USDA Vs. FHA your options comparison in Hartford, Windsor County, VT

In 2025, the USDA loan limit within Hartford, situated in Windsor county of VT, is $336,500. Conversely, for a single-family home, the FHA limit is set at $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates, allowing you to evaluate necessary qualifications such as income, credit, reserves, and documentation. Our advanced mortgage calculators place USDA, FHA, Conforming, and VA programs side by side to assist you in determining which is ideal for your financial circumstances in .

Explore loan offers from a variety of 100 lenders

2025 Loan Limits and Down Payment Requirements in Hartford, Windsor County, VT

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Opportunities in Hartford, VT

Lendersa®'s objective is to provide you with the most suitable USDA or FHA loan quickly without hassle. Begin with one of three options that guide you to lenders and USDA loan packages.

Lendersa USDA loan application and matching results

Defining USDA Loans in VT

A USDA home loan is backed by the government's Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. It is available only within rural regions. Unlike FHA loans that call for a 3.5% minimum down payment, a USDA mortgage requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • TMC Equities Inc
  • 29 Marble Avenue, 2nd Floor, Pleasantville, NY, 10570
  • TMC Equities, Inc. is a local and community oriented mortgage broker. For over 24 years we have been located in Pleasantville, NY. Products are available for every purchase or refinance including less than perfect credit, little down payment, low income. We shop with a variety of banks to pass on better rates than your bank.
  • Stamford Healthcare Credit Union
  • 4 Hospital Plaza, Stamford, CT, 06902
  • Stamford Healthcare Credit Union, Inc., where we have been "People Helping People" since 1978. As part of SHCCU, you can choose from a variety of services and enjoy quick, friendly service. We serve employees of the Stamford Health System and members of their immediate family. SHCCU is a legal cooperative, and you are one of the owners.
  • Siena Lending Group LLC
  • 9 W. Broad Street, Stamford, CT, 06902
  • Siena Lending Group LLC is an independent specialty finance company offering asset based loans between $2 and $30 million to middle market businesses across the United States. Our clients typically cannot access traditional financing from banking institutions. Siena also offers a turn-key servicing platform for community
  • Landmark Loans
  • 945 Long Ridge Road, Stamford, CT, 06902
  • Landmark Loans is committed to helping you find and close the right mortgage product for your needs. We are different in that the broker, John Lasko is also a CPA and offers personalized service with skills not offered by your local bank, a national lender or another local mortgage broker.
  • A.J.T.M Financial Group, Inc.
  • 1266 E. Main Street Suite 700R, Stamford, CT, 06902
  • A.J.T.M Financial Group, Inc. we have been Funding Commercial and Residential Loans since 2006.We are a Direct Nationwide Lender from $75,000 - $5,000,000. Loans over our Max Loan Amount can still be Funded with our Portfolio of Participating Funding Partners.Between A.J.T.M. Financial Group, Inc.
  • Patriot Bank, National Association
  • 900 Bedford St, Stamford, CT, 06901
  • Patriot Bank is a leading community and commercial bank headquartered in Stamford, CT with branches in Fairfield and New Haven Counties in Connecticut and in Westchester County in New York. Founded in 1994, Patriot Bank has served its communities by helping individuals, small businesses, nonprofits
  • First County Bank
  • 117 Prospect St, Stamford, CT, 06901
  • First County Bank, headquartered in Stamford, Conn. for more than 168 years, is an independent mutual community bank with 16 branches in Stamford, Norwalk, Darien, Greenwich, Fairfield, New Canaan and Westport offering deposit products, mortgages, wealth management, business banking services, and a full array of digital banking products
  • Sound Federal Credit Union
  • 888 Washington Boulevard, Stamford, CT, 06901
  • Sound Federal Credit Union began in 1952 when Stamford Municipal Employees Credit Union was chartered to serve the Stamford city workforce and their families. During the past seven decades, Sound has grown to over $76 million in assets and expanded its reach to serve the 15 cities in Fairfield County along the Long Island Sound.
  • SG Capital Partners
  • 750 Washington Boulevard, Suite 1050, Stamford, CT, 06901
  • SG Capital Partners is a correspondent lender that offers Non-QM (Non-Agency) residential real estate debt across a wide variety of portfolio products including owner occupied, second homes and investor markets nationwide. We collaborate directly with our clients in order to create innovative mortgage solutions that truly fit a borrower’s needs