USDA Vs. FHA Pro and Con comparison in El-Paso, El Paso County, TX
In 2025, the USDA loan limit for El-Paso, situated in El Paso County, TX, is $285,000, while the FHA limit for a single-family home is $356,362.
Use the Lendersa® USDA loan calculator to compare today’s leading USDA and FHA rates and determine the income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA options side by side, aiding you in deciding which program best suits your financial situation in .
2025 Loan Limits and Downpayment Requirements in El-Paso, El Paso County, TX
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in El-Paso, TX
The goal of Lendersa® is to promptly secure the best possible USDA or FHA loan for you, free of hassle. Choose one of three starting options that lead you to matching lenders and appropriate USDA loan programs.
The USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans that necessitate a minimum 3.5% down payment, USDA loans require no down payment at all.
First Financial Bank has deep roots in the community of El Dorado, Arkansas. It first opened in 1934 and currently services many Arkansas communities, including El Dorado, Smackover, Little Rock, Mena, Wynne, Cherry Valley, Harrisburg, McCrory, and Forrest City, with fifteen retail Banking locations along with five ATM locations.
At Farmers & Merchants Bank your vision is our vision, and we’ll always match our products and services to what you need to reach your goals Our mission is to grow our communities and keep them strong with competitively priced, high-quality personal business and ag products and services that meet and exceed your financial needs. We’re here to help
Colfax Banking Company has served the financial needs of Grant Parish and Central Louisiana banking customers. We are investing in the latest banking technology and backing it up with first class IT support and full service banking locations. If you’re looking for the best of both worlds join Colfax Banking Company today.
Since 1927, the State Bank of Spring Hill has continuously provided our community with many banking options and services. We are one of the oldest family-owned banks in Johnson County with a solid reputation throughout the years.
We offer our customers old-time values mixed with progressive, automated banking services.
FAST Credit Union is not-for-profit. We're not about making money, were about improving your finances and serving you! FAST Credit Union was created in 1953 to serve our members and improve lives. More than 60-years later, our focus continues– serving our members and improving lives.
Buwalda Mortgage Services Inc., AKA BMS Inc., offers a variety of loan products from FHA, Conventional, VA and Privately funded loans. We are a family owned business that has over 24 years experience in mortgage lending, finance, and retail Banking.variety of loan products from FHA, Conventional, VA and Privately funded loans. We are a family
Our mission here at Valleywide Lending is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
All Family Lending & Real Estate has been providing mortgage loans and real estate sales to the residents of Hanford and the surrounding areas since 2005 and also All Family Lending apart is our ability as Mortgage Brokers to reach across several loan programs and products,effectively tailoring a loan to each and every one of our unique customers.
The State Bank of Bern and its State Bank of Axtell branch have been cornerstones of the Bern and Axtell communities for 120+ years. We are proud to be a locally owned bank with decisions made right here in our communities, so we can give our customers the kind of ‘home town’ service they have become accustomed to over the years.
Home Loan Arrangers Providing solutions for home loans for all loan types: Conventional, FHA, VA, USDA, Renovation Loans, 203K Loans, VA Escrow Holdback, USDA Escrow Holdback, FHA Escrow Holdback. Purchases and Refinances. Conventional, FHA, VA, USDA, Renovation Loans, 203K Loans, VA Escrow Holdback, USDA Escrow.
