USDA Vs. FHA Pro and Con comparison in Denison, Grayson County, TX
In 2025, the USDA loan limit in Denison, within Grayson county, TX, is set at $336,500. In contrast, the FHA loan limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate the best rates available today for USDA versus FHA loans. Determine the income, credit rating, reserves, and necessary documents required for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, assisting in determining the best choice in tailored to your financial circumstances.
Loan Limits and Down Payment Requirements for 2025 in Denison, Grayson, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Denison, TX
Lendersa® strives to secure the ideal USDA or FHA loan swiftly, without complications. Begin with one of three pathways to be matched with lenders and the right USDA loan programs for you.
The USDA home loan, supported by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Different from FHA loans, which require a minimum 3.5% down payment, the USDA mortgage demands no down payment.
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