USDA Vs. FHA your options comparison in Melissa, Collin County, TX
In 2025, USDA loan limit in Melissa, county of Collin, TX is $360,600 while FHA limit is $531,300 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Melissa, county of Collin, TX
Loan Type
Loan Limit
Down payment
USDA
$360,600
0%
FHA
$531,300
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Melissa, TX
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
1424 East Broadway Ave, Suite A, Long Beach, CA, 90802
AllWays Financial Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
3780 Kilroy Airport Way, Suite 200, Long Beach, CA, 90802
LBL Mortgage is an independent mortgage company. Unlike mortgage banking companies who only have one place to quote a customer’s interest rate, we have over 20 lenders who compete daily to be the lowest on rates and fees. That’s how we win the business of our customers In other words, LBL Mortgage doesn’t just have one pond to fish out.
LendFi Mortgage is making homeownership simpler, faster, and most importantly, more accessible for all Americans. We believe homeownership should be fast, transparent, and low-cost for everyone. We offer unbeatable service; mind-blowing rates and we strive to close our loans within 3 weeks.
300 S. Spring Street, Suite 1215, Los Angeles, CA, 90013
Our Mission is to Provide the best quality of financial and credit products and services to meet the needs of our members. Provide products and services at fair, competitive prices, and to invest excess funds in such a manner that the return on those investments will contribute to capital growth and financial stability of the credit union.
The University of Southern California Credit Union is incredibly proud to serve the entire Trojan Family—USC students (including more than 18, 000 undergraduates and 22, 000 graduate and professional students), alumni, faculty, and staff, as well as those who live and work in Orange County and the City of Los Angeles.
In July 2006, a group of local business people started this bank to serve the needs of people in our community. The bank started in an old gas station in Lewes but soon opened a new headquarters building on RT 1 in Lewes. In 2007, a Rehoboth location on RT 1 opened. Today the bank has grown to over $250 million in assets and serves clients
"Established in 2006, The Mortgage Market of Delaware, LLC is a locally owned and
operated family business specializing in residential and commercial real estate lending.
We work with 20 national mortgage lenders and financial institutions so we
can assist almost any borrower. If we can't do the loan, it probably can't be done!"
221 E. Glenoaks Blvd, Suite 225A, Glendale, CA, 91207
Bridge Capital Home Loans is a boutique mortgage brokerage based out of Glendale CA. With over 30 years of combined experience in the lending industry, our team of experienced agents offers specialized and mortgage services with competitive rates, low down payment options and personalized service.
