USDA Loan Vs. FHA loan for Denison, TX [ best of 2023]

In 2025, USDA loan limit in Denison, county of Grayson, TX is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Denison, TX

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Texas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(408) 512-5712 1449 miles Lender's profile and map Reviews Ocean Mortgage 19620 Stevens Creek Blvd, Suite 280, Cupertino, CA, 95014 We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from. We'll guide you through the process and make it worry-free to improve your interest rate and monthly payment.
(408) 886-8926 1449 miles Lender's profile and map Reviews Ascend Realty and Financial Corporation 957 Vernie Ct, Cupertino, CA, 95014 Ascend has had ONE focus in mind - our clients. We live and breathe in Silicon Valley and our team members are often former engineers themselves, so we understand and resonate with our clients and know what matters the most. From commute route, school, up size/down size at different stages for housing, to rate, term.
(802) 767-3333 1449 miles Lender's profile and map Reviews White River Credit Union 96 North Main Street, Rochester, VT, 05767 The White River Credit Union is a full service, member-owned, not-for-profit financial institution. Our members comprise a radius around the Bethel, Randolph, & Rochester area. The White River Credit Union was formed in 1947 when five citizens in Rochester, Vermont wanted to create a small, friendly lending co-op to service the valley community.
(707) 474-5032 1449 miles Lender's profile and map Reviews Solano Mortgage - Main St. 520 Main St, Vacaville, CA, 95688 We are a mortgage lender, mortgage banker, direct lender . We process, underwrite and fund loans. Our top priority is to help you make an informed decision by presenting all available options. We offer exceptional customer service, superior loan processing times, competitive mortgage rates, extensive mortgage product offerings
(707) 477-6687 1449 miles Lender's profile and map Reviews Pacific Community Lender Inc 190 S. Orchard Ave, Suite B-115, Vacaville, CA, 95688 We were one of the first Mortgage Brokers in Vacaville. With over 30 years of experience, our specialty is offering products that others cannot and we have competitive rates to ensure satisfaction. Brokers in Vacaville. With over 30 years of experience, our specialty is offering products.
(707) 242-6336 1449 miles Lender's profile and map Reviews Mortgage Masters Lending Inc 338 Cernon Street, Vacaville, CA, 95688 Mortgage Masters of California is a mortgage brokerage made up of experienced brokers hell-bent on delivering top notch customer service. We take pride in providing our clients with quick customized quotes, epic low rates curated with our client’s future goals in mind, then we seal the deal in lightning speed.
(707) 385-1353 1449 miles Lender's profile and map Reviews McGuire Capital Group Realty 548 Main Street, Vacaville, CA, 95688 McGuire Capital Group has worked with borrowers and investors throughout Solano County and the surrounding area for over 30 years to offer fast private money financing to qualified clients. Our local and in-depth operations allow us to develop strong, lasting relationships built on trust and individual needs.
(707) 800-6047 1449 miles Lender's profile and map Reviews Citizens Financial 406 Main St., Suite E, Vacaville, CA, 95688 "We are a residential and commercial brokerage with the core focus of ""to serve those who serve."" Our passion and driving force is to provide exceptional home loans to all California citizens. With that being said, we have partnered with the top portfolio in private wholesale mortgage divisions."
(509) 838-8960 1449 miles Lender's profile and map Reviews SPOKANE MEDIA FEDERAL CREDIT UNION 6103 N Astor Street, Spokane, WA, 99208 Spokane Media Federal Credit Union. The original mission of the credit union was to encourage savings and grant members easier access to money for use in emergencies. SMFCU expanded its field of membership in 1973 to include radio, television and newspaper employees. Because we are a federally chartered institution, we adhere to guidelines that ens
(510) 690-6100 1449 miles Lender's profile and map Reviews Bay Cities Credit Union 22777 Main St, Hayward, CA, 94541 Bay Cities Credit Union is located in Hayward, CA, United States and is part of the Depository Credit Intermediation Industry. Bay Cities Credit Union has 33 total employees across all of its locations and generates $2.27 million in sales (USD). There are 2 companies in the Bay Cities Credit Union corporate family.
(510) 501-2370 1449 miles Lender's profile and map Reviews Assurity Realty Corp 23920 Sunnybank Pl, Hayward, CA, 94541 Assurity Realty Corp (ARC) is a family owned real estate business and home to a growing staff that are committed to helping our clients with all of their real estate needs, both Commercial and Residential. Become a part of our family! Real Estate Sales & Purchases are our business.