USDA Vs. FHA Pro and Con comparison in Hewitt, McLennan County, TX
As of 2026, the USDA loan limit in Hewitt, situated in the county of McLennan, TX, is $336,500. The FHA limit for a single-family home stands at $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate today's most competitive USDA and FHA rates, and ascertain the income, credit, reserves, and documents required to qualify. With our cutting-edge mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side to identify which program in suits your financial needs best.
2026 Loan Limits and Downpayment Requirements in Hewitt, McLennan, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Possibilities in Hewitt, TX
Lendersa® strives to connect you with the ideal USDA or FHA loans swiftly and without any hassle. Start with one of three pathways that link you with compatible lenders and USDA loan programs.
The USDA home loan is guaranteed by the Department of Agriculture, known as the USDA rural development loan or USDA mortgage, and is available only in rural communities. Unlike FHA loans, which require a down payment of at least 3.5%, USDA loans do not require any down payment at all.
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