USDA Loan Vs. FHA loan for Hartford, VT 2026

In 2026, the USDA loan limit within Hartford, situated in Windsor county of VT, is $336,500. Conversely, for a single-family home, the FHA limit is set at $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates, allowing you to evaluate necessary qualifications such as income, credit, reserves, and documentation. Our advanced mortgage calculators place USDA, FHA, Conforming, and VA programs side by side to assist you in determining which is ideal for your financial circumstances in .

USDA and FHA Loan Opportunities in Hartford, VT

Lendersa®'s objective is to provide you with the most suitable USDA or FHA loan quickly without hassle. Begin with one of three options that guide you to lenders and USDA loan packages.

Lendersa USDA loan application and matching results

Defining USDA Loans in VT

A USDA home loan is backed by the government's Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. It is available only within rural regions. Unlike FHA loans that call for a 3.5% minimum down payment, a USDA mortgage requires no down payment.

Get top 10
USDA LENDERS
customized to yout needes

Hartford Lenders
(802) 295-5104 Lender's profile and map Vermont VA Federal Credit Union 1285 VA Cutoff Road, White River Junction, VT, 05001 Lends in Vermont Vermont VA Federal Credit Union has been open since 1939. It's the 12th largest credit union in Vermont with assets totaling $32.41 Million and providing banking services to more than 2, 000 members as of March 2022. The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services
(603) 448-3650 Lender's profile and map Mascoma Savings Bank 263 Maple Street, White River Junction, VT, 05001 Lends in Vermont Mascoma Bank is a mutually owned bank and not for sale. With no shareholders to please, we are committed to remaining independent and to re-investing profits in our community. Our first priority has always been—and always will be—you, our customers. We are different than other banks and give you the security of a long-term relationship.
(888) 252-8932 Lender's profile and map Heritage Family Credit Union 30 Allen St, Rutland, VT, 05701 Lends in Vermont The purpose of the Heritage Family Credit Union is to provide friendly, personable, high quality services for the entire family. The Credit Union will strive to offer convenient, cost effective services while maintaining financial stability. Heritage Family Credit Union’s vision is families prospering through cooperation.
(802) 767-3333 Lender's profile and map White River Credit Union 96 North Main Street, Rochester, VT, 05767 Lends in Vermont The White River Credit Union is a full service, member-owned, not-for-profit financial institution. Our members comprise a radius around the Bethel, Randolph, & Rochester area. The White River Credit Union was formed in 1947 when five citizens in Rochester, Vermont wanted to create a small, friendly lending co-op to service the valley community.