans. This tool aids in determining the necessary income, credit, reserves, and documents needed to qualify. Our state-of-the-art mortgage calculator places USDA, FHA, Conforming, and VA loans side by side, aiding you in determining the most suitable program for your financial needs in Alabama.
Review loan offers from 100 different lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $345,000 | 0% |
| FHA | $431,250 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa®'s mission is to assist you in swiftly obtaining the optimal USDA or FHA loan with minimal hassle. Choose from three different starting paths to connect with matching lenders and USDA loan offerings.
A USDA home loan, backed by the U.S. Department of Agriculture and sometimes referred to as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans do not necessitate any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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