USDA VS FHA in Canutillo, El Paso County, TX

In 2025, for Canutillo in El Paso county, TX, the USDA loan limit is $336,500, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the best rates of USDA versus FHA and determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows a side-by-side view of USDA, FHA, Conforming, and VA, helping you decide the most suitable program for your financial situation in Alabama.

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2025 Loan Limits and Down Payment Needs in Canutillo, El Paso, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Offerings in Canutillo, TX

Lendersa® is dedicated to rapidly securing the best USDA or FHA loans for you without complications. Select from one of three initial steps that lead to matching lenders and USDA loan offerings.

Lendersa USDA loan request and matching results

Understanding USDA Loans in TX

A USDA home loan, also known as a USDA rural development loan, is backed by the Department of Agriculture and is available only in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Venstar Financial
  • 2603 Camino Ramon, Suite 417, San Ramon, CA, 94583
  • At Venstar Financial, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • CNA Equity Group, Inc.
  • 2410 Camino Ramon, Suite 324, San Ramon, CA, 94583
  • CNA Equity Group is a locally owned full-service mortgage brokerage company serving Northern and Central California since 2008. Our boutique firm offers personalized service while remaining more nimble and flexible than big banks. We work with over 30 of the world’s most renowned mortgage platforms which allows our experienced team.
  • New National Mortgage
  • 2010 Crow Canyon Place, Suite 100, San Ramon, CA, 94583
  • New National Mortgage is an independent mortgage broker located in the Bay Area and licensed to do business in the state of CA. We have been in business for over a decade and funded millions of dollars. We have helped thousands of people move into their dream homes, expand their investments or businesses.
  • New Vintage Mortgage, Inc.
  • 2551 San Ramon Valley Boulevard, Suite 220, San Ramon, CA, 94583
  • We are an experienced team of mortgage brokers with expertise across the entire spectrum of mortgage lending. Whether you are ready to purchase, refinance, or need a specialized loan option for commercial real estate or construction, New Vintage Mortgage has access to a wide range of resources to serve you.
  • Golden Pacific Home Loans, Inc.
  • 2333 San Ramon Valley Boulevard, Suite 195, San Ramon, CA, 94583
  • Golden Pacific Home Loans As experienced mortgage broker, we believe that the process of obtaining a mortgage or home loans should be streamlined. Golden Pacific Home Loans agents in San Ramon are experts, and our knowledge, experience, and network of options, lenders and resources allows us to design programs to meet your needs.
  • 1st American Mortgage & Real Estate Inc.
  • 2010 Crow Canyon Place, Suite 100, San Ramon, CA, 94583
  • 1st American Mortgage & Real Estate Inc. is your premier source for all of your Real Estate and Mortgage needs. We are 100% committed to our Clients' Needs From beginning to end, we pride ourselves in helping our clients meet all of their home ownership objectives. We look forward to guiding you and providing you with the expertise
  • Quality Choice Funding
  • 2675 Twin Creeks Drive, San Ramon, CA, 94583
  • Quality Choice Funding was established in 2006. The founder, David Hanks, left scientific computing and started his mortgage career in 2001. We specialize in residential mortgages, whether purchase or refinance, including jumbo, conventional, FHA, VA and reverse mortgages (HECM).
  • Apex Mortgage Solutions
  • 2333 San Ramon Valley Blvd, Suite 150, San Ramon, CA, 94583
  • "Apex Mortgage Solutions is full service Mortgage Broker loacated in San Ramon, California. As an affiliate partner, Apex enjoys all of the advantages of being a full service mortgage broker, like consistency and control of the transaction. Our in-house team is dedicated to providing priority service so we can deliver"
  • Cal Pro Real Estate & Loans, Inc.
  • 3130 Crow Canyon Place, Suite 270, San Ramon, CA, 94583
  • We specialize in home lending! From conventional to Jumbo, FHA to VA and all that lies in between, we are can pair you with the best mortgage for your needs. Seasoned with years of experience and access to over 40 different lending channels, we have the right loan for your purchases, refinance or cash-out needs.
  • Preferred Financial
  • 11 Crow Canyon Court, Suite 100, San Ramon, CA, 94583
  • We've helped thousands of people get the financial assistance they need — from loans, mortgages, insurance, to general financial advisement. You are Preferred Financial; with you, we are powerful. We have been serving clients since 1979 and specialize in providing true no cost loans. We are partnered with 20+ different lenders,