In 2025, the USDA loan cap in Fairview, within Collin county, TX, is set at $360,600, while the FHA limit for a single-family house stands at $531,300.
Leverage the Lendersa® USDA loan calculator to compare today's competitive USDA and FHA rates. Determine the necessary income, credit ratings, reserves, and documents for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the optimal program in that fits your financial needs.
2025 Loan Limits and Down Payment Requirements in Fairview, Collin County, TX
Loan Type
Loan Limit
Down Payment
USDA
$360,600
0%
FHA
$531,300
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options Available in Fairview, TX
At Lendersa®, our goal is to ensure you receive the best USDA or FHA loan, quickly and without inconvenience. Begin with any of three initial steps that lead to matching lenders with the USDA loan programs.
A USDA home loan is a government guaranteed mortgage from the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, exclusively available in rural areas. Unlike FHA loans which require a 3.5% down payment minimum, USDA loans do not require any down payment.
CB&S Bank is a leading community Bank with over $2 billion in assets, headquartered in Russellville, Alabama. We operate 56 branches in the Alabama, Mississippi, and Tennessee markets and employ more than 500 people. We are a local, community Bank with proven success and staying power.
Division #6 Highway Credit Union has been in business since 1953 serving MoDot and Missouri State Highway Patrol employees and their families. Anyone employed by the Missouri Department of Transportation in District Six, or employed by the Missouri State Highway Patrol, Troop C, is eligible to become a member
Access Capital Funding, LLC has been providing St. Louis home loans for more than 20 years. We specialize in FHA loans, VA loans, USDA loans and Conventional home loans. Thousands of First Time Homebuyers have used our services. Our No Cost Refinance is a Missouri and Illinois home loan favorite, saving our clients thousands in closing cost.
MA Bank opened its doors for business in 1893 after the founder, Jett Dearing, rode on horseback to sell stock to local businessmen and farmers. MA Bank has always been locally owned and takes great pride in serving the needs of our community. We have never forgotten that it was local people that gave us our start.
The Horizon Credit Union was chartered in July of 1954 by Missouri Department of Transportation employees and Missouri State Highway Patrol employees. The two groups came together to form a credit union that would provide themselves and their coworkers a place to save and borrow money.
Triad Bank is a full service financial institution established in 2005 with a mission to provide a wide range of commercial and personal banking services to closely held businesses, their owners and families. Our relationship-based approach gives our valued clients the comfort of knowing all of their banking needs will be satisfied.
Cass Commercial Bank, founded in 1906, is a niche-focused bank delivering personal service and an array of banking products. We focus on three primary markets: privately-held companies in the greater St. Louis and southern California regions, faith-based organizations and restaurant franchise owners.
The Great Depression, expansion and breakthroughs in technology; Peoples Bank & Trust has survived and experienced it all since we opened our doors as Peoples Bank of Hawk Point in 1924. There have been peaks and valleys along the way, but we have never stopped in our commitment to providing the best banking and lending products
