USDA Vs. FHA Pro and Con comparison in Aguada, Aguada County, PR
During 2025, the USDA loan limit in Aguada, which is in Aguada county, PR, comes to $336,500. On the other hand, the FHA loan ceiling for a single-family house is $472,030.
Lendersa® offers a USDA loan calculator designed to assess if today's USDA or FHA rates are the best fit for you, alongside determining the income, credit, reserves, and necessary documentation needed for eligibility. Our advanced mortgage calculator lets you examine USDA, FHA, Conforming, and VA products side by side, crucial for choosing the right program in for your own financial needs.
Loan limits and downpayment requirements for 2025 in Aguada, the county of Aguada, PR
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA loan options in Aguada, PR
The aim of Lendersa® is to help you secure a USDA or FHA loan efficiently and with minimal hassle. Begin with one of three initial approaches to connect with matching lenders and suitable USDA loan programs.
A USDA home loan, also referred to as a rural development loan, is supported by the Department of Agriculture and is only offered in rural localities. This scheme contrasts with FHA loans, which require a minimum down payment of 3.5%. In contrast, USDA mortgages need no down payment.
This makes the USDA loan a great option if you're looking to purchase in a rural neighborhood, eliminating the need for an entry down payment and making home ownership more accessible.
Allegany First Federal Credit Union has been open since 1977. The credit union has assets totaling $21.28 Million and provides banking services to more than 2, 000 members.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
Since 1948, YSCU has been serving members with the highest quality, easy-access financial services. We provide a complete line of efficient, cost-effective financial services and tools to meet the speed and need of your life. As a not-for-profit cooperative, owned and operated by our members,
Rome Teachers Federal Credit Union is a SEG based credit union that serves numerous school communities. SEG stands for Select Employee Groups. Schools and other related groups that are affiliated with the credit union are eligible for membership. We proudly serve Employees, Students and Retirees of Adirondack, Camden, Canastota, Holland Patent.
Rome Federal Credit Union is Rome’s Oldest Credit Union. We are excited to announce that the National Credit Union Administration has approved the Rome Federal Credit Union’s application for a Community Charter. That means that if you live, work, worship or attend school in the city of Rome, you can become a member!
AmeriCU is a not-for-profit credit union owned by members like you. We offer the same products and services as a bank (plus insurance and financial planning) – but with low or no fees, and better rates. Founded in 1950, today AmeriCU has grown to more than 127, 000 members and more than $1.5 billion in assets.
Mutual of New York Life Insurance Company (MONY) employees founded Money Federal Credit Union in 1976. Credit unions were built on the philosophy of “people helping people.” Money FCU takes that mission statement to the core of how we run our business. It’s about people, community, and sharing resources
300 South State St, Suite 1000, Syracuse, NY, 13202
At MHD Empire Service Corp. We are a sister company of Haylor, Freyer & Coon, one of the largest independent insurance agencies in the Northeast.
Founded in 1983, MHD Empire Service Corp. was established to assist retailers, community owners and individuals in securing quality financing and insurance for
The Central New York Mortgage Bankers Association is gearing up for our upcoming year. Whether you are a mortgage banker, mortgage broker, appraiser, attorney, credit professional, homebuilder, home inspector, insurance agent, realtor or title insurer, a CNY MBA membership offers you a forum for business and social exchange.
The Harrison Building and Loan was chartered in May 1916 as Harrison Welfare Building Association. In 1962 the name was changed due to the number of calls concerning "welfare". Members of the Association met at Harrison City Hall from 1916-1925 and then met at various other locations until 1952 when property at 112 N. Walnut was purchased.
Whitewater Community Credit Union was originally charted in 1954 by the employees of the National Lead Company (Fernald) in Ross, Ohio. Although the Fernald facility changed names and management through out the years, the credit union remained a constant. In 2002, as closure of Fernald grew closer, the State of Ohio
The mission of MyUSA Credit Union is to assist member-owners in gaining personal financial success by providing and promoting the use of financial services that feature benefits and advantages over those available from other competitive sources. MyUSA Credit Union is an equal opportunity employer and service provider.
