USDA Vs. FHA your options comparison in East-Highland-Park, Henrico County, VA

During 2026, the USDA loan limitation for East-Highland-Park, located in Henrico county, VA is set at $428,720, whereas for a single-family home, the FHA cap is $535,900.

Utilize the Lendersa® USDA loan calculator to evaluate the current best rates between USDA and FHA loans. This tool will help you understand the income, credit scores, reserves, and required documents to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, aiding your decision on the best program in Alabama that suits your particular financial needs.

Explore loan offers from a consortium of 100 lenders

Guidelines for 2026 loan limits and down payments in East-Highland-Park, Henrico, VA

Type of Loan Maximum Loan Limit Minimum Down Payment
USDA $428,720 0%
FHA $535,900 3.5%
Conventional Conforming $548,250 3%

Examining USDA and FHA loans in East-Highland-Park, VA

Lendersa® is dedicated to securing the most beneficial USDA or FHA loan for you quickly and effortlessly. Choose one of three initial options that connect you with lenders and suitable USDA loan programs.

Lendersa USDA loan inquiry and matchmaking results

An Overview of USDA Loans in VA

The USDA home loan is a government-backed product supported by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, primarily available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment, making them an appealing option.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Premier Financial Services Inc
  • 206 1/2 West State Street, Suite 202, Geneva, IL, 60134
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • First Cosmopolitan Mortgage Inc
  • 410 East State Street, Suite B, Geneva, IL, 60134
  • First Cosmopolitan has maintained superior service and a commitment to providing competitive mortgage products. We have over 100 years of combined mortgage experience which in conjunction with a state of the art mortgage product portfolio has made us a well known financing option for thousands of homeowners.

  • Commercial Mortgage Advisors
  • 1230 Gray Court, Eustis, FL, 32726
  • Commercial Mortgage Advisors originates loans with Life Insurance Companies, CMBS Lenders, Multi-Family DUS Lenders, Commercial Banks, Structured Finance Lenders, SBA lenders, and Industrial Development Bond lenders. The company primarily places long-term, fixed-rate financing on income producing.

  • The First Bank and Trust Company of Murphysboro
  • 1403 Walnut Street, Murphysboro, IL, 62966
  • The First National Bank of Murphysboro opened its doors for business on the 13th day of May, 1889. The Jackson County Bank, a private institution owned by Medar Lucier and Joseph VanCloostere, was purchased. The First National Bank then occupied their quarters on the south side of the square until 1891,

  • First State Bank of Bloomington
  • 204 North Prospect Road, Bloomington, IL, 61704
  • First State Bank of Bloomington is unique because we’re 100% employee-owned. If that sounds uncommon, it’s because our ownership structure is extremely rare. In fact, industry analysts have estimated that fewer than 10 banks across the country have a similar structure to ours.We have the attitude & the commitment to make you financially successful.

  • Mid-Illini Credit Union
  • 1811 Eastland Dr, Bloomington, IL, 61704
  • Established in 1940, Mid-Illini Credit Union evolved from a handful of employee credit unions that joined together to provide top-rate financial services to thousands of local residents. We’re now over 7, 000 members strong and growing…

    MICU is a not-for-profit, member-owned financial cooperative, not a corporation

  • Team USA Mortgage
  • 1709 Tullamore Ave, Suite D, Bloomington, IL, 61704
  • "Team USA Mortgage is a national mortgage company offering retail mortgages and employment opportunities for qualified groups and individuals.

    Team USA Mortgage is committed to serving customers in all licensed states. Our core values of Honesty, Integrity, and Transparency flow from the corporate office

  • FIRST STATE MORTGAGE
  • 502 N. Hershey Road, Bloomington, IL, 61704
  • First State Mortgage (FSM), a subsidiary of First State Bank, Member FDIC, was founded in 2007 by a group of veteran bankers who have been working together in the residential First State Mortgage industry for more than 20 years. Our goal is to provide a comprehensive range of mortgage products, competitive pricing, and high quality.

  • First State Mortgage Services, LLC
  • 502 North Hershey Road, Bloomington, IL, 61704
  • First State Mortgage was founded in 2007 by a group of veteran bankers who have been working together in the residential mortgage services industry for more than 20 years. Our goal is to provide a comprehensive range of mortgage products, competitive pricing, and high quality, ethical mortgage services.

  • Reverse Mortgage Center
  • 1015 Noteware Dr, Traverse City, MI, 49686
  • Lisa Haggai have been in the Reverse Mortgage industry for over 20 years. She proud to say that customer service is the #1 thing that my clients compliment me on. She work for YOU, not the lender! Because She work with multiple lenders, Lisa truly have access to finding the absolute best product fit for your individual needs.

  • Versatile Mortgage L.L.C.
  • 810 S Garfield Ave, Suite A, Traverse City, MI, 49686
  • 23 years of combind experience in the mortgage industry - Versatile Mortgage, a premier wholesale lender providing mortgage and home financing services for Northern Michigan. Based in Traverse City, Versatile Mortgage offers a full range of loan products and is widely known for its in house 100% construction loan program.