USDA and FHA Pro and Con in El-Paso, El Paso County, TX
In 2025, USDA loan limit in El-Paso, county of El Paso, TX is $285,000 while FHA limit is $356,362 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in El-Paso, county of El Paso, TX
Loan Type
Loan Limit
Down payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA loan options in El-Paso, TX
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
Pittsburgh FCU is a member-owned, not-for-profit, financial cooperative chartered in 1935. Since our founding Pittsburgh FCU has promoted the basic credit union philosophy of “People Helping People”. Our credit union exists to meet the financial needs of our members & their families. To achieve goal, we offer an array of quality financial products.
At Southside Mortgage of Pittsburgh Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Preston Federal Credit Union has been open since 1978. The credit union has assets totaling $33.13 Million and provides banking services to more than 2, 000 members as of March 2022.
The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to multiple member groups
4127 Brownsville Rd, Suite 203, Pittsburgh, PA, 15227
We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.
The Tower at PNC Plaza 300 5th Avenue, Pittsburgh, PA, 15222
Find the Lending Solution that Meets Your Needs.
PNC has been lending for over 100 years. We can help find the right product for you.
Finding the right home can be a complicated journey. We have tools to make sure you're finding a home that is within your budget and meets your needs.
2201 Liberty Avenue, Room 201, Pittsburgh, PA, 15222
At the Iron Workers Federal Credit Union, we are improving the accessibility and usability of our website for our members and potential members. Our efforts are based on the standards for Web Content Accessibility Guideline 2.0. It is our policy to ensure that persons with disabilities have full and equal opportunity to benefit from our services.
1001 Liberty Avenue, Suite 100, Pittsburgh, PA, 15222
Allegent is a full service financial institution offering better rates, lower fees and the personal attention you deserve. All you need to do, in order to establish your membership, is open a savings account with an initial $5 deposit and from there, all of our products and services are available at your fingertips.
307 Fourth Ave - Suite 801 The Bank Tower, Pittsburgh, PA, 15222
ACBA FCU was established in 1939 as a savings and lending institution that offers financial services to the Department of Public Welfare workers and their family members in Allegheny County, PA. For the past 70 years, our philosophy has been: real service to real folks who want fair dividends for their savings and access to lending services.
Ukrainian Selfreliance of Western Pennsylvania Federal Credit Union
95 South Seventh Street, Pittsburgh, PA, 15203
The Ukrainian Selfreliance of Western Pennsylvania Federal Credit Union is a co-operative, not-for-profit and member-owned financial institution serving the Ukrainian American community of Western Pennsylvania. Our goal has been to serve the financial needs of our members and our community. We return excess earnings to our members.
5 Hot Metal Street, Suite 201, Pittsburgh, PA, 15203
The IBEW Local 5 FCU is a member-owned financial institution whose purpose is to promote and assist in the financial well-being of members by providing professional, personal, competitive, safe and sound financial services within the financial ability of the Credit Union, IBEW Local 5 FCU was started in 1974 by a small group of electricians.
