USDA Vs. FHA Pro and Con comparison in Loch-Lomond, Prince William County, VA

In 2025, the USDA loan limit for Loch-Lomond, located in the county of Prince William, VA, is set at $657,900, whereas the FHA limit for a single-family home is $822,375.

With Lendersa® USDA loan calculator, you can compare today's best USDA versus FHA rates, enabling you to determine the necessary income, credit, reserves, and required documents for qualification. Our advanced mortgage calculator provides you with USDA, FHA, Conforming, and VA options side by side, helping you to choose the best program in according to your financial needs.

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2025 Loan Limits and Downpayment Requirements in Loch-Lomond, County of Prince William, VA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

USDA and FHA Loan Selections in Loch-Lomond, VA

The objective of Lendersa® is to swiftly and smoothly connect you with the best USDA or FHA loan. Choose from one of three starting routes to find lenders and explore USDA loan programs that best meet your needs.

Lendersa USDA loan request and matching results

Explaining USDA Loans in VA

A USDA home loan, commonly referred to as a USDA rural development loan or USDA mortgage, is backed by the government’s Department of Agriculture. It's only offered in rural areas and, unlike FHA loans that require a minimum down payment of 3.5%, USDA loans require none, which benefits eligible buyers in rural locations.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Kiel Mortgage
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  • Kiel Mortgage is a company that lives by core principles to help ensure that decisions are made with each business relationship that focuses on integrity, high ethical standards and a commitment to excellence. Our primary approach to business has been to treat each refinance or purchase as if it was a close family member.
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  • Mortgage Master is a nationally trademarked company, established in 1976 by members of the Porter family, veterans of the real estate industry since 1950. What began as a small family endeavor has flourished over the years into one of the leading lenders in the Pacific Northwest.
  • Honest Ethical Responsive Mortgage
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  • With over 34 years of experience I come with a fresh prospective on the mortgage world. Being a mortgage broker at the beginning of my career and now here again after working in all other aspects of the business, I have a full understanding of the lending world and how to find the best product and pricing for my clients.
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  • Capstone Home Loans is a leading, full-service integrated mortgage bank setting the standard for the industry today with a purposeful eye towards the future. A unique firm with a practice that actively supports the talents of experienced mortgage professionals who are focused on serving their client’s goals in pursuit of the American Dream.
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