In 2026, the USDA loan cap for Robinson, in McLennan, TX, is $336,500. For single-family homes, the FHA limit is $472,030.
Utilize the Lendersa® USDA loan calculator to assess and compare today's USDA vs FHA rates. This can help you establish the necessary income, creditworthiness, reserves, and documentation needed. Our advanced mortgage calculator compares USDA, FHA, Conforming, and VA loans side by side to guide which program suits your financial circumstances best in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The goal of Lendersa® is to efficiently secure the best USDA or FHA loan without hassle. Begin with one of three options to find matching lenders and suitable USDA loan programs.
A USDA home loan, commonly known as a USDA rural development loan or mortgage, is guaranteed by the government Department of Agriculture and is specifically for rural areas. Unlike FHA loans, which demand a minimum down payment of 3.5%, the USDA loan requires no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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