USDA Loan Vs. FHA loan for Loch-Lomond, VA [ best of 2023]

In 2025, USDA loan limit in Loch-Lomond, county of Prince William, VA is $657,900 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Loch-Lomond, VA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Virginia?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(512) 261-1542 1301 miles Lender's profile and map Reviews Texas Lone Star Lending, LLC 13001 SH 71 West, Suite 208, Bee Cave, TX, 78738 Texas Lone Star Lending is a different kind of mortgage company. We prefer the personal touch. We don't operate on bank hours. We're not on the golf course at 3p. Your questions and needs are important. While we cannot always answer the phone, if you call between 9a and 7p Monday through Friday, we will return your call within two hours.
(800) 764-9831 1301 miles Lender's profile and map Reviews Home Financing Direct, LLC 12013 Nevada Dr, Austin, TX, 78738 Home Financing Direct offers the absolute best mortgage interest rates and lowest fees in the industry. In addition, we make the loan process easy and stress free for our customers by using the latest technology and providing world class service. Get your free personalized rate quote today
(512) 328-4545 1301 miles Lender's profile and map Reviews Charter Lending Corp. 5417 Lipan Apache Bend, Austin, TX, 78738 Charter Lending has been offering lower mortgage rates with superior service in Austin for over 10 years. You always get complete and accurate rates and fees with no cost or obligation. You don’t have to fill out a lot of forms. We value the successful self employed and/or sophisticated borrower.
(512) 705-1020 1301 miles Lender's profile and map Reviews Lakeway Lending 2802 Flintrock Trace# 212, Austin, TX, 78738 Lakeway Lending, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service – putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
(940) 937-3611 1301 miles Lender's profile and map Reviews First United Bank Texas 301 North Main Street, Childress, TX, 79201 First United Bank, a subsidiary of Plains Bancorp, Inc, reports total assets of more than $2 billion and currently operates 17 Banking Center offices in 13 West Texas communities; Amarillo, Canyon, Childress, Dimmitt, Earth, Lamesa, Littlefield, Lubbock, Paducah, Seagraves, Seminole, Sudan, and Wichita Falls, Texas.
(512) 971-2922 1302 miles Lender's profile and map Reviews Asset Lending TX PO Box 1652, Buda, TX, 78610 Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(830) 693-1840 1302 miles Lender's profile and map Reviews Homecorp Mortgage 217 Avenue N, Marble Falls, TX, 78654 Homecorp Mortgage has been closing mortgage loans since 1996. We are committed in offering personal service to our customers and also committed to providing our clients with a wide range of loan programs combined with some of the lowest mortgage rates available in all of Texas provides Home Loans, Reverse Mortgages and more.
(806) 688-7041 1303 miles Lender's profile and map Reviews PamCel Community Federal Credit Union 1939 N Hobart Street, Pampa, TX, 79065 PamCel Community FCU has been open since 1953. The credit union has assets totaling $14.8 Million & provides banking services to more than 1, 000 members as of March 2022. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member & access.
(806) 665-0847 1303 miles Lender's profile and map Reviews Cabot Community Credit Union 1063 N Sumner Street, Pampa, TX, 79065 Cabot Credit Union was officially chartered on June 6, 1931 after successfully completing the filing process with the Department of Banking. On 1956, Cabot Credit Union changed our name to Cabot Employees Credit Union to better reflect the membership of the time. Our commitment to our membership. It defines who we are, what we do, and why we exist.
(325) 643-3545 1303 miles Lender's profile and map Reviews Citizens National Bank at Brownwood 1 Carnegie St., Brownwood, TX, 76804 Citizens National Bank has established itself in central Texas as a leader among financial institutions. Many have come to know and trust Citizens National Bank. We are located in Brownwood, Texas, & have strong ties to many of our neighboring communities. Our commitment to our customers and our community is just one reason Citizens National Bank.
(701) 667-9500 1304 miles Lender's profile and map Reviews Railway Credit Union 1006 East Main Street, Mandan, ND, 58554 Railway Credit Union is a full-service, member-owned financial institution. We offer financial solutions that give you the power to live life your way! Proudly serving employees, retirees, & families of BNSF, MDU Resources Group, CP Rail, Century Link, AT&T, Teamsters 123, and AFL-CIO Members.