USDA Vs. FHA your options comparison in Hewitt, McLennan County, TX

As of 2025, the USDA loan limit in Hewitt, situated in the county of McLennan, TX, is $336,500. The FHA limit for a single-family home stands at $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate today's most competitive USDA and FHA rates, and ascertain the income, credit, reserves, and documents required to qualify. With our cutting-edge mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side to identify which program in suits your financial needs best.

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2025 Loan Limits and Downpayment Requirements in Hewitt, McLennan, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Possibilities in Hewitt, TX

Lendersa® strives to connect you with the ideal USDA or FHA loans swiftly and without any hassle. Start with one of three pathways that link you with compatible lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What Defines a USDA Loan in TX?

The USDA home loan is guaranteed by the Department of Agriculture, known as the USDA rural development loan or USDA mortgage, and is available only in rural communities. Unlike FHA loans, which require a down payment of at least 3.5%, USDA loans do not require any down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Executive Home Loans
  • 2240 Otay Lakes Rd, Suite 306, Chula Vista, CA, 91915
  • Realty Executives Dillon brand originated in 1994 by Teresa "Terri"​ Dillon. Our brand has stood for integrity and quality for almost 30 years. As the tides change in many of the U.S. markets and throughout the world, the next generation of home buyers and sellers can expect the same level of expertise that Realty Executives.
  • BUTLER COUNTY TEACHERS FEDERAL CREDIT UNION
  • 112 Campus Lane, Butler, PA, 16001
  • The Butler County Teachers Federal Credit Union is a non-profit, member-owned credit union that offers savings and loan options to employees of the schools in Butler County and their family members. We are currently located in the old tax office in the Butler Administration Building.
  • Keystone Home Mortgage, LLC
  • 1768 N Main St. Ext, Suite 2, Butler, PA, 16001
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Here at Keystone Home Mortgage we strive to make the home-buying process as pain free and informative as possible.
  • Serenity Mortgage, LLC
  • 223 Homewood Drive, Butler, PA, 16001
  • The company name and lighthouse icon were chosen to reassure Serenity Mortgage customers that this can be a peaceful process, and you don’t have to be in it alone. The way the lighthouse is used to guide and direct the mariner out at sea, is the same philosophy John uses in the mortgage business.
  • Hometown Select Mortgage LLC
  • 389 Evans City Rd, Butler, PA, 16001
  • HTS Mortgage Company is a mortgage company based in Pennsylvania. We work with various types of loans, such as construction loans, home equity loans, home purchase, home loans, construction as well as commercial lending. We are a company that offers excellence in customer relations and we work to make sure that our clients are fully satisfied.
  • Mortgage Options Funding
  • 27350 Valley Center Rd, Suite D, Valley Center, CA, 92082
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • BARAGA COUNTY FEDERAL CREDIT UNION
  • 101 E Broad Street, Lanse, MI, 49946
  • Baraga County Federal Credit Union has been open since 1952. The credit union has assets totaling $55.92 Million and provides banking services to more than 4, 000 members. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
  • Rocky Mountain Bank (Montana)
  • 2615 King Avenue West, Billings, MT, 59108
  • We offer our employees unlimited opportunities for career development, growth and the ability to contribute to the vitality of your community. Our clients choose to bank with us because of our robust product offerings, high-touch service, and commitment and impact in our communities.
  • The Port Austin State Bank
  • 62 East State Street, Port Austin, MI, 48467
  • The original Port Austin Bank building was built in 1884 by Richard Winsor and his associate, Horace G. Snover, to house their successful banking, law and insurance firm of Winsor & Snover. Both men were important factors in the political affairs of that period. Mr. Snover served as a probate judge and also as U.S. Representative.
  • Brian Kapferer Home Loans
  • 8169 Fairview Avenue, La Mesa, CA, 91941
  • Brian has over 17 years of experience with home loans and mortgages. He is an industry leader with a reputation for providing the highest quality of service to his clients with the quickest results! Brian works around the clock to meet his clients schedules and does everything in his power to ensure every client's success.
  • The Mortgage Resource
  • 8118 Vista Drive, La Mesa, CA, 91941
  • The Mortgage Resource was founded to help people make the best decisions about the biggest purchase they may ever make in their lives. Prior to creating this business, we worked for other brokers, some were great, some others... not so great. We want to be the best and we work towards that goal everyday!
  • Disney Financial Corporation
  • 3527 Paseo Salamoner, La Mesa, CA, 91941
  • Disney Financial have been in the business for over 30 years helping people reach their financial goals.Whether you have a perfect credit or have faced some challenges, we’ll do everything we can to find the best San Diego Home Loan rate for you. At Disney Financial we go the extra mile to assist clients who have been turned down for Home Mortgages