USDA Vs. FHA Pro and Con comparison in East-Highland-Park, Henrico County, VA

During 2025, the USDA loan limitation for East-Highland-Park, located in Henrico county, VA is set at $428,720, whereas for a single-family home, the FHA cap is $535,900.

Utilize the Lendersa® USDA loan calculator to evaluate the current best rates between USDA and FHA loans. This tool will help you understand the income, credit scores, reserves, and required documents to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, aiding your decision on the best program in Alabama that suits your particular financial needs.

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Guidelines for 2025 loan limits and down payments in East-Highland-Park, Henrico, VA

Type of Loan Maximum Loan Limit Minimum Down Payment
USDA $428,720 0%
FHA $535,900 3.5%
Conventional Conforming $548,250 3%

Examining USDA and FHA loans in East-Highland-Park, VA

Lendersa® is dedicated to securing the most beneficial USDA or FHA loan for you quickly and effortlessly. Choose one of three initial options that connect you with lenders and suitable USDA loan programs.

Lendersa USDA loan inquiry and matchmaking results

An Overview of USDA Loans in VA

The USDA home loan is a government-backed product supported by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, primarily available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment, making them an appealing option.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Nation One Mortgage Corporation
  • 701 Route 73 North, Suite 2, Marlton, NJ, 08053
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • AdvancePoint Capital
  • 51 Haddonfield Road, Suite 135, Cherry Hill, NJ, 08002
  • AdvancePoint Capital offers are variety of business funding products to small to mid-size businesses * Business Loans * Business Lines of Credit *Small Business Administration (SBA) Loans * Invoice Factoring * Equipment Leasing * Medical Practice Financing * Business Cash Advance What we are know for.
  • 1st Colonial Community Bank Headquarters
  • 210 Lake Dr E, Suite 300, Cherry Hill, NJ, 08002
  • "1st Colonial Community Bank has long been a staple in South Jersey, with branches in Collingswood and Westville, and for two decades has offered a full suite of financial services for personal and business banking. As a community bank, we place relationships and customer service at the center of all that we do."
  • The Victory Bank
  • 548 North Lewis Road, Limerick, PA, 19468
  • The Victory Bank was built from scratch by a team of experienced and passionate bankers and is owned and managed by several hundred local shareholders. We are not part of a financial conglomerate and we are not obsessed with growing into the biggest bank around. Our values-based company was started with the core mission
  • Pennian Bank
  • 2 North Main St., Mifflintown, PA, 17059
  • Since 1864, Pennian Bank has been providing a variety of banking and financial services for local residents and businesses. Formerly The First National Bank of Mifflintown, the bank changed its name in June 2017 to Pennian Bank. Pennian is a nod to the bank's Pennsylvania heritage and is a strong, unique name.
  • Juniata Valley Bank
  • 1762 Butcher Shop Road, Mifflintown, PA, 17059
  • Bank Right at JVB. The Juniata Valley Bank opened for business for the first time on August 5, 1867. Since that time, The Juniata Valley Bank has served Central Pennsylvania and beyond with a commitment to customer service and customer satisfaction. Starting with just one office in Mifflintown, Juniata County,
  • First Area Federal Credit Union
  • 23 South Dorcas Street, Lewistown, PA, 17044
  • The First Area Federal Credit Union is a unique financial institution. We are member owned and not-for-profit. Unlike banks that are strictly profit-driven, we return excess earnings to our members by providing better personal service, lower interest rates for loans, higher yields on savings accounts, new products and services.
  • MCS Bank
  • 19 N Brown St, Lewistown, PA, 17044
  • MCS Bank is a state-chartered, MUTUAL savings bank operating five community branches in Mifflin, Huntingdon and Snyder Counties and a Operations Center with full-service Branch in Milroy. Originally formed in 1923 as the Mifflin County Building and Loan Association, MCS Bank has grown throughout the years by focusing
  • Trouvaille Federal Credit Union
  • 4700 Wissahickon Avenue, Suite 126, Philadelphia, PA, 19144
  • The Trouvaille FCU is a financial cooperative owned by its members. It strives to improve the quality of life of its members by encouraging regular savings. Trouvaille FCU provides access to financial education and services to its members. It is particularly focused on extending financial services to those traditionally.
  • Max Mortgage
  • 6103 Washington Drive, Reading, PA, 19606
  • Max Mortgage is a full-service mortgage brokerage based in Reading, Pennsylvania. Founded in 2005 by a Brazilian-American woman, we are proud to have helped turn thousands of customers into homeowners. We are not a large company, nor do we want to be. We are a tight-knit, family-owned company that puts our customers first.
  • Flip Funding LLC
  • 2930 Jasper St, Suite 220, Philadelphia, PA, 19134
  • "Finding the perfect investment property is challenging enough. Why should financing it create even more difficulties? As you know, securing hard money funding for your real estate deals can get complicated. In some cases, you’re seen as an easy target to take advantage of because you have an immediate need for money."