USDA and FHA Pro and Con in Robinson, McLennan County, TX

In 2025, the USDA loan cap for Robinson, in McLennan, TX, is $336,500. For single-family homes, the FHA limit is $472,030.

Utilize the Lendersa® USDA loan calculator to assess and compare today's USDA vs FHA rates. This can help you establish the necessary income, creditworthiness, reserves, and documentation needed. Our advanced mortgage calculator compares USDA, FHA, Conforming, and VA loans side by side to guide which program suits your financial circumstances best in .

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Loan Limits and Down Payment Requirements for 2025 in Robinson, McLennan, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Navigating USDA and FHA Loan Choices in Robinson, TX

The goal of Lendersa® is to efficiently secure the best USDA or FHA loan without hassle. Begin with one of three options to find matching lenders and suitable USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in TX

A USDA home loan, commonly known as a USDA rural development loan or mortgage, is guaranteed by the government Department of Agriculture and is specifically for rural areas. Unlike FHA loans, which demand a minimum down payment of 3.5%, the USDA loan requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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