In 2026, the USDA loan limit for Moca, in Moca, PR, is $336,500. In contrast, the FHA limit for a single-family property is $472,030.
Utilize the Lendersa® USDA loan calculator to examine today's competitive USDA and FHA rates, determining the necessary income, credit, reserves, and documentation for loan qualification. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the most suitable program for your financial situation in .
2026 Loan Limits and Down Payment Requirements in Moca, Moca, PR
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Moca, PR
Lendersa®'s mission is to provide you with the best USDA or FHA loan swiftly and without complication. Choose from one of three starting paths to connect with relevant lenders and USDA loan programs.
A USDA home loan is supported by the U.S. Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage, and is exclusive to rural communities. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment at all.
17705 Road 2 Building, Suite 2, Aguadilla, PR, 00603
Lends in Puerto Rico
Since 1964, Oriental has thrived as one of Puerto Rico’s leading banks focused on serving the needs of consumers, businesses, and institutions. With multiple branches throughout the island, it has the second-largest network, and is the third-largest financial institution in core retail and commercial deposits.
Aceland Mortgage LLC, (formerly known as Aceltis Financial Group, Inc.) is a mortgage company dedicated to providing our clients with the latest mortgage products at competitive rates with unparalleled knowledge and support. Our team has been working in the front lines of the mortgage space for almost 20 years,
At Moneyhouse, we provide scalable and flexible partnership opportunities to help you achieve the success and market share levels your business plan objectives have addressed. Whether you are new to the reverse mortgage product or looking to add an additional Partner relationship
Puerto Rico Federal Credit Union is a nonprofit cooperative founded in 1960. Our offerings include Personal Loans, Secured Loans, New and Used Car Loans, Auto Loan Refinance, Credit Cards, Home Loans, Stock Certificates, Reserve Line, Stock Account, Savings Account, Checking Account and others. services.
At RF Mortgage we are committed to offering our clients a personalized service. Our goal is to guide & offer our customers the best alternati goes on the market. This service has been the foundation of our success, causing our satisfied clients to be the best advertisement, constantly referring us to friends & family to help their mortgage needs.
Preferred Mortgage -Is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you.
Co/LAB Lending is a mortgage broker that’s committed to superior customer service and ultimate client satisfaction. Whether you’re a first-time home buyer or refinancing your fourth investment property, our job is to guide our clients through the entire mortgage process from application to closing and beyond.
VAPR FEDERAL CREDIT UNION is a nonprofit cooperative founded in 1950 and organized to provide our members with low-cost financial services. We are governed by a volunteer Board of Directors, elected by and for the partners. Being a member of the Cooperative is a privilege that is recognized exclusively to employees in our field of associates.
Trust Mortgage Corp. is a large family and a capable team that unites with a philosophy of business principles, ethics, laws and morals fungen like Banco Hipotecario to serve the people of Puerto Rico. President Marisol Ortiz is the owner and president of mortgage banks, owns real estate in Bienes Raíces and has more than 25 years of experience.
