USDA VS FHA in Loch-Lomond, Prince William County, VA

In 2026, the USDA loan limit for Loch-Lomond, located in the county of Prince William, VA, is set at $657,900, whereas the FHA limit for a single-family home is $822,375.

With Lendersa® USDA loan calculator, you can compare today's best USDA versus FHA rates, enabling you to determine the necessary income, credit, reserves, and required documents for qualification. Our advanced mortgage calculator provides you with USDA, FHA, Conforming, and VA options side by side, helping you to choose the best program in according to your financial needs.

Compare loan offers from 100 lenders

2026 Loan Limits and Downpayment Requirements in Loch-Lomond, County of Prince William, VA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

USDA and FHA Loan Selections in Loch-Lomond, VA

The objective of Lendersa® is to swiftly and smoothly connect you with the best USDA or FHA loan. Choose from one of three starting routes to find lenders and explore USDA loan programs that best meet your needs.

Lendersa USDA loan request and matching results

Explaining USDA Loans in VA

A USDA home loan, commonly referred to as a USDA rural development loan or USDA mortgage, is backed by the government’s Department of Agriculture. It's only offered in rural areas and, unlike FHA loans that require a minimum down payment of 3.5%, USDA loans require none, which benefits eligible buyers in rural locations.

Enter your location to find out if it qualifies for USDA rural housing loan?



Loch-Lomond Lenders

  • Harry H Horning Financial Services
  • 8721 Plantation Lane, Suite 201, Manassas, VA, 20110
  • Lends in Virginia
  • Harry H. Horning Financial Services was founded with the goal of guiding our clients in every aspect of their financial lives in order to help them achieve financial confidence and independence. We are dedicated to you, our client. We work one on one with you to analyse your financial situation, determine a best course of action.

  • Dominion First Mortgage Corporation
  • 9431 Main St, Manassas, VA, 20110
  • Lends in Virginia
  • Dominion First Mortgage was founded in 1995 in Manassas Va. Our incredible staff has closed over 1 Billion dollars in loans mostly in the Northern Virginia counties of Fairfax, Prince William, Loudoun and Arlington. Because of our local knowledge we make the loan process much simpler for our borrowers.

  • Infiniti Mortgage Solutions Inc.
  • 7518 Diplomat Drive, Suite B, Manassas, VA, 20109
  • Lends in Virginia
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • Marion Mortgage, LLC
  • 14637 Lee Highway, Suite 103, Centreville, VA, 20121
  • Lends in Virginia
  • Marion Mortgage, LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is unique, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.

  • Commercial Lending LLC
  • 7603 Maple Branch Rd, Clifton, VA, 20124
  • Lends in Virginia
  • Commercial Lending, LLC is pleased to offer land acquisition, construction and closing costs financing for small single-family residential construction projects. We offer loans for stick-built or modular home construction. We work with you to streamline the construction loan process so that you can begin construction on your schedule.

  • Bluestone Home Loans LLC
  • 14382 Flourcastle Court, Centreville, VA, 20120
  • Lends in Virginia
  • Bluestone Home Loans LLC was created to better serve the needs of the customer. Our founder, Matt McMahon, learned the business as a loan officer at a large regional bank. He valued his time there and worked with many outstanding individuals. Bluestone Home Loans is exclusively a Virginia mortgage brokerage.

  • St Michael Mortgage LLC
  • 5381 Lavender Mist Court, Centreville, VA, 20120
  • Lends in Virginia
  • St Michael Mortgage LLC Is to provide exceptional service at competitive pricing to those in need of mortgage Loans, refinancing, and consulting services, ensure our clients’ needs are met, and respect and hold dear the client base that ensures our successful future and also We are a for profit company in the practice of mortgage.

  • The Mortgage Store, LLC
  • 10534 Burke Lake Road, Fairfax Station, VA, 22039
  • Lends in Virginia
  • The Mortgage Store, LLC, where you'll find the lowest rates and closing costs available! When you're looking for a mortgage broker in Texas or Virginia that is dedicated to customer service, reach out to us-we'll discuss your financing needs and match you with the loan that suits your budget.

  • Justice Federal Credit Union
  • 5175 Parkstone Drive, Suite 200, Chantilly, VA, 20151
  • Lends in Virginia
  • The Justice Federal Credit Union Foundation was founded with a mission to offer programs and engage in charitable activities that promote education, recognize professional excellence and caring for others, reduce hardship, and improve the lives of Justice Federal Credit Union Members