FHA Vs. USDA loan program for Woodstock, Windsor County, Vermont

In the year 2025, the limit for USDA loans in Woodstock, located in Windsor county of VT, amounts to $336,500. On the other hand, for FHA loans, it's set at $472,030 for single-family homes.

Utilize the Lendersa® USDA loan calculator to evaluate today's prime rates for both USDA and FHA loans, and to analyze the income, credit, reserves, and documents necessary for qualification. This advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best program in for your unique financial situation.

Exploring USDA and FHA Loan Choices in Woodstock, VT

The aim of Lendersa® is to offer you swift and hassle-free USDA or FHA loans with either zero or minimal stress involved. Pick one from three pathways to connect with lenders and discover USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in VT

A USDA home loan is a government-backed financial product, known as the USDA rural development loan or USDA mortgage, and is accessible only in rural areas. FHA loans call for a minimum of 3.5% down payment, but the USDA mortgage does not require any down payment at all.

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(671) 477-8736 Lender's profile and map Reviews Coast360 Federal Credit Unio 450 Route 8, Hagatna, GU, 96910 Coast360 started on September 24, 1962 as Government of Guam Employees Federal Credit Union by a group of 20 government employees. At that time, their employer was their common bond. In 2008, the credit union was granted a charter that opened membership to everyone who lives or works on the island.
(802) 295-5104 Lender's profile and map Reviews Vermont VA Federal Credit Union 1285 VA Cutoff Road, White River Junction, VT, 05001 Vermont VA Federal Credit Union has been open since 1939. It's the 12th largest credit union in Vermont with assets totaling $32.41 Million and providing banking services to more than 2, 000 members as of March 2022. The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services
(603) 448-3650 Lender's profile and map Reviews Mascoma Savings Bank 263 Maple Street, White River Junction, VT, 05001 Mascoma Bank is a mutually owned bank and not for sale. With no shareholders to please, we are committed to remaining independent and to re-investing profits in our community. Our first priority has always been—and always will be—you, our customers. We are different than other banks and give you the security of a long-term relationship.
(888) 252-8932 Lender's profile and map Reviews Heritage Family Credit Union 30 Allen St, Rutland, VT, 05701 The purpose of the Heritage Family Credit Union is to provide friendly, personable, high quality services for the entire family. The Credit Union will strive to offer convenient, cost effective services while maintaining financial stability. Heritage Family Credit Union’s vision is families prospering through cooperation.
(802) 438-2303 Lender's profile and map Reviews NeighborWorks of Western Vermont 110 Marble Street, West Rutland, VT, 05777 NeighborWorks of Western Vermont, we are all things home. We work to help Vermonters become educated about finances and homeownership, find homes to purchase, get the loans they need to buy homes, and renovate their existing homes to make them healthy, safe, and affordable. We believe that homeownership and connected neighborhoods support people.
(800) 439-7781 Lender's profile and map Reviews NH Community Federal Credit Union 98 Charlestown Road, Claremont, NH, 03743 The NH Community Federal Credit Union was organized in 1959 for the employees of Joy Manufacturing. A subsequent change of its charter now allows membership eligibility to all individuals who live or work in Sullivan County. The purpose of the Credit Union is to promote thrift among its members, and to create a source of credit for provident
(603) 542-7711 Lender's profile and map Reviews Claremont Savings Bank 145 Broad Street, Claremont, NH, 03743 Claremont Savings Bank is a mutual savings bank founded in 1907 primarily serving the communities of Claremont, Charlestown, and Cornish, New Hampshire. It is overseen by a Board of Trustees that are selected by and from the group of Corporators who represent the interests of the depositors, borrowers, and communities that the Bank serves.
(802) 767-3333 Lender's profile and map Reviews White River Credit Union 96 North Main Street, Rochester, VT, 05767 The White River Credit Union is a full service, member-owned, not-for-profit financial institution. Our members comprise a radius around the Bethel, Randolph, & Rochester area. The White River Credit Union was formed in 1947 when five citizens in Rochester, Vermont wanted to create a small, friendly lending co-op to service the valley community.
(603) 643-1400 Lender's profile and map Reviews Title Mortgage Solution 7 Lebanon Street, Suite 105, Hanover, NH, 03755 We have consistently offered the best combination of competitive rates, closing costs, and the widest range of unique and creative loan programs, all while providing the highest level of local service which is so important.We are proud to have closed over a billion dollars in loans, and have helped finance thousands of families.
(603) 643-7400 Lender's profile and map Reviews Legacy Mortgage, LLC 2 Buck Rd, Suite L, Hanover, NH, 03755 Founded in 2021 by longtime Upper Valley mortgage professionals Rob Messenger and Jessica Irwin, Legacy Mortgage LLC provides buyers with unique insight into the local market, a combined 70 years of experience, and access to a network of lending professionals that can make all the difference in securing the most optimal combination of rates
(603) 863-3000 Lender's profile and map Reviews Sugar River Bank PO Box 569, Newport, NH, 03773 Sugar River Savings Bank was founded in 1895 by a group of local businessmen who saw the need for a local bank, managed by local people who were committed to the growth and prosperity of the community. As a mutual bank, headquartered in Newport, NH, we service the surrounding communities of Newport, Sunapee, New London, Grantham, Warner, Bradford