USDA Vs. FHA your options comparison in East-Whiteland, Chester County, PA

During 2025, residents in East-Whiteland city, within the Chester county, PA, will find that the USDA loan ceiling is set at $345,000. Meanwhile, the FHA limit stands at $431,250 specifically for single-family houses.

Employ the Lendersa® USDA loan calculator to meticulously compare the most favorable rates offered by USDA against FHA today. It also helps identify the income requirements, credit score, financial reserves, and necessary documentation for eligibility. Our sophisticated mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, enabling you to make an informed decision about the most suitable plan in for your unique financial situation.

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Loan Limits and Downpayment Specifications for 2025 in East-Whiteland, Chester County, PA

Loan Type Maximum Loan Limit Required Down Payment
USDA $345,000 0%
FHA $431,250 3.5%
Conventional Conforming $548,250 3%

Explore USDA and FHA Financing Possibilities in East-Whiteland, PA

The mission of Lendersa® is to efficiently secure the ideal USDA or FHA loan for you, free from unnecessary stress. Opt for one of the three outlined paths to align with the appropriate lenders and USDA loan schemes.

Lendersa USDA loan inquiry and lender matching outcomes

Understanding the USDA Loan in PA

A USDA home loan, guaranteed by the U.S. Department of Agriculture (commonly known as a USDA rural development loan or USDA mortgage), is exclusively available for rural areas. It distinctively does not demand any down payment, in contrast to FHA loans which require a down payment of at least 3.5%.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Bailey & Wood Financial Group
  • 740 Main Street, Whiteland, IN, 46184
  • Wood, Bailey & Wood Financial Group is designed to bring a simple concept to the home lending process. Service is the key and is what separates us from other lenders and banks.From the start Bailey & Wood sat out to change the thoughts and perceptions of what a Mortgage Company was and how they conducted business.
  • Indy Mortgage Team
  • 4770 S Emerson Ave, Indianapolis, IN, 46203
  • At Indy Mortgage We specialize in FHA, USDA, VA, Conventional loans and 203K's for rehab properties on purchases and refinances. We're known for being experts on difficult files and often get people approved when other mortgage professionals can not.FHA, USDA, VA, Conventional loans and 203K's for rehab properties on purchases and refinances.
  • First Savings Bank
  • 501 E Lewis & Clark Pkwy, Clarksville, IN, 47129
  • First Savings Bank is a subsidiary of First Savings Financial Group, Inc. which is headquartered in Jeffersonville, Indiana. First Savings Financial Group, Inc. is listed on the NASDAQ National Market under the symbol "FSFG" and is a community-focused financial holding company with assets of $1.7 Billion
  • Bank of Jamestown
  • 400 Monument Square, Jamestown, KY, 42629
  • Bank of Jamestown has been committed to serving this area since 1899 and nothing has changed about that. We are more committed than ever to our community and customers. We are continually investing in new technology to better meet the needs of our customers. We are a locally-owned
  • River City Bank, Inc.
  • 500 South Sixth Street, Louisville, KY, 40202
  • At River City Bank, we pride ourselves on our hometown roots. Being a hometown bank means more than citing an address in Jefferson County, it means we are active members of this community. We live where you live, shop where you shop and support many of the same charitable organizations that you are a part of.
  • Capital Now Funding
  • 309 E. Market Street, Suite 103, Louisville, KY, 40202
  • Capital Now Funding is a nationwide provider of pre-settlement legal funding.Founded in 2015 in Louisville, KY, Capital Now Funding focuses on providing the most transparent pre-settlement funding solution. We believe law firms & attorneys should be able to refer clients to a funding company without worrying about high interest rates.
  • LG&E Co. Credit Union
  • 820 West Broadway, Louisville, KY, 40202
  • LG&E Co. Credit Union was founded in 1934. LG&E provides space to assist the Credit Union in both offices downtown. Our Credit Union belongs to its members. The Credit Union philosophy is summed up in the phrase "People Helping People". It is a teamwork concept called a cooperative - in which depositors and borrowers are mutually benefited.
  • Brendan O'Driscoll
  • 214 Fulton St, Grand Rapids, MI, 49503
  • Kevin Polakovich and Brendan O’Driscoll founded Treadstone in 2003. From the beginning, they’ve been committed to hiring ethical business people, practicing common sense lending, and creating an environment where people work hard and play hard. They believe that happy employees produce better work which is why you’ll occasionally.
  • Intandem Credit Union
  • 1619 Plainfield Avenue NE, Grand Rapids, MI, 49505
  • Intandem Credit Union is a financial institution based out of Kent County, Michigan. We work side-by-side together with you. Intandem Credit Union has always focused on serving the county’s employees with superior service and helpful financial solutions. And we continue to do this today.