USDA and FHA Pro and Con in Sherman, Grayson County, TX

In 2025, USDA loan limit in Sherman, county of Grayson, TX is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Sherman, county of Grayson, TX

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Sherman, TX

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Texas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Integrity Mortgage Corporation
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  • Integrity Mortgage has consistently distinguished itself from its big-bank competitors through its dedication to excellence and commitment to customer service. Integrity Mortgage has grown over the years, but its values have stayed the same. It remains a family company that cares about its clients and employees.
  • FasterFunds Lending
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  • "FasterFunds Lending was started in 2015 to provide local St Louis area landlords and rehabbers short term money to fund their real estate investing deals. Our team lives in St Louis and has over 25 years combined real estate experience. We have a true passion for real estate and love to see the positive impact it can have on our borrower’s lives.
  • Grand Rivers Community Bank
  • 260 S Main St, Grand Chain, IL, 62941
  • Since 1902, Grand Rivers Community Bank has served the needs of Pulaski County on a personal level. Though you are our customers, you are a lot more than that. You are fellow community members, neighbors — even family and friends. And that's exactly how we treat you. We get to know your personal goals and dreams.
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  • 118-120 W. Plum Street, Doniphan, NE, 68832
  • Bank of Doniphan is located directly in the heart of Central Nebraska, founded in 1965 on the principal that treating people right simply never goes out of style. We firmly believe that by placing our customer’s interest first, we contribute to the financial success of our customers and in turn the communities we serve.
  • PeoplesTrust Bank
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  • PeoplesTrust Bank opened for business on July 23, 2004 with offices in Hamilton and Hackleburg, Alabama. As the first newly chartered commercial bank in Marion County in more than 25 years, PeoplesTrust Bank was organized as a locally owned and locally focused alternative to the multi-state mega-banks. Local decision making has enabled The Bank to
  • First National Bank
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  • Founded in 1976, the bank’s stable growth and progress for over 45 years is a reflection of the hard work and traditional values that exist in the Board of Directors, management, and staff. Our number one goal is to provide quality service that will meet all of your banking needs with the personal touch that will make you feel right at home.
  • Your hometown federal credit union
  • 2338 State Route 45 N, Mayfield, KY, 42066
  • Your Hometown Federal Credit Union has been open since 1965. The credit union has assets totaling $27.24 Million and provides banking services to more than 2,000 members. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
  • First Kentucky Bank
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  • River Valley AgCredit
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  • Water's Edge Federal Credit Union
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