USDA Loan Vs. FHA loan pro & con Denison, Grayson County, TX

In 2025, USDA loan limit in Denison, county of Grayson, TX is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Denison, TX

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Texas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(217) 562-3961 Lender's profile and map Reviews First National Bank of Pana 306 S. Locust St, Pana, IL, 62557 As one of the oldest financial institutions in Christian County the First National Bank of Pana was chartered on June 26, 1930. Local businessmen built the Bank to fill a void in the local community created by the collapse of two prior financial institutions; Schuyler State Bank and National Bank of Pana during the great depression.
(256) 797-1264 Lender's profile and map Reviews MoveHome Southeast Mortgage, LLC 8097 Madison Boulevard, Suite 103, Madison, AL, 35758 The mortgage process can be confusing. Our mortgage experts help make the process easy to understand! With a single application and credit report, we can show you customized options from great lenders and make sure to find the right loan for you! With a single application and credit report, we can show you great options from multiple lenders.
(319) 392-4261 Lender's profile and map Reviews Danville State Savings Bank 109 North Main Street, Danville, IA, 52623 Danville State Savings Bank is a community institution with a legacy of strong and steady relationships. We look back at our history to help you move forward. Today’s customer requires access to account information after regular business hours — and from wherever she or he happens to be at the time. Your bank is ready to meet this demand.
3179082882 Lender's profile and map Reviews Richardson TRG Co 3007 Posada Court, Spring Hill, TN, 37174 "Empower your property investments with TRG, a dynamic hard money lender. Specializing in rapid, flexible financing for fix-and-flips, rentals, and commercial ventures, we offer competitive rates and fast approvals. Partner with TRG for a seamless, profitable real estate experience. Contact us to unlock your potential today!"
(615) 587-5360 Lender's profile and map Reviews American Mortgage Group, LLC 1414 Gray Fox Lane, Spring Hill, TN, 37174 American Mortgage Group, LLC is family-owned and operated right here in Spring Hill, TN. Since our company opened its doors in 2005, Richard Mitchell and associates have treated every customer like they were a part of our family. American Mortgage Group is committed to helping you find the right home loan mortgage product for your needs.
(719) 392-8439 Lender's profile and map Reviews School District 3 Federal Credit Union 1180 Crawford Ave, Colorado Springs, CO, 80911 OUR MISSION is To strive to continue the worldwide Credit Union philosophy of "people helping people" by providing quality services in a safe & sound financial environment to members. School District 3 Federal Credit Union, chartered in 1959. During the school year we will deposit $1 for every "A" on a quarterly report card into a savings account.
(515) 981-0434 Lender's profile and map Reviews City State Bank 100 NE Jacob St, Grimes, IA, 50111 At City State Bank we are proud to be a locally owned, family owned, community bank. And during a time of mergers, acquisitions, and 'bigger is better' philosophy, we like being different. Sure, we have great products, but more importantly, we have the great service that should go with those products.
(931) 363-1796 Lender's profile and map Reviews Bank of Frankewing PO Box 1, Frankewing, TN, 38459 Bank of Frankewing, a 100-year-old financial services institution, serves southern, middle Tennessee and northern Alabama with personalized, friendly banking opportunities. Bank of Frankewing is an independent institution focusing on the needs of our communities by offering a comprehensive range of personal and business banking services
(205) 298-6391 Lender's profile and map Reviews AloStar Bank of Commerce 3595 Grandview Parkway, Suite 425, Birmingham, AL, 35243 Alostar Bank Of Commerce is a branch office of Alostar Bank Of Commerce. They provide the following services: Full Service Office Location and are located at 3595 Grandview Parkway, Suite 425 in Birmingham Alabama. Mobile and traditional directions to this location can be found below along with ratings, lobby hours, their phone number
(205) 503-5000 Lender's profile and map Reviews SouthPoint Bank 3501 Grandview Parkway, Birmingham, AL, 35243 SouthPoint Bank was launched in October 2005 by former SouthTrust Corporation executives. Steve Smith, currently Chairman, President and Chief Executive Officer got the idea of opening a Bank when the former SouthTrust Bank was purchased by Charlotte-based Wachovia Corporation in June of 2004.
(888) 715-2400 Lender's profile and map Reviews Superior Credit Repair 2746 Summit Pl, Birmingham, AL, 35243 Our company’s goal is to help anyone who needs a second chance at financial freedom. Superior Credit Repair can help! We do credit repair, adjustments, improvement, debt consolidation, credit disputes and boosting. If you think you have no chance at getting a mortgage, then think again because Superior Credit Repair’s services are here.