USDA Vs. FHA your options comparison in El-Paso, El Paso County, TX
In 2025, the USDA loan limit for El-Paso, situated in El Paso County, TX, is $285,000, while the FHA limit for a single-family home is $356,362.
Use the Lendersa® USDA loan calculator to compare today’s leading USDA and FHA rates and determine the income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA options side by side, aiding you in deciding which program best suits your financial situation in .
2025 Loan Limits and Downpayment Requirements in El-Paso, El Paso County, TX
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in El-Paso, TX
The goal of Lendersa® is to promptly secure the best possible USDA or FHA loan for you, free of hassle. Choose one of three starting options that lead you to matching lenders and appropriate USDA loan programs.
The USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans that necessitate a minimum 3.5% down payment, USDA loans require no down payment at all.
"I'm here to solve that for you. Go ahead and download my cheat sheet and I'll give you the inside scoop to make qualifying for a great low rate mortgage EASY. Yes, I really did say easy.
When you're ready, the next step in getting a low rate mortgage made easy is to contact me so we can review your unique situation"
3420 East Shea Boulevard, Suite 200, Phoenix, AZ, 85028
We provide excellent service with rates and fees that are hard to beat. With our vast resources, experience, and knowledge, we make the lending process easy peasy. We've got you covered from boring conventional to exotic niche loans! We'll take the time to explain all the different loan options available
2980 E Northern Ave, Building C, Phoenix, AZ, 85028
summit Lending Solution is to become a nationwide lender serving all 50 states within the next ten years. We hope that you will put our experience and expertise to the test! Please visit our website, check our reviews, visit us on social media or give us a call when you are ready to buy a home or refinance
The AZ Mortgage Broker, LLC Team is your Arizona experienced mortgage team located in Phoenix, Arizona. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Phoenix area.
ProLending, we don’t see customers as numbers and paperwork. For us, doing business is about making human connections. We listen to the people we serve. We find the right mortgage solution for their specific needs. And we help them achieve their dreams of homeownership. You’ll see it in everything we do.
Axel Mortgage, Inc. where exceeding the standard for responsible lending is our mission! We don't use deceptive advertising or hire misleading loan officers to drive our business. We have consistently earned the highest rating available with the Better Business Bureau for doing business ethically. We don't charge upfront lock fees
11811 N. Tatum Blvd, Suite 3031-4B, Phoenix, AZ, 85028
There had to be a better way. The mortgage industry can be complicated for the average homeowner or first time home buyer, and we wanted to change that. Road to Home Mortgage is a local mortgage brokerage where the client comes first. We help guide our clients successfully through the mortgage process.
Santa Fe Federal Credit Union is a full-service credit union that is designed to meet all of your financial needs. Our roots are serving the BNSF railroad, but we have now made it possible for YOU to be a member too. From (really) free checking accounts to high interest rates on savings accounts and low interest on loans.
4501 First United Bank Parkway, Amarillo, TX, 79119
Roots run deep in West Texas for First United Bank. In fact, all our roots are right here. Since beginning in 1907 as The First State Bank of Dimmitt to First United Bank today, our business model has always been focused on West Texas communities, the people who live and work here and their distinct financial needs.
Pamela Madore has had more than 30 years experience in the Real Estate and Mortgage Industry. Pamela Madore is a Keller Williams Global Property Specialist and is able to market your property throughout the world. She has lived in Maine, Florida and now Texas and has experience is the sales of recreational property, multi-family properties.
