USDA Vs. FHA Pro and Con comparison in Moca, Moca County, PR
In 2025, the USDA loan limit for Moca, in Moca, PR, is $336,500. In contrast, the FHA limit for a single-family property is $472,030.
Utilize the Lendersa® USDA loan calculator to examine today's competitive USDA and FHA rates, determining the necessary income, credit, reserves, and documentation for loan qualification. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the most suitable program for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Moca, Moca, PR
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Moca, PR
Lendersa®'s mission is to provide you with the best USDA or FHA loan swiftly and without complication. Choose from one of three starting paths to connect with relevant lenders and USDA loan programs.
A USDA home loan is supported by the U.S. Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage, and is exclusive to rural communities. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment at all.
One Monarch Place, 22nd Floor, Suite 2200, Springfield, MA, 01144
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
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199 Wells Ave, Suite 211, Newton Center, MA, 02459
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1087 Beacon Street, Suite 202, Newton Center, MA, 02459
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