USDA Vs. FHA Pro and Con comparison in Denison, Grayson County, TX
In 2025, the USDA loan limit in Denison, within Grayson county, TX, is set at $336,500. In contrast, the FHA loan limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate the best rates available today for USDA versus FHA loans. Determine the income, credit rating, reserves, and necessary documents required for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, assisting in determining the best choice in tailored to your financial circumstances.
Loan Limits and Down Payment Requirements for 2025 in Denison, Grayson, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Denison, TX
Lendersa® strives to secure the ideal USDA or FHA loan swiftly, without complications. Begin with one of three pathways to be matched with lenders and the right USDA loan programs for you.
The USDA home loan, supported by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Different from FHA loans, which require a minimum 3.5% down payment, the USDA mortgage demands no down payment.
1865 S Main Street, Suite 2, Salt Lake City, UT, 84115
Tanner Employees Credit Union was founded by O.C. Tanner employees over 60 years ago, in 1957. This small group of employees wanted to unite and pool their money together to provide easier access to credit.
From the beginning our credit union philosophy was “people helping people”, and remains the same today.
124 West 1400 South, Suite 101, Salt Lake City, UT, 84115
Firefighters Credit Union serves firefighters and their family members throughout the state of Utah. In order to be eligible to join the credit union, members must in one of the following groups:
Full-time, part-time, or volunteer firefighter for a fire department located in the State of Utah
Full-time or part-time employee of a fire departm
We specialize in getting you get the cash you need, when you need it. You can borrow up to $2, 500 on a personal or signature loan today without all the hassle of a bank or credit union. Loans For Less has been helping folks in Utah for over 19 years now, and we take a lot of satisfaction knowing we’ve helped many Utah families and individuals
The credit union was established on November 30, 1937 as the Hoover Employees Federal Credit Union. Thanks to progressive thinking by the Board of Directors, a community charter was obtained in 1980. This new charter opened the field of membership essentially to everyone living or employed in North Canton, Ohio.
American Liberty Mortgage - Polk County - Winter Haven, FL
223 7th Street Southwest, Winter Haven, FL, 33880
American Liberty Mortgage, Inc. provides home loans, mortgage rates & mortgage refinance programs. | All information contained herein is for informational purposes only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures.
First Mortgage Corporation of Winter Haven is a licensed mortgage lender in the State of Florida. We make and service loans for qualified individuals. We're a family run business; we understand the importance of investment in community. In these difficult times, its comforting to know there is someone who cares on the other end of the phone.
290 Cypress Gardens Blvd SE, Winter Haven, FL, 33880
In 2005, two Floridian real estate & development families, recognized signs of a housing catastrophe, through the over-inflated home values, which was caused by risky mortgage products and lax lending standards.In 2006, Vertical Lending was founded, as a licensed mortgage lender, to provide a higher lending standard.
HealthShare Credit Union is a not-for-profit financial cooperative providing the best service to our most important assets - our members.
Your credit union was chartered in 1955 to serve the employees of Moses Cone Hospital. Over the next 50 years, as Moses Cone Health System grew
Greensboro Municipal Federal Credit Union was originally chartered by the State of North Carolina. In 1937, City of Greensboro workers pooled their resources and created Greensboro Municipal. The credit union converted to a federal charter in 2011. Now, after all of these years of continuous operation,
Stoffer Mortgage is a mortgage services company based in Canton, Ohio. We offer conventional, FHA, USDA, jumbo, and VA mortgages for residential transactions to purchase or refinance one to four-unit dwellings. These properties can be utilized for owner occupancy, vacation/second homes, or investment.
Pioneer Financial Services Inc. is a locally owned and operated company serving all of Ohio. Founded in 2000, we were built on honesty, integrity, and personal service. We offer a wide variety of loan programs with fast and efficient service. Our knowledgeable staff has over 50 combined years of experience originating mortgage loans.
