USDA VS FHA in Bensley, Chesterfield County, VA

As of 2025, the USDA loan cap in Bensley, within the county of Chesterfield, VA, stands at $428,700. Meanwhile, the FHA loan limit for a single-family house is $546,250.

With Lendersa® USDA loan calculator, you have the option to evaluate and compare the most favorable USDA and FHA interest rates available today. This tool also helps you assess the income, credit score, reserves, and documentation necessary for qualification. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA loan options side by side in , guiding you to select the optimal program based on your financial criteria.

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2025 Loan Limits and Down Payment Requirements in Bensley, County of Chesterfield, VA

Loan Type Loan Limit Down Payment
USDA $428,700 0%
FHA $546,250 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Opportunities in Bensley, VA

Lendersa® is dedicated to securing the best USDA or FHA loan quickly and conveniently. Select any of the three options below to connect with matching lenders and USDA loan programs.

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Defining USDA Loans in VA

A USDA home loan is a mortgage insured by the U.S. Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage. It's exclusively accessible in rural areas. In contrast to FHA loans, which necessitate a minimum 3.5% down payment, USDA mortgage loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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