USDA Vs. FHA your options comparison in Bellwood, Chesterfield County, VA

For 2025, the USDA loan limit in Bellwood, county of Chesterfield, VA is $428,700. In contrast, the FHA limit for a single-family home is $546,250.

Use the Lendersa® USDA loan calculator to compare the best rates available today for USDA against FHA loans, and to determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator enables you to view USDA, FHA, Conforming, and VA options side by side, helping you decide which program in best fits your financial scenario.

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2025 Loan Limits and Downpayment Requirements in Bellwood, Chesterfield, VA

Loan Type Loan Limit Down Payment
USDA $428,700 0%
FHA $546,250 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Options in Bellwood, VA

The objective at Lendersa® is to secure the best USDA or FHA loans for you efficiently and without difficulty. You can choose one of three starting points to match with lenders and explore USDA loan options.

Lendersa USDA loan request and matching results

Understanding USDA Loans in VA

A USDA home loan is supported by the government through the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. Available only in rural neighborhoods, it requires no down payment whatsoever, unlike FHA loans which mandate a minimum down payment of 3.5%.

Enter your location to find out if it qualifies for USDA rural housing loan?



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