USDA and FHA Pro and Con in Loch-Lomond, Prince William County, VA
In 2025, the USDA loan limit for Loch-Lomond, located in the county of Prince William, VA, is set at $657,900, whereas the FHA limit for a single-family home is $822,375.
With Lendersa® USDA loan calculator, you can compare today's best USDA versus FHA rates, enabling you to determine the necessary income, credit, reserves, and required documents for qualification. Our advanced mortgage calculator provides you with USDA, FHA, Conforming, and VA options side by side, helping you to choose the best program in according to your financial needs.
2025 Loan Limits and Downpayment Requirements in Loch-Lomond, County of Prince William, VA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Selections in Loch-Lomond, VA
The objective of Lendersa® is to swiftly and smoothly connect you with the best USDA or FHA loan. Choose from one of three starting routes to find lenders and explore USDA loan programs that best meet your needs.
A USDA home loan, commonly referred to as a USDA rural development loan or USDA mortgage, is backed by the government’s Department of Agriculture. It's only offered in rural areas and, unlike FHA loans that require a minimum down payment of 3.5%, USDA loans require none, which benefits eligible buyers in rural locations.
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