USDA Vs. FHA your options comparison in Sandston, Henrico County, VA

For 2025, the USDA loan limit in Sandston, county of Henrico, VA, is $428,700. The FHA limit for a single-family home, in comparison, is $546,250.

Utilize the Lendersa® USDA loan calculator to compare the best current rates for USDA versus FHA. Determine the income, credit, reserves, and documentation required to qualify. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA loans side by side. This will aid you in choosing the best program for your financial needs in .

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2025 Loan Limits and Downpayment Requirements in Sandston, Henrico, VA

Loan Type Loan Limit Down Payment
USDA $428,700 0%
FHA $546,250 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Sandston, VA

Lendersa® aims to provide you with the best USDA or FHA loans quickly and effortlessly. Choose one from three initial paths to match with lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Exploring USDA Loans in VA

A USDA home loan, also called a USDA mortgage or rural development loan, is backed by the Department of Agriculture and available in rural areas exclusively. Unlike FHA loans, requiring at least a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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