USDA and FHA Pro and Con in Yorkshire, Prince William County, VA

In 2026, the USDA loan cap for Yorkshire in Prince William, VA, is set at $336,500, while the FHA cap for a single-family house is $546,250.

Utilize the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates. Discover the income, credit, reserves, and documentation required to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the best program for your financial needs in .

Compare loan offers from 100 lenders

2026 Loan Limits and Downpayment Requirements in Yorkshire, Prince William, VA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $546,250 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Options in Yorkshire, VA

Lendersa® is committed to swiftly securing the best USDA or FHA loans for you, hassle-free. Choose from three initial options that connect you to matching lenders and USDA loans.

Lendersa USDA loan matching results

What is a USDA Loan in VA?

A USDA home loan, also known as a USDA rural development loan or mortgage, is guaranteed by the Department of Agriculture and available exclusively in rural areas. Unlike FHA loans that require a 3.5% minimum down payment, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Carriage House Mortgage Company
  • 170 US Route 1, Suite 160, Falmouth, ME, 04105
  • Carriage House Mortgage seeks to create excellence within the real estate community. It is our goal to provide sensible, prudent and expert lending services to each one of our clients. We will ensure that we provide only the most appropriate lending products. Our goal is to provide our customers with fair mortgage rates at reasonable prices.

  • South Bend Transit Federal Credit Union
  • 1401 S Lafayette Boulevard, Suite 100, South Bend, IN, 46613
  • South Bend Transit Federal Credit Union is a member owned non-profit financial institution. We provide services to persons working/retirees from Transpo and their immediate family members. Putting our members first for over 75 years and ensuring the growth of our credit union to continue to serve families present and future.

  • BrightPath Mortgage
  • 1200 Ashwood Pkwy, Suite 200, Atlanta, GA, 30338
  • BrightPath Mortgage, we provide a wide range mortgages to ensure that our valued customers have access to the best interest rates and loan terms. Our dedication to your complete satisfaction means that your needs are our ultimate priority. For borrowers who are preparing to relocate or are involved in out-of-state real estate investing,

  • South Bend Firefighters Credit Union
  • 1122 South Main Street, South Bend, IN, 46601
  • Our credit union Motto is “People Helping People.” We’re all working together to help each other. As member-owners, we all have a stake in the credit union’s success. The better our credit union does, the better you do. That’s the value of credit union membership. South Bend Firefighters Federal Credit Union was organized on October 1959.

  • Policemen's Federal Credit Union
  • 1130 South Main Street, South Bend, IN, 46601
  • We proudly serve the law enforcement community of St. Joseph County, IN, membership with PFCU is available to others as well. By supporting local law enforcement with a minimal, one time membership fee to the Fraternal Order of Police Associates (FOPA), you too can become a member of Policemen's Federal Credit Union.

  • Centennial Mortgage, Inc.
  • 218 W. Washington Street, Suite 900, South Bend, IN, 46601
  • Centennial Mortgage is a privately held results-driven lender providing proactive, end-to-end solutions exclusively for multi-family and healthcare owners/developers seeking HUD and USDA financing. Our approach is delivered with a high-touch level of customer service found only with a specialized lender.

  • Teachers Credit Union
  • PO Box 1395, South Bend, IN, 46624
  • Although we were established as Teachers Credit Union, we’re not just for teachers anymore. Since our founding in 1931, we’ve grown to nearly 60 locations and more than 300, 000 members, making it the largest credit union in Indiana. Also serving southwest Michigan, TCU offers a range of traditional banking services, plus investments and insurance.

  • Notre Dame Federal Credit Union
  • 1828 Moreau Dr, Notre Dame, IN, 46556
  • Notre Dame Federal Credit Union was born on a sunny afternoon in May 1941, during the course of a conversation at a small tavern off of Notre Dame Avenue. From our humble beginnings operating out of the night watchman's office in the Main Building on the campus of the University of Notre Dame,