USDA and FHA Pro and Con in Fairview, Collin County, TX

In 2025, USDA loan limit in Fairview, county of Collin, TX is $360,600 while FHA limit is $531,300 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Fairview, county of Collin, TX

Loan Type Loan Limit Down payment
USDA $360,600 0%
FHA $531,300 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Fairview, TX

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Texas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Aerospace FCU
  • 2310 E. El Segundo Blvd, El Segundo, CA, 90245
  • AFCU offers several savings and loan products designed to fit the needs and budget of our members. Visit our Website at www.aerofcu.org for a complete listing of products. Federally insured by the NCUA. Aerospace Federal Credit Union has been serving employees and contractors of The Aerospace Corporation and Los Angeles Air Force Base since
  • Regan Hagestad Mortgage Group
  • 840 Apollo Street, El Segundo, CA, 90245
  • The most important factor in obtaining a home loan today is the mortgage professional you partner with. Regan and his team have earned clients’ and real estate agents trust and respect since 2003 by providing transparency and solutions for any transaction. This is why they are one of the top lending teams in the nation.
  • Venture West Funding
  • 2321 Rosecrans Ave, Suite 1255, El Segundo, CA, 90245
  • Venture West Funding boasts over two decades of solid experience – placing them at the front of the wholesale (broker/correspondent) business. Early on, the company understood the tremendous potential that could be achieved by applying the successful residential broker origination philosophy to multi-family and commercial lending.
  • Keystone Mortgage Company
  • 360 North Sepulveda Boulevard, Suite 1000, El Segundo, CA, 90245
  • Keystone Mortgage Corporation furnishes its clients with a powerful advantage in today’s commercial real estate market by providing expert commercial financing advisement and delivering the industry’s best rates and service. As a result, astute commercial real estate investors and developers throughout Southern California.
  • PACT Capital
  • 2041 Rosecrans Ave, El Segundo, CA, 90245
  • PACT Capital Inc., is a leading national mortgage banking firm that specializes in Multifamily, Commercial (owner-user and investor) and Agriculture Real Estate financing. We advise real estate owners and operators on how to unlock liquidity and maximize their investments through best-in-market financing ranging from $1 Million to $250 Million.
  • Convoy Capital
  • 2120 E. Grand Ave, Suite 145, El Segundo, CA, 90245
  • We provide you with the best financing options for your multifamily investment properties. Through Convoy Capital, property / business owners, developers, and buyers consistently benefit from competitive pricing, flexible terms, customized solutions, streamlined processing and origination, and reliable closings—each and every time.
  • American Capital Corporation
  • 2101 Rosecrans, Suite 4255, El Segundo, CA, 90245
  • American Capital Broker Network is dedicated to helping your business prosper in this new lending environment. We have many different programs including FHA, conforming, agency high balance and non-conforming with rates and service that are out of this world and also direct lending experts great rates and great service.
  • Aegean Financial
  • 840 Apollo St, Suite 100, El Segundo, CA, 90245
  • Aegean Financial is a fully licensed mortgage corporation in the states of California, Texas, Washington, Oregon, Hawaii, and Louisiana. Our licensing information can be found within the NMLS Consumer Access website. Aegean Financial specializes in providing residential mortgage loans for purchase and refinance.