USDA Vs. FHA Pro and Con comparison in Bellwood, Chesterfield County, VA

In 2025, USDA loan limit in Bellwood, county of Chesterfield, VA is $428,700 while FHA limit is $546,250 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Bellwood, county of Chesterfield, VA

Loan Type Loan Limit Down payment
USDA $428,700 0%
FHA $546,250 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Bellwood, VA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Virginia?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • The Good Buy Mortgage Company
  • 200 William Allen Lane, Decatur, TX, 76234
  • We offer a wide array of programs and products to fit your needs, Conventional, FHA, VA, Jumbo, Investor products, & 100% Financing for both purchase and refinances. With 30 years of industry experience and long-standing lender relationships, we set ourselves apart from the other mortgage companies.
  • Valley Premier Bank
  • 416 Sixth Street, Hawley, MN, 56549
  • Valley Premier Bank continues to be locally owned and operated by the same people in the same locations. Both offices offer traditional bank products, which include commercial, real estate and consumer loans, checking and savings accounts, certificates of deposit, safe deposit boxes
  • Commercial State Bank, of Wagner
  • 204 S. Main Ave, Wagner, SD, 57380
  • We, at the Commercial State Bank, are dedicated to meeting the financial needs of our customers in and around the Wagner area by providing high quality and creative financial services through a skilled professional staff. We will accomplish our mission by remaining an independent community bank, focusing on our present and future customer needs.
  • Fort Randall Federal Credit Union
  • 231 Lake Street, Wagner, SD, 57380
  • In 1951 Ft. Randall Federal Credit Union was chartered to serve local federal employees of the Pickstown School District, and their immediate family members. Once a member of Ft. Randall Federal Credit Union, you can always be a member, even if you move out of field of membership!
  • Prosperity Mortgage, LLC
  • 5500 East Loop 820 South, Suite 101A, Fort Worth, TX, 76119
  • Our services will take the complications out of the process. Let one of our Loan Specialist analysis your credit profile to take the guess work out and identify the best financing available for you. You’ll be surprised by how easy your life becomes once we work together— contact one of our professional for more information.
  • Vantage Bank
  • 311 30th Ave E, Alexandria, MN, 56553
  • With more than 100 years of banking history behind it, Vantage Bank brings a diverse wealth of experience to its customers. Now in two great locations and with 12 employees, Vantage Bank continues to provide personal customer service while modernizing aspects of the bank to benefit its customers’ needs.
  • Member Preferred Federal Credit Union
  • 340 Blue Mound Road, Suite 342, Fort Worth, TX, 76131
  • Member Preferred began in 1935 with a vision to serve the employees of the St. Louis San Fancisco (or Frisco) Railway in Texas.While the name of the railroad has changed from Burlington Northern Railroad in 1981 to the Burlington Northern Santa Fe Railroad in 1995, our mission has stayed the same.
  • Lincoln State Bank
  • 302 Main Avenue South, Hankinson, ND, 58041
  • In 1903 four brothers chartered Lincoln State Bank in Glenburn, ND. In 1935, upon request by several Hankinson, ND merchants, the Healy family moved the charter to Hankinson. The bank continued to serve Glenburn for a number of years through the operation of a paying and receiving station.
  • Best Lenders LLC
  • 3725 Woodking Drive, Suite A, Houston, TX, 77043
  • Best Lenders We have the lowest mortgage insurance rates in the industry, and we offer up to 97% escrow fee waivers on most products. We offer Conventional, VA, FHA, Jumbo, USDA and refinance loans. We provide a transparent and stress-free lending process and also T.M. SCHALL is the founer of the mortgage company
  • Lone Star Bank
  • 2600 South Gessner Road, Houston, TX, 77063
  • Lone Star Bank was established in Houston in 2006. We are an independent and privately owned community bank primarily engaged in commercial banking with a diversified line of financial products and services, including conventional business and real estate loans and SBA loans. With superior customer service and local decision making.
  • Mortgages Direct
  • 2100 Tanglewilde 185, Houston, TX, 77063
  • William Taylor founder of Mortgages Direct and and own 100% of the company. Our corporate name is Mortgage Factory Inc. and we have been in business in Houston since 1992. I am proud of the fact that we have survived all these years, through the financial crises and boom times alike.