USDA VS FHA in Woodstock, Windsor County, VT

In the year 2025, the limit for USDA loans in Woodstock, located in Windsor county of VT, amounts to $336,500. On the other hand, for FHA loans, it's set at $472,030 for single-family homes.

Utilize the Lendersa® USDA loan calculator to evaluate today's prime rates for both USDA and FHA loans, and to analyze the income, credit, reserves, and documents necessary for qualification. This advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best program in for your unique financial situation.

Explore loan offers from a pool of 100 lenders

2025 Loan Limits and Down Payment Requirements in Woodstock, Windsor County, VT

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Choices in Woodstock, VT

The aim of Lendersa® is to offer you swift and hassle-free USDA or FHA loans with either zero or minimal stress involved. Pick one from three pathways to connect with lenders and discover USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in VT

A USDA home loan is a government-backed financial product, known as the USDA rural development loan or USDA mortgage, and is accessible only in rural areas. FHA loans call for a minimum of 3.5% down payment, but the USDA mortgage does not require any down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Machinists-Boilermakers Federal Credit Union traces its roots back to 1961. Machinists-Boilermakers Federal Credit Union is a member owned financial institution where members save and borrow. Your credit union is a not-for-profit organization where earnings are returned to members through dividends and by new services.
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