USDA Vs. FHA Pro and Con comparison in Hewitt, McLennan County, TX

As of 2025, the USDA loan limit in Hewitt, situated in the county of McLennan, TX, is $336,500. The FHA limit for a single-family home stands at $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate today's most competitive USDA and FHA rates, and ascertain the income, credit, reserves, and documents required to qualify. With our cutting-edge mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side to identify which program in suits your financial needs best.

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2025 Loan Limits and Downpayment Requirements in Hewitt, McLennan, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Possibilities in Hewitt, TX

Lendersa® strives to connect you with the ideal USDA or FHA loans swiftly and without any hassle. Start with one of three pathways that link you with compatible lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What Defines a USDA Loan in TX?

The USDA home loan is guaranteed by the Department of Agriculture, known as the USDA rural development loan or USDA mortgage, and is available only in rural communities. Unlike FHA loans, which require a down payment of at least 3.5%, USDA loans do not require any down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Chattanooga Area Schools Federal Credit Union
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  • Chattanooga Area Schools Federal Credit Union has been open since 1935 with assets totaling $176.83 Million and providing banking services to more than 12, 000 members as of March 2022. The credit union is a not-for-profit, member-owned financial cooperative providing services to members in the education community.
  • 1st United Mortgage LLC
  • 2509 Wilma Rudolph, Suite E, Clarksville, TN, 37404
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  • Mountain Valley Bank
  • 17114 Rankin Ave, Dunlap, TN, 37327
  • Mountain Valley Bank has a rich history within our community of the Sequatchie Valley, a history which began over 100 years ago. We opened in a corner of the Moore Hotel as a home-owned independent bank in the heart of Dunlap, Tennessee in 1905, originally known in town as Sequatchie County Bank.
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  • Since 1916, we've built our bank on the belief that each and every client is important. Because of our personal approach to banking, today we offer a combination of technology, convenience and service you won't find anywhere else. Farmers & Merchants Savings Bank was chartered on March 1, 1916.
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  • 485 West Burlington Avenue, Burlington, IA, 52601
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  • At City State Bank we are proud to be a locally owned, family owned, community bank. And during a time of mergers, acquisitions, and 'bigger is better' philosophy, we like being different. Sure, we have great products, but more importantly, we have the great service that should go with those products.
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  • ALMC Mortgage
  • 11080 Circle Point Rd, Suite 100, Westminster, CO, 80020
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  • Scott State Bank, originally named The Exchange Bank, was established in 1887. A. R. Scott, the founder, had an iron safe in his mill office and a number of his customers would leave money in it for safekeeping. He also cashed grain checks, and in this manner he “drifted” into the banking business.
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